Total complaints
6
Filed since ****
2026 data Public-data reference. official source
a consumer reporting agency may not report negative information that is more than seven years old
6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
6 consumer complaints filed with the CFPB
This profile shows a consumer reporting agency may not report negative information that is more than seven years old's complaint history from CFPB public records. 6 consumers have filed complaints since ****. The company has a 0% timely response rate and has provided relief in 0% of cases.
6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
****
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
a consumer reporting agency may not report negative information that is more than seven years old complaint mix by product
- incomplete 5 83.3% – 0% relief
- According to 1 16.7% – 0% relief
How a consumer reporting agency may not report negative information that is more than seven years old's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| incomplete | 5 |
| According to the Fair Credit Reporting Act | 1 |
Top States
| State | Complaints |
|---|---|
| or bankruptcies that are more than 10 years old. ***** I have asked XXXX and Equifax to investigate and they are NOT PROPERLY INVESTIGATING my disputes not when they release an update in 1-2 Days. I demand that XXXX AND EQUIFAX INVESTIGATE THIS MATTER. I WILL ALSO SEND A COPY OF THIS COMPLAINT TO THE CEO 's of XXXX AND EQUIFAX,,EQUIFAX | 1 |
| or bankruptcies that are more than 10 years old.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| or bankruptcies that are more than 10 years old.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,28212,Servicemember,Consent provided,Web,2020-10-09,Closed with explanation,Yes,N/A,3889468 | 1 |
| or bankruptcies that are more than 10 years old. ***** I have asked XXXX and XXXX to investigate and they are NOT PROPERLY INVESTIGATING my disputes not when they release an update in 1-2 Days. I demand that XXXX AND XXXX INVESTIGATE THIS MATTER. I WILL ALSO SEND A COPY OF THIS COMPLAINT TO THE CEO 's of XXXX AND XXXX,,CAPITAL ONE FINANCIAL CORPORATION,TX,XXXXX,,Consent provided,Web,2018-10-04,Closed with explanation,Yes,N/A,3037039 | 1 |
| .....,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,94062,Servicemember,Consent provided,Web,2025-04-21,Closed with explanation,Yes,N/A,13101073 | 1 |
| or bankruptcies that are more than 10 years old. ***** I have asked Transunion and XXXX to investigate and they are NOT PROPERLY INVESTIGATING my disputes not when they release an update in 1-2 Days. I demand that TRANSUNION AND XXXX INVESTIGATE THIS MATTER. I WILL ALSO SEND A COPY OF THIS COMPLAINT TO THE CEO 's of TRANSUNION AND XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| incomplete | 5 |
| Experian failed to mention that per the FCRA | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About a consumer reporting agency may not report negative information that is more than seven years old
a consumer reporting agency may not report negative information that is more than seven years old has accumulated 6 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ****, and the most recent logged activity is I have tri, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, a consumer reporting agency may not report negative information that is more than seven years old reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "incomplete", and the single most common underlying issue is "incomplete".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a consumer reporting agency may not report negative information that is more than seven years old: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does a consumer reporting agency may not report negative information that is more than seven years old have?
a consumer reporting agency may not report negative information that is more than seven years old has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.
Does a consumer reporting agency may not report negative information that is more than seven years old respond to complaints on time?
a consumer reporting agency may not report negative information that is more than seven years old has a 0% timely response rate to CFPB complaints.
What is the most common complaint about a consumer reporting agency may not report negative information that is more than seven years old?
The most common issue reported against a consumer reporting agency may not report negative information that is more than seven years old is "incomplete" in the "incomplete" product category.
Read our methodology — how this data is sourced, computed, and verified.
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