Total complaints
33
Filed since 15 U
2026 data Public-data reference. official source
or unverifiable
33 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
33 consumer complaints filed with the CFPB
This profile shows or unverifiable's complaint history from CFPB public records. 33 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
33
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
12
States Active
15 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or unverifiable complaint mix by product
- consumer reporting 6 23.1% – 0% relief
- I request 5 19.2% – 0% relief
- consumer reporting 3 11.5% – 0% relief
- XXXX - 3 11.5% – 0% relief
- incomplete 3 11.5% – 0% relief
- any information 3 11.5% – 0% relief
- all information 3 11.5% – 0% relief
How or unverifiable's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| consumer reporting agencies are required to follow reasonable procedures to assure the maximum possible accuracy of the information included in consumer reports. Additionally | 6 |
| I request the following actions : IMMEDIATE INVESTIGATION AND REMOVAL of any inaccurate | 5 |
| consumer reporting agencies are obligated to follow reasonable procedures to ensure the maximum possible accuracy of the information pertaining to individuals in their reports. It is evident that this obligation has not been fulfilled in my caes. Furthermore | 3 |
| XXXX - Creditor Name : XXXX XXXX XXXXXXXX | 3 |
| incomplete | 3 |
| any information on your credit report must be accurate | 3 |
| all information reported to credit bureaus must be accurate | 3 |
| consumer reporting agencies are required to conduct a reasonable reinvestigation of any disputed information. Additionally | 2 |
| whenever a consumer reporting agency prepares a consumer report | 2 |
| my TransUnion credit report still reflects inaccurate late payments on this account. Under the Fair Credit Reporting Act | 1 |
| you are required to conduct a reasonable reinvestigation of disputed information within 30 days. Furthermore | 1 |
| recent findings by the Consumer Financial Protection Bureau ( CFPB ) have brought to light significant concerns regarding Equifax 's failure to conduct proper investigations. In a lawsuit filed against Equifax | 1 |
Top States
| State | Complaints |
|---|---|
| the consumer reporting agency must : ( i ) Promptly delete or modify the information based on the investigation results. | 6 |
| it must be promptly deleted or corrected from my credit file. | 5 |
| the consumer reporting agency must prompty delete or modify that information based on the reinvestigation results. | 3 |
| the consumer reporting agency must promptly delete or modify that item of information based on the results of the reinvestigation.2. The consumer reporting agency must promptly notify the furnisher of the information that the information has been modified or deleted from the consumer 's file. | 3 |
| and notify me of the outcome. | 3 |
| it must be removed immediately. There is absolutely no excuse for a fraudulent or inaccurate account to be on your credit report | 3 |
| it must be corrected or removed from the credit report. | 3 |
| you are required to promptly delete or modify the information and notify me of the changes. | 2 |
| the consumer reporting agency must promptly delete or modify that information and notify the furnisher accordingly. | 2 |
| the consumer reporting agency must promptly delete or modify the information and notify the furnishers. As I did not give any written authorization or consent for this reporting | 1 |
| it must be promptly deleted or corrected | 1 |
| it must be promptly deleted or corrected. Equifax has not adhered to either requirement.,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the law mandates that : If | 6 |
| or unverifiable information from my credit file | 5 |
| it states that if | 3 |
| XXXX is required to treat inaccurate or unverifiable information in the following manner : ( A ) In general : 1. If | 3 |
| and timely. If an account is incorrectly reported | 3 |
| and up-to-date. Specifically | 3 |
| including proof of ownership and the burden of proof required to validate the debt. Furthermore | 2 |
| pursuant to 15 USC 1681i ( a ) ( 5 ) | 2 |
| and I demand their immediate investigation and removal : Disputed Item ( XXXX ) : XXXX ) Creditor Name : XXXX Account Number : XXXX Description of Inaccuracy : THIS ACCOUNT IS REPORTING {$5900.00}. WHEN ITS ACTUALLY {$5900.00} This is a direct violation of the FCRA | 1 |
| and I demand their immediate investigation and removal : Disputed Item ( s ) : 1 ) Creditor Name : NAVY FEDERAL CR UNION Account Number : XXXX Description of Inaccuracy : THIS ACCOUNT IS REPORTING {$33000.00}. WHEN ITS ACTUALLY {$33000.00} This is a direct violation of the FCRA | 1 |
| as outlined in XXXX U.S.C. XXXXe ( b ) Maximum Possible Accuracy. Furthermore | 1 |
| you are obligated to provide me with a detailed notice of the reinvestigation results and the sources of information used to verify the account. Additionally | 1 |
| and I demand their immediate investigation and removal : Disputed Item ( s ) : 1 ) Creditor Name : BANK OF AMERICA Account Number : XXXX Description of Inaccuracy : THIS ACCOUNT IS REPORTING {$1100.00}. WHEN ITS ACTUALLY {$1100.00} This is a direct violation of the FCRA | 1 |
| Equifax must perform a lawful and reasonable reinvestigation of any disputed items within 30 days. Furthermore | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or unverifiable
or unverifiable has accumulated 33 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 33 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is Under the , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or unverifiable reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "consumer reporting agencies are required to follow reasonable procedures to assure the maximum possible accuracy of the information included in consumer reports. Additionally", and the single most common underlying issue is "the law mandates that : If".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or unverifiable: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or unverifiable have?
or unverifiable has received 33 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or unverifiable respond to complaints on time?
or unverifiable has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or unverifiable?
The most common issue reported against or unverifiable is "the law mandates that : If" in the "consumer reporting agencies are required to follow reasonable procedures to assure the maximum possible accuracy of the information included in consumer reports. Additionally" product category.
Read our methodology — how this data is sourced, computed, and verified.
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