| I had already began financial commitments with the intention that I would be moving on XX/XX/XXXX | 1 | 0.0% | at XXXX XXXX |
| I had already purchased a new phone and no longer had any way of contacting the seller. | 1 | 0.0% | approximately 1 month later |
| I had also asked them to cease & desist all collection & reporting actions until I verify the account and finish my investigation. | 1 | 0.0% | XXXX I had contacted Focus Financial Services '' through Registered Mail asking them to Validate the debt |
| I had always financially prepared for any financial hit | 1 | 0.0% | but BoA said they did not have a program to make adjustments |
| I had an appointment on XX/XX/XXXX | 1 | 0.0% | which was resolved with their apology |
| I had an Auto Loan with them in which the term of agreement for the account to be paid off was in XXXX. However | 1 | 0.0% | OH XXXX Phone : ( XXXX ) XXXX Email : XXXX XX/XX/XXXX Federal Deposit Insurance Corporation ( FDIC ) XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX |
| I had an available balance of {$15.00} after all the charges highlighted in BBT XXXX Cleared were showing as having cleared my account. IF | 1 | 0.0% | XXXX XXXX XXXX were ordered to refund {$200.00} million dollars in overdraft fees for practices which equaled profiteering in the Courts opinion. Of those practices |
| I had an extremely lengthy conversation with XXXX '' ( id # XXXX ) during which we went over all my balances and payments over the preceding 4 months | 1 | 0.0% | I finally gave up. ( I ultimately got all my money back from the merchant myself |
| I had an open unsecured line of credit for XXXX that Ive renewed annually for XXXX years. I would provide a log of payments made but I cant because this account has been closed by us. I encourage you to look at our payment history as proof. | 1 | 0.0% | a mortgage ( we have over 20 mortgages currently ) |
| I had an open unsecured line of credit for XXXX that Ive renewed annually for XXXX years. I would provide a log of payments made but XXXX cant because this account has been closed by us. I encourage you to look at our payment history as proof. | 1 | 0.0% | a mortgage ( we have over 20 mortgages currently ) |
| I had asked at the time of purchase | 1 | 0.0% | specifically my XXXX XXXX. It was also sold under the pretense that I could get reimbursed the monies for the device ; if not full reimbursement |
| I had asked if this affects my credit score | 1 | 0.0% | and they kindly explained that it would be returned since I paid before the due date/time cutoff. They said their system automatically assessed the late fee |
| I had asked the agent at National Recovery Agency why I was not contacted by phone or voicemail or through a letter in the mail. She said they had called me but they did not leave a voicemail because they said they are not allowed to leave voicemails if my name is not on my voicemail | 1 | 0.0% | I have tenants there |
| I had asked XXXX to buy back the vehicle which they denied immediately within 24 hours. XXXX Customer Care was also limited in what they could provide me ; I had requested that they provide me with a letter stating the car was not to be given back to me until this software issue was fixed. My case manager was unable to do so and confirmed this is not something they can do with his direct supervisor. | 1 | 0.0% | but became necessary due to severe and persistent safety-related defects with the vehicle. Since acquiring the vehicle |
| I had assumed it had been closed due to never being used ) Since then | 1 | 0.0% | they would not waive the fee |
| I had attempted to transfer {$3000.00} back to my external bank account after only making deposits into the account since XX/XX/XXXX | 1 | 0.0% | I called for a status update and was told the funds should be released by Friday |
| I had been cleared for bankruptcy after employment loss and medical issues and due to possible identity theft and issues with my bank account | 1 | 0.0% | The Consumer Financial Protection Bureau issued an enforcement order against Encore Capital Group |
| I had been in constant contact with XXXX since XX/XX/2021. XXXX is a supervisor of Macys at ex XXXX - ID XXXX. He provided me his extension to get this resolved but he has been trying but unfortunately has been unsuccessful and dropped the ball. I have suffered ruined reputation | 1 | 0.0% | in XXXX I received a call about being past due from XXXX. Therefore Macys provided my information to a third-party company known as XXXX |
