Total complaints
69
Filed since Acco
2026 data Public-data reference. official source
XXXX )
69 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
69 consumer complaints filed with the CFPB
This profile shows XXXX )'s complaint history from CFPB public records. 69 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.
69
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
44
States Active
Acco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
XXXX ) complaint mix by product
- federal law 15 42.9% – 0% relief
- Equifax XXXX 4 11.4% – 0% relief
- I will 4 11.4% – 0% relief
- XXXX XXXX. 3 8.6% – 0% relief
- such as 3 8.6% – 0% relief
- XXXX notified 3 8.6% – 0% relief
- servicer 3 8.6% – 0% relief
How XXXX )'s 69 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| federal law requires you to respond within 30 days | 15 |
| Equifax XXXX o Balance Owed : {$0.00} o Date of Last Activity : XX/XX/XXXX ( XXXX ) | 4 |
| I will also be sending a copy of this letter to the Federal Trade Commission notifying them that I have signed receipts for letters sent to you and you have not complied with my request. I regret that I am being forced to take such action. As you are well aware | 4 |
| XXXX XXXX. CEASE AND DESIST ORDER FDCPA XXXX ( c ) | 3 |
| such as the original contract/agreement/promissory note between me and the original creditor | 3 |
| XXXX notified me via email that the payments made in May had been retroactively applied. However | 3 |
| servicer | 3 |
| XXXX | 3 |
| has been violated I am aware that not excluding transactions between | 2 |
| {$2700.00} ( Equifax XXXX o Balance Owed : {$0.00} o Date of Last Activity : XX/XX/XXXX ( XXXX ) | 2 |
| XXXX XXXX o Balance Owed : {$0.00} o Date of Last Activity : XX/XX/XXXX ( TransUnion ) | 2 |
| Equifax | 1 |
| I sent a detailed dispute letter to Experian via certified mail | 1 |
| I | 1 |
| I identified discrepancies related to an account listed under XXXX. This account has reported late payments that are inaccurate based on my payment history and records. The specific details of the account are as follows : Account Information : Creditor Name : XXXX Account Number : XXXX High Balance : {$160.00} Credit Limit : {$1000.00} Balance Owed : {$0.00} Account Status : XXXX Payment Status : Current ( XXXX | 1 |
| {$8500.00} ( XXXX ) o XXXX Owed : {$0.00} o Date of Last Activity : XX/XX/XXXX ( TransUnion ) | 1 |
| I immediately raised the matter with Wells Fargo. Over a span of XXXX months | 1 |
| the Texas State Board of Dental Examiners issued a Remedial Plan ( Case No. XXXX ) confirming that XXXX XXXX failed XXXX meet the minimum standard of care | 1 |
| XXXX ) | 1 |
| seeing my name listed in their database is NOT verification or validation of any alleged debt. Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item Is entirely inaccurate and incomplete and represents a very serious error in your reporting. Failure to comply with federal regulations by credit reporting agencies are investigated by the Federal Trade Commission ( see 15 USC 41 | 1 |
| I identified discrepancies related to an account listed under XXXX. This account has reported XXXX payments that are inaccurate based on my payment history and records. The specific details of the account are as follows : Account Information : Creditor Name : XXXX Account Number : XXXX High Balance : {$160.00} Credit Limit : {$1000.00} Balance Owed : {$0.00} Account Status : XXXX Payment Status : Current ( XXXX | 1 |
| in case legal action becomes necessary : XXXX XXXX XXXX XXXX Authorized Signature For Creditor Date __________________________ Print Name 1 ) Creditors if they report my credit history inaccurately. The XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX | 1 |
| {$8500.00} ( XXXX ) XXXX XXXXXXXX Owed : {$0.00} o Date of Last Activity : XX/XX/XXXX ( TransUnion ) | 1 |
| you will be required to appear in a court venue local to me | 1 |
| each with {$500.00} balance ( {$2000.00} total ). This was part of a reward scheme through an airline. I was provided with these cards on XX/XX/2024. I was only provided with virtual cards | 1 |
| XXXX notified me via email that the payments made in XXXX had been retroactively applied. However | 1 |
| I disputed the charges with XXXX XXXX | 1 |
| I identified discrepancies related to an account listed under XXXX. This account has reported late payments that are inaccurate based on my payment history and records. The specific details of the account are as follows : Account Information : Creditor Name : XXXX Account Number : XXXX High Balance : {$160.00} Credit Limit : {$1000.00} Balance Owed : {$0.00} Account Status : Closed Payment Status : Current ( XXXX | 1 |
| {$8500.00} ( Equifax ) XX/XX/XXXX Balance Owed : {$0.00} XX/XX/XXXX Date of Last Activity : XX/XX/XXXX ( XXXX ) | 1 |
| {$8500.00} ( Equifax ) o XXXX Owed : {$0.00} o Date of Last Activity : XX/XX/XXXX ( XXXX ) | 1 |
| starting XX/XX/XXXX | 1 |
| UWM modified the loan without my knowledge or consent ( taking my income into account | 1 |
| a XXXX unit in XXXX ( XXXX XXXX headquarters ) and its manager plead guilty to felony charges related to fraudulent mortgage schemes. I would also like to point out that I am not the only victim of such schemes perpetrated on folks by XXXX XXXX and its fraudulent affiliates. There are numerous law suits | 1 |
| under the precedent established by the case of XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX and XXXX | 1 |
| after not receiving the email that I was told I would receive | 1 |
Top States
| State | Complaints |
|---|---|
| you may be liable for your willful non-compliance. | 12 |
| or currently enrolled in school. | 4 |
| you will be liable for your willful non-compliance. | 3 |
| texts | 3 |
| stating delinquency in the amount of {$1000.00} for XXXX & XX/XX/XXXX knowing my qualified monthly payment of {$0.00} ( ZERO ) has not been recalculated ; thus | 3 |
