Equifax

289 consumer complaints filed with the CFPB

This page summarizes consumer complaints about Equifax products filed with the CFPB. 289 complaints have been filed across 177 companies. The most commonly reported issue is "Equifax".

289
Total Complaints
177
Companies
Equifax
Top Issue

Companies with Most Equifax Complaints

# Company Complaints
1 Equifax 20
2 in some cases 12
3 financial transactions 7
4 address 6
5 my social security card 6
6 XXXX 4
7 and broader consumer protection principles against deceptive conduct. 4
8 including statutory damages 3
9 and TransUnion immediately upon deletion and a formal response from the CFPB regarding the questions raised. 3
10 XXXX XXXX XXXX XXXX ) Violations Committed : XXXX. Fair Credit Reporting Act ( FCRA ) Violations Failure to block identity theft information after receipt of a valid FTC Identity Theft Report and sworn statement ( FCRA 1681c-2 ). 3
11 which I find deeply concerning 3
12 623 ( a ) ( b ) and FDCPA 807 ( 2 ) ( A ) 3
13 and certify remediation. 3
14 611 ( a ) ( 7 ) 3
15 Payment History and Count of late payment. Previously 3
16 XXXX ) were not addressed in bureau responses despite being reported. I request a manual reinvestigation 3
17 did you fax 3
18 banks 3
19 609 3
20 PA XXXX ) XX/XX/XXXXXX/XX/XXXXListed as unpaid with no proof of my liability. I have no record of this debt. 3
21 any information found to be inaccurate 3
22 Experian ) XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( TransUnion 3
23 or in compliance with federal law. 3
24 1681o Statutory damages : Up to {$1000.00} per violation 3
25 and contractual documentation XXXX. Correct or delete any unverifiable data XXXX. Remove duplicate or conflicting tradelines XXXX XXXX XXXX to : XXXX. Identify the alleged delinquent obligations referenced XXXX. Provide verification and underwriting basis XXXX. Re-evaluate the denial using corrected and accurate credit information CONCLUSION The repeated inaccuracies 3
26 and punitive damages. FCRA 605C and 611 Demand for Method of Verification as Proof and Authentication of FTC Identity Theft Affidavit If TransUnion refuses to block the disputed information or attempts verification instead of immediate removal 3
27 and misused without my consent. 3
28 or chargeoffs as reported. The aforementioned accounts 2
29 contradictory 2
30 a signed agreement 2
31 along with an FTC Identity Theft Affidavit. 2
32 employment 2
33 including on-time payments 2
34 including inaccurate name 2
35 you must take immediate steps to correct or remove this information. Continued reporting of false or unverified debt is a direct violation of federal law. 2
36 or otherwise 2
37 and reported balances. This indicates TransUnion 2
38 or incomplete information beyond this point 2
39 these items have been verified without proof 2
40 or any disputed portion thereof 2
41 late payments 2
42 syndication 2
43 months reviewed is listed as 0 months on Equifax 2
44 XXXX XXXX XXXX ( XXXX XXXX. XXXX ). ) - FCRA XXXX XXXX. XXXX ( a ) & XXXX ( b ) : Requires reasonable reinvestigation and correction/deletion of unverified information. ( XXXX XXXX XXXX 2
45 while TransUnion reports only two late payments ( 30 2
46 no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information 2
47 and 1681s-2 in how they are handling my disputes. 2
48 never late. 1
49 XXXX ) 1
50 which is a clear violation of the FCRA. 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Equifax

289 consumer complaints have been filed with the CFPB under the "Equifax" product category, naming 177 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Equifax, the single most common underlying consumer complaint is "Equifax". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Equifax, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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