| but the MLS listings clearly show them as having been built in XX/XX/XXXX. 9-The bedroom and bathroom count is incorrect. Our home is a 5 bedroom 3 bath not what he shows a 3/2. 10-The appraiser knew we had a finished basement as shown in our pictures provided since he took a picture of the downstairs bathroom but failed to provide any other photos of the basement. 11- The appraiser also asked us where we needed to be with the appraisal which to my understanding is not acceptable in the industry. I filed a formal dispute to the 2 provided email addresses from the Nationstar PMI department reps I spoke to XXXX and XXXX on XX/XX/XXXX and was told it would take about 3 weeks to have a response. I called on XX/XX/XXXX since I had n't heard anything and was told my request was n't in their system. I then re-forwarded my request to the EXACT same email addresses used on XX/XX/XXXX and the Nationstar agent said it came through. After waiting several weeks again I called back in XX/XX/XXXX about the XX/XX/XXXX-XX/XX/XXXX. Only to be told that I could no longer dispute the valuation because apparently the person who did the valuation ( XXXX at XXXX XXXX XXXX ) no longer worked there. I was told I was still going to have to pay for the valuation and that was the end of it. I asked for a manager and was told that XXXX would call me back | 1 | 0.0% | we dont have a fireplace |
| but the money I intended to transfer was still with cash app as the help '' bot had instructed me to return the money..,,Block | 1 | 0.0% | which told me to send the money back to cash app ( effectively reversing the transaction ) |
| but the money was already taken out right away at the time of sent??? Then a week later they said they would refund this {$100.00} back to my account | 1 | 0.0% | I XXXX to my family {$100.00}. XXXX to my family member |
| but the money was recalled by your bank! So I still don't have the money | 1 | 0.0% | XXXX got back to me that the Check Fraud Supervisor was not available today to get back with me and he gave me more fraud claims numbers for this situation. I asked for the fax number so I could send the investigator my XXXX for my step-dad. He gave that to me and I hung up and faxed my XXXX to the fax number XXXX gave me with the new Fraud claim number he told me to use which is XXXX and faxed it to XXXX. The original fraud claim made by my step-sister is claim # : XXXX. XXXX |
| but the money went nowhere useful | 1 | 0.0% | I then filed three ( 3 ) separate claims through my bank |
| but the mortgage | 1 | 0.0% | in XXXX of 2021 |
| but the name he provided to me is a XXXX identity. - The scammer provided identity is pointed to a XXXX XXXX reporter called XXXX XXXX. | 1 | 0.0% | I file a claim to FBI XXXX immediately |
| but the negative mark remained. | 2 | 0.0% | in XXXX I was past due with a balance due of {$7.00}. There was no attempt to contact me nor did I receive any monthly bills informing me of this. I was charged a late fee of {$25.00} that month. This late balance continued to grow and accrue more late fees |
| but the note and all information about me had magically disappeared. | 1 | 0.0% | I continued making payments to XXXX XXXX and my payments were accepted and credited to the loan by BB & T. I also continued sending the proof of property hazard and flood insurances to the XXXX XXXX account every year |
| but the offer was rescinded on a technicality. | 1 | 0.0% | I have faced significant challenges due to the rapid inflation in the economy |
| but the one thing we always thought we had | 1 | 0.0% | XXXX XXXX put me in contact to the corporate lawyer. The lawyer did contact me and we had a very brief discussion. He passed the info on to a XXXX XXXX XXXX with Shellpoint. My first attempts to get a hold of XXXX XXXX were not very successful. I kept a log on when I emailed and called her. You are welcome to that log and any proof of calls and emails at any time. It took twelve phone calls and eight emails spanning over two months to finally actually get a response and talk to her. I explained our situation and she listened to what I had to say and unfortunately came back without a real viable solution. Every solution at the time was to increase our payment to eventual payments that we would not be able to afford. She stated that according to her higher ups and account specialists |
| but the one without the logo | 1 | 0.0% | after three hours or so |
| but the online portal had literally no way to limit anything. | 1 | 0.0% | XX/XX/ |
| but the online portal would not allow uploads. I called Equifax and was told that I can not upload documents to an active dispute | 1 | 0.0% | I am filing a formal complaint against Equifax Information Services LLC for failing to remove a fraudulent account from my credit report |
