2026 data Public-data reference. official source

it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore's complaint history from CFPB public records. 1 consumers have filed complaints since MODE. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
MODE
Since

Total complaints

1

Filed since MODE

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore complaint mix by product

Total complaints: 1

it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). more accurately: 1 complaints (100.0%), resolution 0.0% more accurately 100.0%
  • more accurately 1 100.0% 0% relief

How it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
more accurately 1

Top States

State Complaints
the banks original bookkeeping entry should show an increase in the amount of the asset credited on the asset side of its books and a corresponding increase equal to the value of the asset on the liability side of its books. This would show that the bank received the customers signed promise to repay as an asset 1

Top Issues

Issue Complaints
it is helpful to review a modern Federal Reserve description of a banks lending process. See 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore

it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to MODE, and the most recent logged activity is MODERN AUT, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "more accurately", and the single most common underlying issue is "it is helpful to review a modern Federal Reserve description of a banks lending process. See".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore have?

it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore respond to complaints on time?

it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore has a 0% timely response rate to CFPB complaints.

What is the most common complaint about it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore?

The most common issue reported against it accepts as an asset the borrowers debt obligation ( the promise to repay ) and creates a liability on its books in the form of a demand deposit in the amount of the loan. ( Consumer loans are funded similarly. ) Therefore is "it is helpful to review a modern Federal Reserve description of a banks lending process. See" in the "more accurately" product category.

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