| I had been in constant contact with XXXX since XX/XX/2021. XXXX is a supervisor of XXXX at ex XXXX - ID XXXX. He provided me his extension to get this resolved but he has been trying but unfortunately has been unsuccessful and dropped the ball. I have suffered ruined reputation | 1 | 0.0% | in XXXX I received a call about being past due from XXXX. Therefore XXXX provided my information to a third-party company known as XXXX |
| I had been on the phone an hour and was advised to call back the next day to see if the check could be made available to me then. | 1 | 0.0% | XX/XX/XXXX |
| I had been paying for 17 months | 2 | 0.0% | I attempted to contact Citibank |
| I had been paying my mortgage regularly on the XXXX of the month | 1 | 0.0% | 2020 |
| I had been paying since XXXX? I can obtain proof of all payments. | 1 | 0.0% | thus causing the case to be dismissed in XXXX XXXX with no creditors having been paid for a year. XXXX had discharged the loans by XXXX and referred them to National Enterprise Systems ( NES ) XXXX XXXX XXXX |
| I had been refunded the extra I paid for the flexibility plan. I was confused | 1 | 0.0% | which I provided. After providing the information |
| I had been separated since XX/XX/XXXX | 1 | 0.0% | he was trying to collect a debt from XXXX for XXXX XXXX that had not been paid on since XX/XX/XXXX .. the last I recall it was around $ 400-500. He claimed it was over {$1900.00}. opened XX/XX/XXXX |
| I had been told that a Police report was a substantial part of the investigation process. On that day | 1 | 0.0% | the bank reports thi s as t XXXX claims even though they were clearly only XXXX ) |
| I had bills due that day that I had to figure out how to pay since my account was essentially on lockdown. | 1 | 0.0% | I logged into my banking app and saw that the fraudulent transaction did not post. I was incredibly relieved but just as quickly horrified to see that there was another fraudulent transaction sent to XXXX XXXX again via online transaction. I immediately called Fraud Detection Services and was on hold with them for 30 minutes before getting to speak with somebody. I had to explain the situation to the man on the other line who then had the audacity to ask me Well how can I help you then? '' I laughed and replied with I don't know |
| I had called the original collection agency ( Resident Advocate ) which was able to transfer my call to the new agency ( Hunter Warfield ) which makes me wonder they are both related somehow. Looking through the websites it also seems they are related and not sure why they would be passing inaccurate information ahead This was the third time | 1 | 0.0% | I stopped answering the calls from them because they were not entertaining my dispute and request of a validation of debt On or around XX/XX/ |
| I had called the XXXX County Clerk 's Office to see if such a case existed | 1 | 0.0% | on XXXX XXXX |
| I had called them anyway to dispute my situation | 1 | 0.0% | and then a score of XXXX in the following month due to a derogatory public record or collection filed. '' Throughout the year I had been in the Midwest on a family mission to establish some investments for my mother 's company. Because of this I was unable to properly handle the situation in person ( neither had I known about the CFPB.gov at the time ). I did |
| I had checked a box in both XXXX and XXXX of the recertification form | 1 | 0.0% | XXXX day before the recertification deadline |
| I had clearly indicated paperless communication preferences | 1 | 0.0% | through the secure messages |
| I had confirmed that my direct billing was approved and saw no notification anywhere that direct billing would not be used for the XXXX statements | 1 | 0.0% | I noticed the payments had not been withdrawn from my account. I was told that XX/XX/XXXX would be withdrawn on a weekday following the Sunday bill date |
| I had contacted the deputy commissioner office for the proving fact that I was incarcerated & an identity theft report. I will also be attaching it with this letter also. | 1 | 0.0% | XXXX XXXX |
| I had contacted them and they said they do n't know why I did n't have the bonus and I should have had already. By logic | 1 | 0.0% | it was stated on Citibank 's website and I had personally confirmed with their representative |