| you may be liable for your willful non-compliance. I have requested that you provide proof of the alleged items. I request to be provided with specifically the original application | 3 |
| they parrot any information given to them as a means of coercing consumers to pay extra fees for debts that they allegedly owe. | 2 |
| XXXX OID report | 2 |
| Derogatory ( Equifax XXXX o Dispute Status : Account not disputed ( All ) o Account Description : Bank Credit Cards XXXX XXXX XXXX XXXX ) | 2 |
| XXXX XXXX XXXX Acct XXXX ( XXXX | 1 |
| USC laws ( 15 USC 1681e ( b ) | 1 |
| they parrot any information given to them as a means of coercing consumers to pay extra fees for debts that they allegedly owe.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33180,Servicemember,Consent provided,Web,2022-07-21,Closed with explanation,Yes,N/A,5796091 | 1 |
| XX/XX/XXXX ( Equifax ) Discrepancies and Errors : XXXX Payments Reported : XXXX : XXXXday XXXX payment reported for XX/XX/XXXX. | 1 |
| Derogatory ( Equifax XXXX o Dispute Status : Account not disputed ( All ) o Account Description : Bank XXXX XXXX XXXX Account Status : Closed o Payment Status : Collection/Chargeoff o Creditor Remarks : Dispute resolved; reported by XXXX ( XXXX ) | 1 |
| Derogatory ( Equifax XXXX o Dispute Status : Account not disputed ( All ) o Account Description : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) | 1 |
| Derogatory ( XXXX ) o XXXX Status : Account not disputed ( All ) o Account Description XXXX XXXX XXXX XXXXXXXX XXXX Stores XXXX TransUnion XXXX XXXX XXXX XXXX XXXXXXXX ( XXXX XXXX XXXX XXXX Financing ( XXXX ) o Account Status XXXX Closed o Payment Status : Collection/Chargeoff o Creditor Remarks : Payment after charge off/collection ( TransUnion ) | 1 |
| all of which documented the unauthorized inquiry and its consequences. Despite multiple communications | 1 |
| and violated multiple provisions of the Texas Dental Practice Act. The defective crowns were splinted together in groups of XXXX teeth | 1 |
| XXXX date of inquiry ( XXXX XXXX | 1 |
| you may be liable for your willful non-compliance. Account name XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX {$38000.00} {$17000.00} {$920.00} {$38.00} Inquiry Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Fraudulent Name ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| et seq. ). I am maintaining a careful record of my communications with you on this matter | 15 |
| XX/XX/XXXX ( XXXX ) | 12 |
| XXXX | 8 |
| timely payments | 4 |
| yet you have failed to respond. Failure to comply with these federal regulations by credit reporting agencies are investigated by the Federal Trade Commission ( see 15 USC 41 | 4 |
| authorizing your firm to engage in collection activities on their behalf against the above-alleged account ; 7. Please provide a verified certificate of authority | 3 |
| the consumer | 2 |
| I invoke my rights under FDCPA XXXX ( c ) and XXXX XXXX XXXX XXXX to ORDER you to cease all communication with me | 2 |
| XXXX ) | 2 |
| Bankruptcy chapter XXXX-dismissed Reference XXXX ( Equifax | 1 |
| and the creditor is a violation of 15 U.S. Code 1681a ( 2 ) ( A ) ( i ). The consumer reporting agencies were not exercising their grave responsibility in respect to impartiality when furnishing this false and misleading information to my consumer report. Reasonable procedures were not taken to insure the accuracy of the information given by XXXX XXXX XXXX before furnishing it. This shows that the consumer reporting agencies have shown bias towards me because I never gave my lawful authority for any consumer reporting agency or XXXX XXXX XXXX to furnish any late payments to my consumer report. It is my belief that due to XXXX XXXX | 1 |
| XXXX 30 Days ( XXXX ) Date Opened : XX/XX/XXXX ( XXXX ) | 1 |
| CFPB and the state of California Attorney General 's office | 1 |
| XXXX XXXX Days ( XXXX ) Date Opened : XX/XX/XXXX ( XXXX ) | 1 |
| checking my credit without my authority. Be aware that I am making a final goodwill attempt to have your clear up this matter. The listed item is inaccurate and incomplete | 1 |
| et seq. ). I am also maintaining a careful record of my communications with you for the purpose of filing a complaint with the Attorney XXXX office | 1 |
| with the exception of XXXX {$5.00} transaction at XXXX. For any other amount | 1 |
| I invoke my rights under FDCPA 1692c ( c ) and XXXX XXXX XXXX XXXX to ORDER you to cease all communication with me | 1 |
| and he assured me that he would address my dispute with XXXX. He also promised to send me an itemized list and other relevant documentation. It has been over 30 days | 1 |
| Late XXXX Days ( XXXX ) Date Opened : XX/XX/XXXX ( XXXX ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About XXXX )
XXXX ) has accumulated 69 consumer complaints in the CFPB public database, with filings active across 44 U.S. states. Of those submissions, 57 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is clerk look, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "federal law requires you to respond within 30 days", and the single most common underlying issue is "et seq. ). I am maintaining a careful record of my communications with you on this matter".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does XXXX ) have?
XXXX ) has received 69 consumer complaints filed with the Consumer Financial Protection Bureau.
Does XXXX ) respond to complaints on time?
XXXX ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about XXXX )?
The most common issue reported against XXXX ) is "et seq. ). I am maintaining a careful record of my communications with you on this matter" in the "federal law requires you to respond within 30 days" product category.
Read our methodology — how this data is sourced, computed, and verified.
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