| it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore | 1 | 0.0% | more accurately |
| it actually cost me more money now if I want to keep using the card. This is a waste of my time and money and extremely deceptive.,,JPMORGAN CHASE & CO.,CA,94109,,Consent provided,Web,2018-03-27,Closed with monetary relief,Yes,N/A,2856701 | 1 | 0.0% | I was surprised to see an interest fee of {$14.00} on my statement. I had just paid {$2000.00} the day prior to pay off my new purchases. I contacted Chase and they THEN decide to tell me If you take the promotional balance transfer offer and do not pay off your entire balance each month ( including the promotional balances that you add by using this offer ) |
| it affects my monthly living expenses | 1 | 0.0% | and my daughter pleaded to speak with a supervisor or manager that could look into the account |
| it all has to be processed via mail. So | 1 | 0.0% | I call to make a payment. I am informed that I still can not make a payment |
| it all looks sketchy.,,Jim Bottin Enterprises | 1 | 0.0% | saying that my debt was in collections already and they couldn't make anything. However one woman XXXX from XXXX XXXX called me on XX/XX/XXXX saying that being in collections is bad for my credit and she made an offer '' to remove me from collections paying only {$93.00} |
| it allows a time-barred and previously deleted debt to stay on my file longer than the law allows. | 1 | 0.0% | which mandate proper furnishing of : Field XXXX XXXX XXXX XXXX Payment History Profile Field XXXX Account Status Field XXXX Special Comment Codes |
| it allows additional transactions out of a brand new account. XXXX. has lost a total of {$5900.00} from his checking account. | 1 | 0.0% | XXXX. was hacked next. ( We share a first name and have a different middle initial. ) This happened apparently because I am linked to XXXX checking account. On XX/XX/XXXX {$3000.00} was XXXX out of XXXX account in XXXX unauthorized transactions to XXXX. XXXX. was the first to notice the unauthorized transactions. To that end |
| it also breached its responsibilities under the law. | 1 | 0.0% | Experian 's inaction following my dispute may represent a violation of 15 U.S. Code 1681s-2 |
| it also greatly affected my credit.,,SUN WEST MORTGAGE COMPANY | 1 | 0.0% | well you could have called in the payment we accept them over the phone at a later hour |
| it also involves a personal guarantee. This morning | 1 | 0.0% | which XXXX have at least put the amounts in question on hold for the time |
| it also list both mortgages with Wells Fargo. Now these mortgages are in no way affected by this bankruptcy except to tell us to continue making payments at the amounts listed. You following me here | 1 | 0.0% | the fifth page down labeled Chapter XXXX Trustee it lists Claims and Distributions |
| it also seemed like Groves Capital was citing XXXX XXXX license as well as their XXXX License. When I then compared the Loan Estimate I had received when XXXX XXXX quoted the XXXX by XXXX XXXX at 12.625% and roughly XXXX in points | 1 | 0.0% | my rate had now increased from these lenders from 7.75% to roughly 8.375%. XXXX also provided me a Loan Estimate stating it was from XXXX XXXX but I now noticed that the points cost had increased from roughly XXXX XXXX XXXX XXXXo work with XXXXXXXX XXXX instead of XXXX. This was in stark contrast from the quote I had received directly from XXXX XXXX the day prior at 7.75% with no points costs. Moreover |
| it also violates the Fair Debt Collection Practices Act ( FDCPA ). | 1 | 0.0% | email |
| it appeared either CapitalOne had done something in the system to not show delinquency | 1 | 0.0% | but on my next credit report I noticed the card balance was maxed out. I had an {$800.00} limit. This was also during a time where USPS mail fraud was high. I called to report fraud |
| it appeared in defense of her manager. It was very disrespectful. I took the card and departed. | 1 | 0.0% | yet I had not raised my voice |
| it appeared that our own local judges had not yet gotten the memo about the egregious and illegal acts being conducted by mortgage servicers and they | 2 | 0.0% | colluding with XXXX |
| it appeared that the accounts had been reopened and the the funds returned to the checking account and the XXXX | 1 | 0.0% | the business checking account was closed and no longer appeared on the online banking. I called the Fraud department on XX/XX/XXXX to see what the issue was - By XX/XX/XXXX I was able to get in touch with The Hawaii Government |
