2026 data Public-data reference. official source

reputation

15 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

15 consumer complaints filed with the CFPB

This profile shows reputation's complaint history from CFPB public records. 15 consumers have filed complaints since ( Cr. The company has a 0% timely response rate and has provided relief in 0% of cases.

15
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
( Cr
Since

Total complaints

15

Filed since ( Cr

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

reputation complaint mix by product

Total complaints: 15

reputation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). different account: 3 complaints (27.3%), resolution 0.0% different account 27.3% incomplete: 3 complaints (27.3%), resolution 0.0% incomplete 27.3% authentication features: 1 complaints (9.1%), resolution 0.0% authentication features 9.1% a debt: 1 complaints (9.1%), resolution 0.0% a debt 9.1% your company: 1 complaints (9.1%), resolution 0.0% your company 9.1% unlawful: 1 complaints (9.1%), resolution 0.0% unlawful 9.1% in violation: 1 complaints (9.1%), resolution 0.0% in violation 9.1%
  • different account 3 27.3% 0% relief
  • incomplete 3 27.3% 0% relief
  • authentication features 1 9.1% 0% relief
  • a debt 1 9.1% 0% relief
  • your company 1 9.1% 0% relief
  • unlawful 1 9.1% 0% relief
  • in violation 1 9.1% 0% relief

How reputation's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
different account balances 3
incomplete 3
authentication features 1
a debt collector may not communicate with a consumer in connection with the collection of any debt ( XXXX ) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary 1
your company has failed to provide any evidence regarding a debt that does not belong to me. Furthermore 1
unlawful 1
in violation of FCRA 602 1
and subsequent amendments have simplified the process by which consumers can obtain and correct the information collected about themselves. The FTC also actively enforces prohibitions on fraudulently obtaining personal financial information 1
charge 1
XXXX ( XXXX yrs 1
I appreciate the removal of the following fraudulent accounts : XXXX XXXX XXXX 1

Top States

State Complaints
or property of any person. 7
and ability to obtain fair credit opportunities. 3
general mode of living 1
and financial stability. Therefore 1
and financial opportunities. I am demanding the CFPB to compel these furnishers and credit reporting agencies to conduct a full reinvestigation and provide certified documentation verifying the legitimacy of each account. If the furnishers can not provide such proof 1
and ability of the attorney or attorneys performing the services ; and ( never met with attoney we made appt with ) ( 8 ) whether the fee is fixed or contingent. ( Never discussed ) ( b ) The scope of the representation and the basis or rate of the fee and expenses for which the client will be responsible shall be communicated to the client 1
and financial situation. I've given you thorough information and proof that these accounts are bogus 1

Top Issues

Issue Complaints
different payment history ) 15 U.S. Code 1692d - Harassment or abuse A debt collector may not engage in any conduct the natural consequence of which is to harass 3
consumers deserve accurate 3
a debt collector may not communicate with a consumer in connection with the collection of any debt 15 U.S. Code 1692d - Harassment or abuse-A debt collector may not engage in any conduct the natural consequence of which is to harass 1
local time at the consumers location ; 15 U.S. Code 1692d - Harassment or abuse A debt collector may not engage in any conduct the natural consequence of which is to harass 1
I have a right to privacy and protection from inaccurate reporting on my credit report. Your company 's actions have not only violated my right to privacy but also the permissible purpose of providing accurate information to consumer reporting agencies. According to 609 ( a ) ( 1 ) ( A ) 1
no one may access a consumer credit file without a permissible purpose 1
611 1
you have ALSO '' made me a victim of harassment and abuse by violating FDCPA 15 U.S. Code 1692d : 15 U.S. Code 1692d - Harassment or abuse A debt collector may not engage in any conduct the natural consequence of which is to harass 1
the novelty and difficulty of the questions involved 1
XXXX Current Payment Status In Collections/Charge-off Worst Payment Status No Info HARASSMENT OR ABUSE- ( 15 USC 1692d ) A debt collector may not engage in any conduct the natural consequence of which is to harass 1
XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About reputation

reputation has accumulated 15 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( Cr, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, reputation reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "different account balances", and the single most common underlying issue is "different payment history ) 15 U.S. Code 1692d - Harassment or abuse A debt collector may not engage in any conduct the natural consequence of which is to harass".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating reputation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does reputation have?

reputation has received 15 consumer complaints filed with the Consumer Financial Protection Bureau.

Does reputation respond to complaints on time?

reputation has a 0% timely response rate to CFPB complaints.

What is the most common complaint about reputation?

The most common issue reported against reputation is "different payment history ) 15 U.S. Code 1692d - Harassment or abuse A debt collector may not engage in any conduct the natural consequence of which is to harass" in the "different account balances" product category.

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