2026 data Public-data reference. official source

incorrect

24 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

24 consumer complaints filed with the CFPB

This profile shows incorrect's complaint history from CFPB public records. 24 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.

24
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
15
States Active
Acco
Since

Total complaints

24

Filed since Acco

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

incorrect complaint mix by product

Total complaints: 24

incorrect complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 24 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Experian uses: 4 complaints (20.0%), resolution 0.0% Experian uses 20.0% I have: 3 complaints (15.0%), resolution 0.0% I have 15.0% 15 U.S.C.: 3 complaints (15.0%), resolution 0.0% 15 U.S.C. 15.0% my correct: 3 complaints (15.0%), resolution 0.0% my correct 15.0% Section 611: 3 complaints (15.0%), resolution 0.0% Section 611 15.0% including XXXX: 2 complaints (10.0%), resolution 0.0% including XXXX 10.0% incomplete: 2 complaints (10.0%), resolution 0.0% incomplete 10.0%
  • Experian uses 4 20.0% 0% relief
  • I have 3 15.0% 0% relief
  • 15 U.S.C. 3 15.0% 0% relief
  • my correct 3 15.0% 0% relief
  • Section 611 3 15.0% 0% relief
  • including XXXX 2 10.0% 0% relief
  • incomplete 2 10.0% 0% relief

How incorrect's 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Experian uses faulty intake procedures and does not accurately convey all relevant information about disputes to the original furnisher. Experian routinely and uncritically accepts the original furnishers response to the disputed information 4
I have no notice from you all stating that the accounts are in investigation. When handling disputes 3
15 U.S.C. 1681i 3
my correct information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I request that you remove any name 3
Section 611 of the FCRA you are required to promptly delete all information that is inaccurate 3
including XXXX 2
incomplete 2
including the following sections : Section 604 - This section requires CRAs to provide consumers with a copy of their credit report upon request. Section 609 - This section requires CRAs to provide consumers with a notice of their rights under the FCRA when they receive a copy of their credit report. Section 611 - This section requires CRAs to investigate consumer disputes and to correct or delete inaccurate or incomplete information in their credit reports. Section 615 - This section requires CRAs to follow reasonable procedures to ensure the maximum possible accuracy of the information in credit reports. Section 617 - This section provides consumers with a private right of action to sue CRAs and other parties that violate the FCRA. Section 623 - This section requires users of credit reports to provide notice to consumers before taking adverse action based on information in a credit report. Under the Fair Credit Reporting Act ( FCRA ) 1
XXXX XXXX XXXX Please send your written response to my address of XXXX XXXX XXXX XXXX XXXX 1
Experian used faulty intake procedures and did not accurately convey all relevant information about the dispute to the original furnisher. Experian routinely and uncritically accepted the original furnishers response to the disputed information 1
Experian routinely and uncritically accepts the original furnishers response to the disputed information 1

Top States

State Complaints
or internally inconsistent. 3
or unverified 3
or duplicate addresses. 3
and or unverified aspects of any alleged derogatory accounts must be promptly negated in its entirety or the alleged accounts are to be completely deleted.I am now enacting my consumer and civil rights to compel you to annul with permanent deletion these derogatory accounts or provide testimony and certification that you are adhering to mandated metro 2 data formatted reporting standards according to regulations.The following derogatory account allegations are either untrue 3
unverifiable 2
or can not be verified. The inquiries that need to be deleted are : XXXX XXXX XXXX You applied for a credit card on XXXX 2022 XXXX XXXX XXXX You applied for credit on XXXX 2022 Experian Business Cred You applied for credit on XXXX 2022 XXXX XXXX XXXX XXXX You applied for credit on XX/XX/2022 Please remove these immediately 1
and or unverified aspects of any alleged derogatory accounts must be promptly negated in its entirety or the alleged accounts are to be completely deleted. I AM NOW ENACTING MY CONSUMER AND CIVIL RIGHTS TO COMPEL YOU TO ANNUL with PERMANENT DELETION of these derogatory accounts or provide testimony and certification that you are adhering to mandated Metro 2 data 1
incomplete 1
and or unverified aspects of any alleged derogatory accounts must be promptly negated in its entirety or the alleged accounts are to be completely deleted. I AM NOW ENACTING MY CONSUMER AND CIVIL RIGHTS TO COMPEL YOU TO ANNUL with PERMANENT DELETION of these derogatory accounts or provide testimony and certification that you are adhering to mandated Metro 2 data formatted reporting standards according to regulations. Failure to take appropriate actions to remedy this matter will lead to my civil right to file a lawsuit seeking monetary resolution via a court in my jurisdiction. Drawing from my research and complete comprehension You nor any entity is permitted to keep any non-compliant information 1
or internally inconsistent.,,EQUIFAX 1
or internally inconsistent. ( Please review complaint number XXXX ),Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30813,,Consent provided,Web,2025-01-16,Closed with explanation,Yes,N/A,11580976 1
or internally inconsistent.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48235,,Consent provided,Web,2025-02-01,Closed with explanation,Yes,N/A,11868268 1
or internally inconsistent.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,19124,,Consent provided,Web,2025-02-05,Closed with explanation,Yes,N/A,11922199 1
or internally inconsistent.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or internally inconsistent.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,28212,,Consent provided,Web,2025-01-16,Closed with explanation,Yes,N/A,11584907 1

Top Issues

Issue Complaints
or when Experian has other information available that suggests the furnisher is unreliable. At the conclusion of the investigation 5
every single one even each any or all of the unproven 5
even when that response was improbable or illogical on its face 3
whether unproven 3
address 3
inaccurate 2
which requires CRAs to maintain reasonable procedures to ensure the maximum possible accuracy of the information in their credit reports. 623 ( a ) ( 2 ) 1
XXXX XXXX 1
and Experian had the information available that suggests the furnisher is unreliable. At the conclusion of the investigation 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About incorrect

incorrect has accumulated 24 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 14 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is required t, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, incorrect reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Experian uses faulty intake procedures and does not accurately convey all relevant information about disputes to the original furnisher. Experian routinely and uncritically accepts the original furnishers response to the disputed information", and the single most common underlying issue is "or when Experian has other information available that suggests the furnisher is unreliable. At the conclusion of the investigation".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating incorrect: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does incorrect have?

incorrect has received 24 consumer complaints filed with the Consumer Financial Protection Bureau.

Does incorrect respond to complaints on time?

incorrect has a 0% timely response rate to CFPB complaints.

What is the most common complaint about incorrect?

The most common issue reported against incorrect is "or when Experian has other information available that suggests the furnisher is unreliable. At the conclusion of the investigation" in the "Experian uses faulty intake procedures and does not accurately convey all relevant information about disputes to the original furnisher. Experian routinely and uncritically accepts the original furnishers response to the disputed information" product category.

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