| it appeared that the electronic system was not working properly. I then uploaded a paper version of the yearly recertification to XXXX XXXX XXXX website. The loan servicer took several weeks to review my request and then denied it stating that they did not have information about my XXXX income. They then capitalized all of the interest owed on the loan to the principal and increased my monthly repayment amount from {$270.00} to approximately {$2800.00}. They stated that I did not submit my request for yearly recertifying of my eligibility for income-based repayment in a timely fashion -- similar to what they did in XXXX. I resubmitted the form to them electronically and requested to attach my income tax information for my XXXX income taxes from the IRS. I then called XXXX XXXX and they told me that my only option was to place the loan into forbearance so that they can have additional time to calculate my monthly repayment amount under the Revised Pay As You Earn Plan. They read me some disclaimer stating that by placing my loan into forbearance ( so that they have an opportunity to process my income-driven repayment request ) they will capitalize all of the interest to the loan principal. I stated that I did not approve of them capitalizing the interest and that I was disputing the monthly payment amount of {$2800.00}. I am still attempting to resolve this issue with them. They have not processed my pending request to recertify my monthly repayment amount and my account is displaying that it is delinquent. Their servicing issues have been forced upon me and they are attempting to force me to pay more than 10x the amount that I was certified to pay based on my Adjusted Gross Income from XXXX and I have attempted in good faith several times to submit the IDR request to recalculate my monthly repayment amount under the Revised Pay As You Earn Plan. | 1 | 0.0% | I submitted a request to recertify my monthly repayment amount under the Revised Pay As You Earn Plan. XXXX XXXX acknowledge receipt of my application |
| it appeared that the medical group actually sent the invoice to the wrong address | 1 | 0.0% | I was not aware that we had to pay any bills. Because when my son was born in XX/XX/XXXX |
| it appeared that XXXX XXXX profited from this situation | 1 | 0.0% | when I inquired about the refund and the return of the camera I had sent |
| it appears | 1 | 0.0% | on XX/XX/XXXX |
| it appears Experian has failed to meet its obligations under the FCRA and has wrongfully dismissed my requests by mischaracterizing them as unauthorized. | 1 | 0.0% | I sent another dispute letter |
| it appears I underpaid. I have never been notified of a change in payment. | 1 | 0.0% | and has never been fixed. Ten. Here we are just now learning that somewhere along the line |
| it appears that a plausible value for the subject would be within a reasonable range tolerance of the {$280000.00} value as determined by Appraisal # 1 in this case. | 1 | 0.0% | Appraisal # 2 applies condition adjustments at a 30 % rate which is deemed excessive and breaches the preferred line-item threshold guideline of 10 % substantially. Further |
| it appears that BSI will simply continue to require incorrect payment amounts indefinitely. Thank you very much for your help.,,BSI Financial Holdings | 1 | 0.0% | I have contacted BSI via phone three times over the past approximately 30 days to seek resolution. The first call was on approximately XX/XX/XXXX |
| it appears that Capital One would have had to have known that I would ( ultimately ) be ineligible for this bonus from the start | 1 | 0.0% | if I had received no communication regarding these accounts in 10+ years? Furthermore |
| it appears that certain individuals | 1 | 0.0% | my journey has been fraught with numerous challenges and legal complexities. Over the course of this ordeal |
| it appears that he and XXXX XXXX are trying to cover up for his actions. I believe | 1 | 0.0% | if they were honest in their concerns for their safety |
| it appears that I not only made the XXXX payments BUT also the remaining payments yet I never was approved for the Modification Plan and XXXX STILL Foreclosed on me. So | 1 | 0.0% | with this current denial ( dated XX/XX/XXXX ) |
| it appears that practice by Bank of America has not abated. | 1 | 0.0% | through Bank of America Debit card system |
| it appears that the transactions were done overseas which should have been another red flag for BB & T to noticed like XXXX XXXX did because borders were and are still closed ( I uploaded relevant documents ). This is how a real bank take necessary steps to safeguard access to their client account not the other way around. Furthermore | 1 | 0.0% | who should safeguard access my account. I have opened and deposited my money into that institution because I thought that my money would be safe. When my BB & T and other bank card got lost probably at the same time |
