Total complaints
4
Filed since You
2026 data Public-data reference. official source
if the alleged debt was acquired by a debt buyer
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows if the alleged debt was acquired by a debt buyer's complaint history from CFPB public records. 4 consumers have filed complaints since You . The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
You
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
if the alleged debt was acquired by a debt buyer complaint mix by product
- XXXXXXXX XXXX 1 25.0% – 0% relief
- XXXX XXXX 1 25.0% – 0% relief
- XXXX XXXX 1 25.0% – 0% relief
- COMMENITY BANK 1 25.0% – 0% relief
How if the alleged debt was acquired by a debt buyer's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXXXXXX XXXX and XXXXXXXXXXXX XXXX XXXXXXXX XXXX are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( TRANSUNION | 1 |
| XXXX XXXX XXXX and XXXX XXXX ) are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( EQUIFAX | 1 |
| XXXX XXXX XXXX and NELNETXXXX XXXXXXXX ) are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( XXXX | 1 |
| COMMENITY BANK and XXXX XXXX XXXX ) are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| you would also need to provide proof of the chain title of the alleged debt | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| which you have obtained by aggravated identity theft in accordance with 18 U.S.C 1028A. Per 15 U.S CODE 1681 ( b ) PERMISSIBLE PURPOSE OF CONSUMER CREDIT regarding inquiries | 4 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About if the alleged debt was acquired by a debt buyer
if the alleged debt was acquired by a debt buyer has accumulated 4 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to You , and the most recent logged activity is You ( XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, if the alleged debt was acquired by a debt buyer reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXXXXXX XXXX and XXXXXXXXXXXX XXXX XXXXXXXX XXXX are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( TRANSUNION", and the single most common underlying issue is "which you have obtained by aggravated identity theft in accordance with 18 U.S.C 1028A. Per 15 U.S CODE 1681 ( b ) PERMISSIBLE PURPOSE OF CONSUMER CREDIT regarding inquiries".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating if the alleged debt was acquired by a debt buyer: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does if the alleged debt was acquired by a debt buyer have?
if the alleged debt was acquired by a debt buyer has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does if the alleged debt was acquired by a debt buyer respond to complaints on time?
if the alleged debt was acquired by a debt buyer has a 0% timely response rate to CFPB complaints.
What is the most common complaint about if the alleged debt was acquired by a debt buyer?
The most common issue reported against if the alleged debt was acquired by a debt buyer is "which you have obtained by aggravated identity theft in accordance with 18 U.S.C 1028A. Per 15 U.S CODE 1681 ( b ) PERMISSIBLE PURPOSE OF CONSUMER CREDIT regarding inquiries" in the "XXXXXXXX XXXX and XXXXXXXXXXXX XXXX XXXXXXXX XXXX are also in violation of 18 U.S.C 894 for using my consumer report with extortionate means as a way to coerce and swindle me into making payments on alleged debt not owed. I DID NOT AND DO NOT CONSENT to you ( TRANSUNION" product category.
Read our methodology — how this data is sourced, computed, and verified.
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