| but the only communication was via relayed messages. I attempted to make contact today XX/XX/2023 and on three different occasions | 1 | 0.0% | I needed to process what was called a reverse transaction and the receiving bank would resend the payment. He provided an account number for the wire at XXXX XXXX ( XXXX ). Long story short |
| but the only information they had was the original collector ( XXXX XXXX XXXX XXXX XXXX ) and the amount I owed them | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX |
| but the only option the pre-recorded message gave me is to submit an inquiry on the Venmo web site. In short | 1 | 0.0% | also on XXXX XXXX XXXX |
| but the only thing that agents for Mr. Cooper would to be to continue to submit loan modification applications and to send a copy of the application | 1 | 0.0% | I disclosed several times via phone conversations with Mr. Cooper agents that I would be going on a XXXX and was expecting that I would be able to contact Mr. Cooper. My XXXX was from XXXX XXXXXX/XX/XXXX to XXXX XXXXXX/XX/XXXX. Unfortunately |
| but the only thing you have paid for was the Audit that you opened and reviewed. Have we charged you for any Credit Repair work? If we have billed you for something not completed | 1 | 0.0% | you did |
| but the other money had already been taken. I'm attaching to this complaint emails that I received that indicated that the fraud was occurring. I don't know the people or phone numbers who are listed as recipients in the emails. | 1 | 0.0% | if they did anything like that |
| but the other rep just before him said that my number was never placed on the list but still persisted with trying to collect the debt when she knew that the call shouldn't have been made ( still in violation ). I asked XXXX for verification of the debt | 1 | 0.0% | XX/XX/2022 |
| but the other reports say XX/XX/XXXX. Furthermore | 2 | 0.0% | there are SEVERAL inconsistencies reporting across the 3 major bureaus for what appears to be this same account. The creditors name |
| but the other two bureaus did not show any negative remarks. | 3 | 0.0% | but as an installment account on XXXX. Additionally |
| but the paperwork said the transactions had occurred. | 1 | 0.0% | fabricated |
| but the payment is not applied fast enough and I have to wait for over two weeks to be able to use the credit. | 1 | 0.0% | in the most recent incident |
| but the payment made to the merchant. Chime had sent XXXX documentation that the payment in question was unrecoverable. The second glaring problem is that Chime is claiming they executed a Debit Card Chargeback even though they had denied the dispute claim. Ultimately | 1 | 0.0% | which was the expected outcome |
| but the payment made to the merchant. XXXX had sent USAA documentation that the payment in question was unrecoverable. The second glaring problem is that XXXX is claiming they executed a Debit Card Chargeback even though they had denied the dispute claim. Ultimately | 1 | 0.0% | which was the expected outcome |
| but the payment went through anyway. Then on XX/XX/XXXX I called Synchrony Bank again to have them file a dispute with XXXX XXXX. They told me the dispute process may take up to two months for XXXX XXXX to respond. | 1 | 0.0% | I called XXXX XXXX and spoke with Ms. XXXX I told her my situation with my contractor and that I just wanted to know if the flooring he sold to me was a waterproof floor. I gave her the name of the flooring which was XXXX and the item number XXXX/XXXX. She looked up the flooring information and said |
| but the payments were never marked as paid by B of A because this account is still listed on my credit report as past due as recently as XXXX XXXX XXXX. I called B of A customer service myself on XX/XX/XXXX | 1 | 0.0% | and I hired a debt settlement company that worked to settle multiple accounts on my behalf |
| but the payoff expiration was for the VERY SAME DAY ( XXXX/XXXX/XXXX ). We immediately called XXXX XXXX XXXX to get the correct payment amount | 1 | 0.0% | we received a letter in the mail from SLS giving us the payoff amount to reinstate our mortgage. The date on the letter was XXXX/XXXX/XXXX |
| but the people analyzing this seem to not want to accept that this is the truth.,,JPMORGAN CHASE & CO.,FL,33613,Older American | 1 | 0.0% | my wife could have gone with me for taxes and XXXX cent. That would have been an offer that I couldnt refuse as she did successfully manage the long layovers because of non direct flights on her full price ticket to XXXX via XXXX in XXXX. Having worked in Customer Service |
| but the person I spoke with refused to take the payment. On the due date my bank didn't release the funds | 1 | 0.0% | when I took over the account it was two payments behind with another due in days. I was making the payments but was unable to get the account current. Capitol One began emailing me about repossession of the vehicle. I contacted them and agreed to a payment plan |
