| the reason for my appeal and my signature to debit card billing dispute unit. Why did neither XXXX nor XXXX ( nor anyone else I spoke with ) tell me this in my previous calls? Did they even know this? I asked XXXX | 1 | 0.0% | who informed me that the case was closed |
| the reason for retaining it and timeline for its release. | 1 | 0.0% | XXXX XXXX |
| the reason for the bank 's belief that the check is uncollectible. I explained that the reason stated in the notice letter ( The information we have indicates the deposited check ( s ) may not be paid. '' ) did not comply with the statutory requirement | 1 | 0.0% | I turned to C.F.R. Sec. 229. I called Chase again and asked to speak with a manager. I explained that |
| the reason for the dispute | 1 | 0.0% | I received XXXX emails from Citi stating that the dispute had been closed and resolved. The letter posted in the Disputes Center stated |
| the reason that it was removed from XXXX XXXX could be | 1 | 0.0% | XX/XX/XXXX and spoke to XXXX. After explaining the situation to her |
| the reason we chose to rent from them because we rent from XXXX almost monthly in the US. They kept all the papers | 1 | 0.0% | we notice a {$14000.00} charge on our Citibank Credit card from XXXX. We were shocked but figured it had to be a mistake. We called XXXX in XXXX and they told us that there was a problem with the car that we had for 24 hours. They said that the alignment was off. Id liketo point out that these cars are not in immaculate condition to begin with. People are constantly renting and returning them. This is also the car that they brought to us at XXXX after it had been returned at XXXX. Its also the same car that didnt have a working air conditioner that they obviously didnt catch in the visual walk-around that they did with the previous renterbefore bringing it to our hotel. Alignment is a wear-and-tear maintenance that is normal in all cars |
| the reason why I worked so hard to maintain an excellent credit profile | 1 | 0.0% | as a consumer |
| the reason why the automated service would say that the info provided isn't connected to any current account. It turns out that after reporting I didn't receive the card and showing my concern the card may have been stolen | 1 | 0.0% | I went to seek the help pf Attorney XXXX XXXX |
| the reasonable procedures [ according to 15 USC 1666 ( b ) ] that you have adopted to ensure that each periodic statement is mailed to me ( the consumer ) not later than 21 days before the payment due date. Include also | 3 | 0.0% | I have identified discrepancies that necessitate your immediate attention : 1. [ Describe the inaccurate account |
| the reasons for closure vary | 6 | 0.0% | particularly regarding the account rating |
| the reasons given for the denial were : high debt relative to income | 1 | 0.0% | I applied for a Chase Freedom credit card through my online account. I submitted the application with information regarding my income |
| the REC stands to no recall and no ballon. As such it is active. | 1 | 0.0% | Mr Cooper bank got them were received and cashed |
| the receipt of public assistance | 1 | 0.0% | color |
| the receipt of which is hereby acknowledged on and/or before the execution of these present ( s ) does grant | 1 | 0.0% | fiduciary ( ies ) |
| the receipt was signed ... '' as if that's ALL that matters. | 1 | 0.0% | I finally spoke with somebody a little higher-up '' at Capital One at this point in time |
| The Receivable Management Services LLC | 1.5K | 99.9% | Debt collection |
| The receivable XXXX XXXX | 1 | 0.0% | requesting Debt Validation |
| the recent CFPB lawsuit against XXXX ( CFPB Sues XXXX for Sham Investigations of Credit Report Errors ) highlights a troubling pattern of neglecting consumers rights. My experience mirrors the allegations in this case | 1 | 0.0% | challenging the accuracy of late payment records on the following accounts : XXXX. Account Name : XXXX XXXX XXXX XXXX |
| THE RECENT INFORMATION YOU PROVIDED US | 1 | 0.0% | I called Wells Fargo to see what my payment was going to be because the modification amount is always higher than what your mortgage payment is going to be. Or whether to see if they were going to extent the trail payments because of the incident with the first payment. I was told that modification was discharge and I was in foreclosure. I broke down and told the rep everything that I been through and she connected me to the office of the President. I told my complaint again. The next day on XX/XX/XXXX. I spoke with XXXX. XXXX from the office of the President and I appeal to him about the decision and I told him all that I been through. I should not be in default. XXXX. XXXX wanted to work with XXXX and I told him. No |
| the receptionist gave her my direct desk number at work. I told her I had to get off the phone because I was working and she said I wasnt working??? | 1 | 0.0% | XX/XX/XXXX |
| the recipient should check this email and any attachments for the presence of viruses. XXXX XXXX accepts no liability for any damage caused by any virus transmitted by this email.,,Community Loan Servicing | 1 | 0.0% | XXXX XXXX |
| the recipient would not be able to pick up the money even after the private hearing is over. I felt it was safe to wire the money to the XXXX XXXX XXXX ( XXXX XXXX XXXX ) so I can start to work with the XXXX government for this investigation and avoid my accounts being frozen. XXXX also pointed out the wire instruction I had is lacking the recipients home address. I greatly appreciated his advice and stepped out the branch. | 1 | 0.0% | the Officer XXXX demanded a private hearing scheduled on XX/XX/XXXX with two XXXX investigators coming from XXXX and one US official from ICE ( U.S. Department of Homeland Security Immigration and Customs Enforcement ). He demanded {$65000.00} on parole for this private hearing. If investigation determined that I was innocent |