| it appears that there is a law that requires the CD to be signed 3 days prior to settlement. Not only did he produce a new CD the morning of settlement ( that I didn't sign ) he never explained to me why the costs increased so much. My realtor later explained that the taxes had been paid by the seller and needed to be reimbursed | 1 | 0.0% | that I didn't want any points on the mortgage |
| it appears that these preventive measures were not implemented | 1 | 0.0% | I have never received an alert from Gemini 's employees. Please note that the Gemini`s investigation lacks professionalism and accuracy. The transactions were made one right after another |
| it appears that they either keep the customer service line unstaffed | 1 | 0.0% | XX/XX/2022 |
| it appears that this is also predatory in order to collect more interest on this loan. | 1 | 0.0% | I have been making daily cash payments at XXXX through the XXXX XXXX XXXX '' option. The first problem I encountered was not being able to process payments in excess of XXXX per transaction. There is a XXXX fee per transaction |
| it appears that TransUnion | 1 | 0.0% | and it is my right |
| it appears that U S Bank thinks my endeavor ( s ) to get my money back needs to end- We ( U S Bank employee ) know where you are & if you continue | 1 | 0.0% | even with requests. Also |
| it appears that USAA has serious problems with their payment application process and intentionally is attempting to coerce customers into paying to bring a delinquent loan current | 1 | 0.0% | and USAA failed to apply payments received for XXXX of the XXXX car loans. I overpaid XXXX car loan that had become delinquent trying to get the car payment current on XX/XX/year> |
| it appears that XXXX | 4 | 0.0% | and it is my right |
| it appears that you do not have reasonable procedures in place to assure maximum accuracy and completeness of the information that you include in your consumer reports that you prepare concerning me. Your prompt attention to this important matter is requested in to comply with federal law. | 1 | 0.0% | I request a description of the procedure used to determine the accuracy and completeness of the information of the above-listed disputed information that you included in a consumer report that you prepared and published about me |
| it appears the system thinks it did | 1 | 0.0% | I set up an online account with Fay Servicing and then attempted to pay the {$2000.00} online ; however |
| it appears the theft was done internally. The money was taken on the exact date my money was deposited on the card | 1 | 0.0% | called customer service to report the fraud. Was sent a form which arrived a few day later |
| it appears they arent taking thorough notes to understand or fix the issue. | 1 | 0.0% | but the customer service agents have been wasting my time |
| it appears they continue to use the wrong dispute reason to justify closing the dispute ( as quality of work | 1 | 0.0% | and was told they could request it to be reopened given the reason for dispute was entered wrong. This was closed again. By XXXX |
| it appears they have ignored all that has been said to them. The State of Oregon reviews the tax payment issue every two years | 1 | 0.0% | including the paperwork showing the State of Oregon paid my property taxes. SLS said they didn't find the paperwork regarding the property taxes |
| it appears to be 100 %. I tried to sign in the customer portal to retrieve my original load agreement document | 1 | 0.0% | but EnerBank failed to provide clear |
| it appears to be quite odd that {$11000.00} is not at either bank | 1 | 0.0% | they understood and XXXX proceeded to reverse the {$11000.00} and it was returned to BOA on XXXX XXXX Since XX/XX/2021 both XXXX XXXX & BOA both are telling me the money is still being processed. The funds are no longer at XXXX as it was returned to BOA. |
| it appears to have been improperly associated with my consumer file | 1 | 0.0% | depending on bureau ) Court : XXXX Bankruptcy XXXX |
| it appears to have been recently added without any prior notification or opportunity to validate | 1 | 0.0% | and no valid verification or documentation has been provided to prove the balances |
| it appears to us that Wells Fargo was simply attempting to make it appear that they were participating in the program. Ironically we received an email from Wells Fargo on XX/XX/XXXX updating us about the status of their PPP program | 1 | 0.0% | asking for an investigation and in an attempt to discern who had submitted an application on our behalf ( Exhibit 5 ). Unfortunately |