| but the person that received it did not upload it to the system. They later said they would send the document again but what they sent me was a new trial with a higher interest. I made the process when the interests were low and they keep sending me the trial with high interest and every time I called no one was able to explain anything. At this point | 1 | 0.0% | XXXX XX/XX/XXXX |
| but the person told me on the phone they have the money now so they are not going to do anything else or provide me any other information ''. I do not even have any paperwork to upload or provide you because I was never given any. Its like someone came and stole money out of the bank account. | 1 | 0.0% | it is a debt from XX/XX/XXXX |
| but the person who entered the stop payment didn't code it correctly. As a result | 1 | 0.0% | I initiated a transfer with XXXX XXXX for $ XXXX. This was a bank holiday |
| but the person who investigates these claims was so efficient that he opened the case before they even uploaded my email and since there was no documentation in the file | 1 | 0.0% | I called Shellpoint to inquire about the account. I explained that I learned about a settlement agreement that should have been finalized in XX/XX/XXXX. I asked about getting a satisfaction of mortgage paid as I have a buyer for this property. I also requested a refund for the payments I made to Shellpoint. Shellpoint stated that they do not have any information about a settlement |
| but the phone call was NOT a pre-approval because that is not possible. XXXX XXXX secretary followed up on XX/XX/XXXX claiming they called XXXX before the service for pre-approval and that XXXX gave pre-approval over the phone. She said that if they dont have any record of that | 1 | 0.0% | the secretary of XXXX XXXX office called to inform me that XXXX agreed to cover the procedure that was discussed during the consultation. She said that they would cover up to 50 % per tooth over a certain amount ( she told me the numbers for when you DO cover the procedure ). I agreed to go ahead with the procedure even though I was going to struggle to pay for the procedure even after it was covered. XXXX XXXX said to me and my father |
| but the phone line was an automated message that would not let me speak with an agent | 1 | 0.0% | but did not create online accounts with each bureau. Today |
| but the problem is that I never lived in XXXX | 1 | 0.0% | XXXX XXXX |
| but the problem is XXXX already charged my credit card | 1 | 0.0% | i.e. bait and switch. IT IS ALMOST UNIMAGINABLE THAT XXXX |
| but the problems persist. Their negligence has not only jeopardized my financial health | 2 | 0.0% | MOHELA has been cited for : Failing to properly calculate monthly payments Issuing inaccurate bills and late fees Mishandling income-driven repayment ( IDR ) paperwork Delays and errors in processing recertification forms Providing inaccurate or misleading information about repayment and forgiveness options Creating unnecessary delinquencies and defaults due to administrative failures These systemic issues mirror my own experience with MOHELA. Specifically |
| but the problems remain unresolved. | 1 | 0.0% | payoff quote discrepancies |
| but the process is too complex to make them accessible.,,PENNYMAC LOAN SERVICES | 1 | 0.0% | they sold my loan to PennyMAC. They did n't like my signature the first time |
| but the product I received was only 39.5 %. | 1 | 0.0% | I made a purchase at a store called XXXX XXXX '' in XXXX XXXX XXXX |
| but the program was the same. I did find it weird that the payment was going to the exact same company | 1 | 0.0% | thus allowing my credit score to bounce back far more quickly. I was confused because I thought that that was what Northstar was doing. However |
| but the prolonged delay has resulted in serious personal consequences. | 1 | 0.0% | XXXX XXXX instructed me to apply for an XXXX license to release the funds. However |
| but the rates having gone up so we have a higher rate than if Shellpoint had not made this mistake | 1 | 0.0% | since XX/XX/XXXX a family member was gracious enough to add my husband to two of their good standing credit cards to also help boost his score. One of which showed up on his report in two days from him being added. As I am hearing mortgage rates are beginning to rise |
| but the rates went up again. XXXX also emailed me the mortgage calculator for the first time that day. As rates continued to rise with a slight drop early the following week on Tuesday | 1 | 0.0% | rates went up substantially on the Chase mortgage rate website ( increasing by about 0.4 % to 0.5 % with XXXX point being purchased |
| but the recording confirms you did. | 1 | 0.0% | I had agents abruptly hang up on me |
| but the recovery company has made it clear they do not have it. At this point | 1 | 0.0% | I have spoken with several managers at Fifth Third |
