it appears that there is a law that requires the CD to be signed 3 days prior to settlement. Not only did he produce a new CD the morning of settlement ( that I didn't sign ) he never explained to me why the costs increased so much. My realtor later explained that the taxes had been paid by the seller and needed to be reimbursed

What the CFPB Record Shows About it appears that there is a law that requires the CD to be signed 3 days prior to settlement. Not only did he produce a new CD the morning of settlement ( that I didn't sign ) he never explained to me why the costs increased so much. My realtor later explained that the taxes had been paid by the seller and needed to be reimbursed

it appears that there is a law that requires the CD to be signed 3 days prior to settlement. Not only did he produce a new CD the morning of settlement ( that I didn't sign ) he never explained to me why the costs increased so much. My realtor later explained that the taxes had been paid by the seller and needed to be reimbursed has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Ther, and the most recent logged activity is There were, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, it appears that there is a law that requires the CD to be signed 3 days prior to settlement. Not only did he produce a new CD the morning of settlement ( that I didn't sign ) he never explained to me why the costs increased so much. My realtor later explained that the taxes had been paid by the seller and needed to be reimbursed reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "that I didn't want any points on the mortgage", and the single most common underlying issue is "I would need to change the amount borrowed to offset additional closing costs. He replied on XX/XX/XXXX that the cash to close would be {$67000.00} so I told him I could afford the additional XXXX but no more. The CD he sent me on the XXXX to sign had {$67000.00} as the cash to close. On XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it appears that there is a law that requires the CD to be signed 3 days prior to settlement. Not only did he produce a new CD the morning of settlement ( that I didn't sign ) he never explained to me why the costs increased so much. My realtor later explained that the taxes had been paid by the seller and needed to be reimbursed: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.