| if that is the case my complaint might be the easiest to resolve | 1 | 0.0% | lack of customer support and straight lies is unimaginable. I have owned my home for 25 years |
| if that time does not work for you | 1 | 0.0% | thanks for reaching out to us and sorry to hear about that happening to you. We'd like to see if we can help with this. Please share your full name |
| if that was on their documents | 1 | 0.0% | even when we quoted them our mortgage. Their response was Our information is correct. '' 2 ) It might be that Shellpoint did |
| if that was the case | 1 | 0.0% | and noticed that the funds I was credited for the fraud situation were reversed the previous day ( XXXX ). I received no email |
| if that was the case why was she not informed? No response. I ask how this check was different than the last 60 months? He said the check was made out to me. I said how were the last XXXX checks made out? He would have to look but advised me to go back to my bank XXXX. I called XXXX and the said the check was cleared. They indicated I go back to BofA. I got in touch with XXXX XXXX and told him the check had cleared and I needed to speak with his boss the branch manager. XXXX XXXX. He said he would have him call me. XXXX called me and had the same story and that I should go with contact the bill processor for XXXX and find out the problem. Remember | 1 | 0.0% | 2016 I was helping my XXXX XXXX XXXX mother balance her checking account. I pulled the BofA statement and found that the XXXX deposit from XXXX was put in the account twice on XXXX XXXX |
| if that were the problem. I was left with the impression that a third letter | 1 | 0.0% | I again called ( nearly a XXXX hour call were I spoke to 3 different levels of management |
| if that. ( The odometer reading was XXXX. ) Not having taken out additional insurance from XXXX | 1 | 0.0% | I noted on a photo of the odometer |
| if thats true why is my loan amount XXXX | 1 | 0.0% | 000 |
| if the ability to repay rule applies to a successors assumption of an existing mortgage loan | 1 | 0.0% | I have made a request to be substituted as obligor on the note and have a written release of liablity to the individual on the note. I have made this request countless times |
| if the account has NOT been deleted in its entirety | 3 | 0.0% | however |
| if the account was paid | 3 | 0.0% | you are reporting different account status and payment status between credit agencies |
| if the account was previously disputed and found to be inaccurate or unverifiable | 1 | 0.0% | Section 1681i |
| if the account was sold or transferred. | 1 | 0.0% | including a breakdown of principal |
| if the account was up to date as of XX/XX/2020 | 2 | 0.0% | to my understanding |
| if the alleged debt was acquired by a debt buyer | 4 | 0.0% | XXXXXXXX XXXX and XXXXXXXXXXXX XXXX XXXXXXXX XXXX are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( TRANSUNION |
| if the alleged vehicle repossessed belonged to me | 2 | 0.0% | you are negatively reporting information that should not be on my credit report. By law |
| if the appeal was denied | 1 | 0.0% | I specifically referenced XXXX Reason Code XXXX for Goods or Services Not Provided |
| if the bank would n't have told me the money would be reimbursed. | 1 | 0.0% | I was told by XXXX XXXX with USbank Loss Drafts dispute resolution that I would not be allowed to get another contractor until I sent two certified termination letters to the contractor at least 7 days apart from each other and I would have to send the return receipt to the bank. I was advised I could go to court to settle the dispute to have the funds released |
| if the best we can do is spread over XXXX months and if a modification work out review was declined for any reason | 1 | 0.0% | XXXX stated : So that is not something that we can do. We don't move the shortage to the back of the mortgage. '' Supervisor - XXXX ( Extension XXXX ) : After escalating |
| if the button is off | 1 | 0.0% | I already talked with them over 12 times on the phone |
| if the charges were made AFTER the new card was issued | 1 | 0.0% | the thief intercepted and used the original card that I never received |
| if the check is not legit and returned I literally will loose {$1800.00}. My bank said they can't recover my money sent via XXXX because I have accepted these transactions and nothing can do for the check. The scam company contacted me first on text messaging and asked me to install XXXX XXXX XXXX XXXX app and contacted with rest of the conversation through it. Not single phone conversation was made. There are XXXX people I was contacting with : XXXX XXXX XXXX XXXX XXXX department XXXX XXXX XXXX XXXX XXXX XXXX XXXX Also | 1 | 0.0% | {$1800.00} they said was a funds for me to buy softwares that I need to use for this new job. After confirming the check was in |
| if the completeness or accuracy of any item of information contained in a consumer 's file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly | 322 | 0.0% | the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. I told XXXX |
| if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly | 1 | 0.0% | which you have obtained by aggravated identity theft in accordance with 18 U.S.C 1028A. This is a notice to CEASE and DESIST of all illegal activities |
| if the completeness or accuracy of any item of information in a consumer 's file at a bureau is disputed by the consumer | 3 | 0.0% | I requested that Experian provide the following information : The date you contacted the creditor/furnisher Name of the person who verified the item Method of communication used to verify information Whether the creditor provided SSN |
| if the completeness or accuracy of any item of information in a consumer 's file at a credit bureau is disputed by the consumer | 1 | 0.0% | I received a response back from TransUnion dated XX/XX/XXXX |
| if the consumer agrees | 3 | 0.0% | in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title |