| the recipient. This is an unfair practice and the epitome of harassment. It must stop immediately. | 1 | 0.0% | this debt is not mine. It is not valid On XX/XX/XXXX |
| the reclassification of the account status as paid as agreed upon '' to rectify the ongoing FCRA violation. | 1 | 0.0% | specifically 15 U.S. Code 1681a |
| the Reconsideration Line and other lines I was transferred to in the 2 calls I had today all basically only helpful to tell me why it happened. Conclusively I have had 3-4 calls | 1 | 0.0% | '' I will call for them to reverse it. Not possible |
| the record remains inaccurate and incomplete. Please correct or Delete the entire record,,EQUIFAX | 1 | 0.0% | and is not accurated. Request - As a result of this inaccurate Date - the record remains inaccurate and incomplete. Please correct or Delete the entire entry |
| the recorded line on which I was speaking to XXXX was suddenly disconnected. Neither have I heard from AMEX since this happened an hour or more ago. XXXX did not call me back or explain the discrepancies I 've indicated between what AMEX states and what it credits. | 1 | 0.0% | the unfairness |
| the recording is not secret '' ). Under Massachusetts 's wiretapping law | 2 | 0.0% | Massachusetts makes it a crime to secretly record a conversation |
| the recording party is supposed to immediately discontinue recording. The relevant statute is California Penal Code section 632.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,CA,95482,Older American,Consent provided,Web,2023-06-30,Closed with explanation,Yes,N/A,7192179 | 1 | 0.0% | either you call them |
| the recordings will prove my intent. | 1 | 0.0% | I immediately contacted Citi to ask that they assist with getting that error removed. I explained that the {$170.00} was lowered to {$86.00} and that cleared my account. When I made the {$86.00} payment |
| the records provided were inconsistent | 1 | 0.0% | I sent a Notice of Error to XXXX XXXX |
| the records reviewed | 1 | 0.0% | the responses I received from the credit bureaus were generic and unsatisfactory. They simply stated that the account had been verified as accurate |
| the Recovery department is not taking calls at this time | 1 | 0.0% | I found that all of the transactions were reapplied to my Chase account. I have attempted to reconnect with the Chase Fraud department regarding these fraudulent transactions |
| the reduced credit line now severely limits my ability to manage these essential business activities. | 1 | 0.0% | I noticed that my credit line was reduced from {$9000.00} to {$7700.00}. This reduction comes at a pivotal time for my business |
| the refund of monies paid | 8 | 0.0% | 15 U.S.C. 53 ( b ) and 57b |
| the refund receipt | 1 | 0.0% | I was charged {$6400.00} by XXXX for their luxury limousine services for an event I had planned. However |
| the refund should have been received by XX/XX/XXXX at the latest. | 1 | 0.0% | an agent named XXXX escalated my case to another support member |
| the refund will be issued to your travel agency in the form of an agency credit memo. '' The second part is also untrue | 1 | 0.0% | or delivery of merchandise |
| the refund would have to be processed by them. | 1 | 0.0% | each time they said they were looking into my account '' and they could see the request '' but again |
| the refunded late fees confirm the errors financial impactbut the bank remains obligated to refund all remaining interest and finance charges from XX/XX/XXXX through XX/XX/XXXX. Treating these mandatory refunds as mere courtesy adjustments does not satisfy the corrective-action requirements of TILA/FCBA | 1 | 0.0% | these adjustments were characterized as courtesy credits rather than as required corrections under law. Under the Fair Credit Billing Act ( 15 U.S.C. 1666 ( a ) ( 3 ) ( B ) ) and Regulation Z ( 12 C.F.R. 1026.13 ( e ) ( 1 ) ) |
| the refunds to these five credit cards amounted to roughly {$280.00} per refund transaction. Why would we refund {$280.00} per transaction when we only average {$30.00} per carwash transaction? | 1 | 0.0% | I have issued a total of 4 refunds to customers of which 2 of those refunds were made in cash and two disputed charges on XXXX XXXX cards. It seems to me that Bank of America has an obligation to its account holders to monitor their accounts for suspicious activity |
| the refunds will be processed within six to eight weeks. I asked her | 1 | 0.0% | signed |
| the refusal to provide data on average delivery times is frankly unheard of in 2022 for large companies. | 1 | 0.0% | to fail to offer to the buyer |
| the refusal to update my credit reports | 1 | 0.0% | LLC Attn : Division of Privacy and Identity Protection XXXX XXXX XXXX XXXX XXXX XXXX Georgia |
| The Regional Adjustment Bureau, Incorporated | 138 | 99.3% | Debt collection |
| the regional manager at XXXX XXXX in XXXX XXXX. XXXX ran the Western Union report and all of the money orders and amounts lined up correctly. Weve contacted Western Union call center customer service multiple times. All theyve been able to tell us is go back to the store and we cant help you | 1 | 0.0% | here is a very specific example : On XX/XX/XXXX |
| the Regional Security Manager | 1 | 0.0% | we contacted Regions Bank |
| the registered agent is again | 1 | 0.0% | stating the amount of the debt |
| The regulation defines a completed application in terms that give a creditor the latitude to establish its own information requirements. NEVERTHELESS | 1 | 0.0% | Update : We are unable to process your application. Dear XXXX XXXX XXXX : We carefully reviewed the documents you sent us about the application listed above. Unfortunately |
| the regulation states that rates must be reduced if a penalized customer makes XXXX consecutive on-time payments. | 1 | 0.0% | your XXXX XXXX |