| I had contacted US bank a while back requesting the payoff amount to have that completely paid off and I was given a balance required to pay it off | 1 | 0.0% | I went through a divorce that resulted in my ex-spouse being granted the property. He was to take over the payments starting XX/XX/XXXX |
| I had copied the VIN previous to seeing the car and leaving the XXXX XXXX XXXX XXXX XXXX XXXX ( through my phone 's clipboard as well ). I then told XXXX | 1 | 0.0% | and I checked the VIN on the XXXX that XXXX sent me |
| I had decided to apply for an American Express Blue Cash Everyday credit card | 1 | 0.0% | another strange incident or event had occurred in the month of XXXX and |
| I had decided to apply for an XXXX XXXX XXXX XXXX XXXX credit card | 2 | 0.0% | another strange incident or event had occurred in the month of XXXX and |
| I had endeavored to authenticate my identity by uploading the affidavit of Identity via the TransUnion XXXX XXXX website after logging into my account. Regrettably | 1 | 0.0% | I had encountered upload issues with TransUnion when attempting to submit my Affidavit of Identity '' dated XX/XX/XXXX |
| I had endeavored to authenticate my identity by uploading the affidavit of Identity via the XXXX XXXX XXXX website after logging into my account. Regrettably | 1 | 0.0% | I had encountered upload issues with XXXX when attempting to submit my Affidavit of Identity '' dated XX/XX/XXXX |
| I had enough with it and gave up. My question is why could I pay on my Unsubsidized loan only from XX/XX/XXXX | 1 | 0.0% | I started making payments on my loans. Since my Subsidized Loan ( current balance {$6300.00} ) is at 0 % interest thanks to the benefits of XXXX Military |
| I had evidence that was ready to prove my case but these companies failed to act. | 1 | 0.0% | I contacted XXXX |
| I had experienced several very slow months of business. It is true that | 1 | 0.0% | unknowingly at the time |
| I had fewer qualifying transactions that month | 1 | 0.0% | I called the XXXX XXXX XXXX. Eventually |
| I had forgotten to transfer the funds to the house paying account. I had already sent the check but by the time I realized I didnt transfer the funds the check had bounced. I called every day for almost 4 weeks to get someone to assist me. They told me since it was a paper check they where keeping it and would not resubmit it to the bank. I had to stop payment on the check and send a replacement. It even said replacement check in the notes. | 2 | 0.0% | I had enough. I called the news paper and asked if they would do another article about the military family losing their family home. The newspaper agreed and called the bank about the impending article. It wasnt 24 hours later ; we got a call from someone claiming to be the secretary to the vice president of Wells Fargo. We knew it wasnt true but at least we got their attention. We finally got the modification! They really didnt modify anything. No interest rate change |
| I had forgotten to transfer the funds to the house paying account. I had already sent the check but by the time I realized I didnt transfer the funds the check had bounced. I called every day for almost XXXX weeks to get someone to assist me. They told me since it was a paper check they where keeping it and would not resubmit it to the bank. I had to stop payment on the check and send a replacement. It even said replacement check in the notes. | 1 | 0.0% | I had enough. I called the news paper and asked if they would do another article about the military family losing their family home. The newspaper agreed and called the bank about the impending article. It wasnt XXXX hours later ; we got a call from someone claiming to be the secretary to the vice president of Wells Fargo. We knew it wasnt true but at least we got their attention. We finally got the modification! They really didnt modify anything. No interest rate change |
| I had fully paid off the principal balance of {$650.00}. I should have a XXXX balance if all the interests are waived. | 1 | 0.0% | on XX/XX/XXXX |
| I had gone to a branch in XXXX | 1 | 0.0% | each of these times they said they could not speak to me and that they required me to attend a branch location with two forms of ID. I had pleaded to them that I was in the XXXX XXXX |
| I had helpful customer service and support. I was sent a card and had my address changed as soon as I read the email. The one on file was not my current address | 1 | 0.0% | and this account was opened in XXXX. My address had been changed 1 month prior to moving out of state in XX/XX/XXXX |