| if the consumer reporting agency reasonably determines that ( A ) the information was blocked in error or a block was requested by the consumer in error ; ( B ) the information was blocked | 13 | 0.0% | and in the event that you are able to verify this report that you supply me with the name |
| if the consumer reporting agency REASONABLY determines that ( A ) the information was blocked in error or a block was requested by the consumer in error ; ( B ) the information was blocked | 1 | 0.0% | transferred from department to department |
| if the consumer requests in writing on or before that date the name and address of the original creditor | 1 | 0.0% | if the consumer notifies the debt collector in writing on or before that date that the debt |
| if the consumer requests validation | 2 | 0.0% | Ga XXXX ( XXXX ) XXXX XXXX XX/XX/XXXX TransUnion LLC Consumer Dispute Center XXXX. XXXX XXXX XXXX |
| if the consumer so requests. The disclosure shall be provided in the manner selected by the consumer. All consumers shall be specifically advised that if they have been denied credit in the past thirty days they are entitled to receive a written copy of their complete file | 3 | 0.0% | every consumer reporting agency |
| if the county has assumed responsibility for collecting property taxes | 1 | 0.0% | city or village treasurer after the county has assumed responsibility for collecting property taxes |
| if the creditor previously reported that date of delinquency to a consumer reporting agency ; ( ii ) the creditor did not previously report the date of delinquency to a consumer reporting agency | 13 | 0.0% | and provided that the consumer does not dispute the information |
| if the creditor previously reported that date of delinquency to a consumer reporting agency After contacting the collection agencies and the three credit reporting agencies | 2 | 0.0% | and provided the consumer does not dispute the information |
| if the creditor previously reported that date of delinquency to a consumer reporting agency I disputed the date of first delinquency information provided in the collection account with Experian | 1 | 0.0% | and provided the consumer does not dispute the information |
| if the creditor previously reported that date of delinquency to a consumer reporting agency I disputed the date of first delinquency information provided in the collection account with XXXX | 2 | 0.0% | and provided the consumer does not dispute the information |
| if the creditor previously reported that date of delinquency to a consumer reporting agency I do not know what else to do. Can you please assist in me in getting this erroneous collection report removed from my three credit reports? | 1 | 0.0% | and provided the consumer does not dispute the information |
| if the customer doesnt call in soon enough | 1 | 0.0% | but I have no memory of it. While Truist agreed to waive my late fee |
| if the debt is part of an active bankruptcy case or if your personal liability on the loan has been discharged through a prior bankruptcy court issued Order of Discharge | 1 | 0.0% | you may contact XXXX directly toll free at ( XXXX ) XXXX |
| if the debt is related to nonfarm rental of real property ; Form 4835 | 4 | 0.0% | later. You must report any taxable canceled debt as ordinary income on : Schedule 1 ( Form 1040 ) |
| if the deposited funds that were subject to a hold during an emergency become available for withdrawal before the time the notice must be sent | 1 | 0.0% | and my support ticket could not be located. Notification was given verbally to two different team members that a compliant would be filed with the Consumer Financial Protection Bureau. Additionally notice was given verbally to two different team members that SOFI is in violation of Expedited Funds Availability Act ( EFAA ) regulaltions which state If the deposit is made at a staffed facility |
| if the dispute is resolved in favor of the merchant | 1 | 0.0% | XXXX XXXX XXXX ( XXXX XXXX ) XXXX Fri |
| if the disputed information can not be verified | 1 | 0.0% | which mandates that the credit reporting agencies maintain accurate information in consumer credit files. The inaccurate and potentially fraudulent entries on my credit report do not reflect my actual credit history |
| if the financial institution fully discloses the providing of such information and enters into a contractual agreement with the third party that requires the third party to maintain the confidentiality of such information. | 1 | 0.0% | in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title |
| if the forbearance would cause any problems when I was finally able to refinance as this was of the utmost importance. The Flagstar loan officer assured me | 1 | 0.0% | we were able to maintain our budget for several months and fortunately stay afloat |
| if the FTC and CFPB dont hold these lenders accountable across the board | 1 | 0.0% | is incredibly insulting to those of us who have worked so hard to complete their confusing and convoluted application. This feels like nothing more than a ruse |
| if the individual I have been dealing with leaves the company | 1 | 0.0% | which I have made Monthly payments of {$160.00} |
| if the information can not be verified | 2 | 0.0% | I am writing to follow up on my previous disputes regarding the collection/ charge-off accounts listed on my credit report under the account. Despite my initial dispute and follow-up request for verification |
| if the information is ( A ) medical information ; ( B ) an individualized list or description based on the payment transactions of the consumer for medical products or services ; or ( C ) an aggregate list of identified consumers based on payment transactions for medical products or services. | 1 | 0.0% | if it is clearly and conspicuously disclosed to the consumer that the information may be communicated among such persons and the consumer is given the opportunity |
