incomplete

541 consumer complaints filed with the CFPB

This page summarizes consumer complaints about incomplete products filed with the CFPB. 541 complaints have been filed across 111 companies. The most commonly reported issue is "I am entitled to dispute information that I believe to be inaccurate".

541
Total Complaints
111
Companies
I am entitled to dispute information that I believe to be inaccurate
Top Issue

Companies with Most incomplete Complaints

# Company Complaints
1 I request that these accounts be thoroughly investigated and either updated or removed from my credit report if found to be inaccurate. 341
2 including the account numbers 12
3 you must cease all collection activity 8
4 misidentification 6
5 but to delete the item permanently from my credit report. 5
6 a consumer reporting agency may not report negative information that is more than seven years old 5
7 attorneys fees 5
8 especially if they fail to validate the debt during a dispute investigation. 4
9 XX/XX/XXXX Past Due : {$15000.00} 3
10 you are obligated by law to remove it from my credit file. I urge you to remove this account before I am forced to take legal action. If you can not verify the item pursuant to FCRA. And you continue to report it on my credit. I will find it necessary to ( Sue you for actual damages and defamation of my character. According to FCRA regulations 3
11 it is clear that these procedures were not properly followed in my case. 3
12 the furnisher is obligated to promptly update or remove the information from my credit report. 3
13 XXXX - Balance : {$2800.00} - Account # : XXXX XXXX XXXX - Balance : {$7800.00} - Account # : XXXX As required under the FCRA 3
14 XXXX - Balance : {$5600.00} - Account # : XXXXXXXX XXXX XXXX - Balance : {$2300.00} - Account # : XXXX As required under the FCRA 3
15 and XXXX. All the bureaus have my car loan as late 3
16 or unverifiable 3
17 balances 3
18 XXXX - Balance : {$1600.00} - Account # : XXXX XXXX XXXX XXXX - Balance : {$1100.00} - Account # : XXXX XXXX XXXX - Balance : {$1500.00} - Account # : As required under the FCRA 3
19 and 1681n ( willful noncompliance ). Your continued failure to maintain accurate reporting standards demonstrates reckless disregard and willful misconduct 3
20 XXXX - Balance : {$5100.00} - Account # : XXXX As required under the FCRA 3
21 as per the Federal Credit Reporting Act 3
22 reputation 3
23 617 ( 15 U.S.C. 1681n 3
24 XXXX - Balance : {$440.00} - Account # : XXXX XXXX XXXX XXXX - Balance : {$360.00} - Account # : XXXX XXXX XXXX XXXX XXXX - Balance : {$1600.00} - Account # : XXXX XXXX XXXX XXXX - Balance : {$320.00} - Account # : XXXX As required under the FCRA 3
25 I will seek further action 3
26 XXXX 3
27 and not complying with its obligations under 15 U.S.C. 1681i ( a ). Although very little remedy has come about with Equifax deleting SOME information 2
28 incorrect outdated 2
29 but XXXX continues to report the same inaccurate information 2
30 incorrect 2
31 XXXX and XXXX. 2
32 you must produce verifiable documentation proving full compliance with 1650. 2. Violation of FERPA : If any part of this loan reporting or verification involved my educational records or personally identifiable information obtained from an educational institution 2
33 or validating this alleged debt. 2
34 you must remove the accounts and/or information specified below. Thank you for your assistance in this case. 2
35 complete 2
36 you must ensure that accurate and complete information is reported 2
37 in violation of the Fair Credit Reporting Act ( FCRA ). 2
38 including : 15 USC 1681s2b Duties of furnishers after notice of dispute 15 USC 1681i Duty to conduct a reasonable reinvestigation NCGS XXXX North Carolinas Unfair and Deceptive Trade Practices Act Furthermore 2
39 this account is in several consumer statutory and federal violations. Under the laws of MASS and UCC 9.506 as well as State XXXX and XXXX statutes 2
40 I expect a timely response and resolution of this dispute in compliance with the FCRA. 2
41 and punitive damages 2
42 and potential civil legal action under FCRA 623 and 611. 2
43 severe harm due to the negligence and inaccurate advertising on my consumer report. I am thoroughly exhausted of your XXXX. Between being a single father raising a XXXXXXXX XXXX-year-old 1
44 and a statement that the dispute results are based on your reinvestigation ( 15 U.S.C. 1681i ( a ) ( 6 ) ) 1
45 incomplete settlement information 1
46 and 4. Send me a free copy of my updated credit report as required by law. 1
47 usually within 30 days of receiving your dispute. 1
48 the documents sent are certified mail.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,SC,292XX,,Consent provided,Web,2024-03-03,Closed with non-monetary relief,Yes,N/A,8467598 1
49 LLC,NC,28227,,Consent provided,Web,2025-10-15,Closed with non-monetary relief,Yes,N/A,15419636 1
50 Md XXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for incomplete

541 consumer complaints have been filed with the CFPB under the "incomplete" product category, naming 111 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within incomplete, the single most common underlying consumer complaint is "I am entitled to dispute information that I believe to be inaccurate". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around incomplete, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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