Total complaints
98
Filed since * *
2026 data Public-data reference. official source
employment
98 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
98 consumer complaints filed with the CFPB
This profile shows employment's complaint history from CFPB public records. 98 consumers have filed complaints since * * . The company has a 0% timely response rate and has provided relief in 0% of cases.
98
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
49
States Active
* *
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
employment complaint mix by product
- deviously reported 68 81.0% – 0% relief
- compel the 3 3.6% – 0% relief
- as required 3 3.6% – 0% relief
- all Promotional 3 3.6% – 0% relief
- I have 3 3.6% – 0% relief
- neither FICO 2 2.4% – 0% relief
- Equifax 2 2.4% – 0% relief
How employment's 98 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| deviously reported inaccuracies such as status and activity dates | 68 |
| compel the credit bureaus and data furnishers to provide full validation | 3 |
| as required under XXXX XXXX. XXXX ( a ) ( XXXX ) and XXXX ( a ) ( XXXX ). I have never authorized your agency | 3 |
| all Promotional Inquiries must be removed as well as Account Review Inquiries because I've opted out. Under 15 U.S. Code 6805 the cfpb must enforce these codes that 've been violated. 16 CFR 313.7 - Form of opt out notice to consumers ; opt out methods. - ( f ) Continuing right to opt out. A consumer may exercise the right to opt out at any time. Every discrepancy I mentioned herein is also a violation of the Privacy Act of 1974 FCRA Permissible Purpose The FCRA protects consumer privacy in multiple ways | 3 |
| I have identified certain negative information that has been reported without my explicit permission or a permissible purpose as defined by the FCRA. As a consumer | 3 |
| neither FICO scores nor other risk algorithms used to calculate credit scores are considered part of a consumer report. '' The FCRA denes a consumer report as any communication about a consumers creditworthiness | 2 |
| Equifax | 2 |
| it states medical information | 2 |
| which I fully dispute as inaccurate. I have not been provided with original contractual documents | 2 |
| allowing previously deleted inaccuracies to be reinserted into credit reports | 2 |
| but the outcome is that the clearly false and fraudulent XXXX address is still reported as valid and unchanged. [ 2 ] No reasonable reinvestigation | 1 |
| I am requesting disclosure of : 1. ALL INFORMATION currently contained in my consumer file | 1 |
| 2023 XXXX XXXX Inquiry : XXXX XXXX | 1 |
| my credit files continue to reflect derogatory information that is : Outdated or unverifiable Reported inconsistently across bureaus Noncompliant with XXXX XXXX reporting standards Not properly validated per FCRA 609 or 611 Potentially resulting from identity theft | 1 |
| I am concerned about the documented failures of XXXX | 1 |
| I sent out multiple letters to Experian but they are not complying with 15 USC 1681e ( b ) | 1 |
| TransUnion has not taken appropriate steps to verify the debt | 1 |
| which is clearly erroneous and used deceptively to re-age the debt. I dispute the entire validity of this alleged collection. I requested validation from the debt collector and Experian | 1 |
Top States
| State | Complaints |
|---|---|
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 21 |
| etc.,,EQUIFAX | 21 |
| and credit opportunities. | 3 |
| etc. | 3 |
| or any other purpose. This constitutes a direct violation of my right to privacy under federal law. | 3 |
| and insurance. The statute states that a consumer reporting agency may provide consumer reports under these circumstances and no other. In addition | 3 |
| or housing. Unless you can present complete documentation from the creditor proving the accuracy of this charge-off | 2 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92024,,Consent provided,Web,2024-03-18,Closed with explanation,Yes,N/A,8573583 | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,10029,,Consent provided,Web,2024-03-22,Closed with non-monetary relief,Yes,N/A,8593857 | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,10457,,Consent provided,Web,2024-03-22,Closed with non-monetary relief,Yes,N/A,8593540 | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77469,,Consent provided,Web,2024-03-15,Closed with non-monetary relief,Yes,N/A,8553915 | 1 |
| housing | 1 |
| or other lawful purposes under XXXX USC XXXX. | 1 |
| or other permissible purposes ( XXXX year for employment purposes ) | 1 |
| and financial opportunities.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30180,,Consent provided,Web,2024-02-21,Closed with explanation,Yes,N/A,8392209 | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Fidelity National Information Services | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,10040,,Consent provided,Web,2024-02-20,Closed with non-monetary relief,Yes,N/A,8386812 | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,10462,,Consent provided,Web,2024-05-06,Closed with non-monetary relief,Yes,N/A,8936470 | 1 |
| etc.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,95670,,Consent provided,Web,2024-04-04,Closed with explanation,Yes,N/A,8696455 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| credit to balance ratio | 65 |
| unverifiable | 3 |
| credit-to-balance ratio | 3 |
| to collect | 3 |
| FCRA section 604 | 3 |
| and I did not authorize the reporting of the negative information in question. I hereby request that the credit reporting agencies conduct a thorough investigation into the reporting of this negative information and provide documentation demonstrating the permissible purpose for its inclusion on my credit report. According to 15 U.S.C. 1681b | 3 |
| character | 2 |
| I will pursue all available legal remedies | 2 |
| diagnoses | 2 |
| or any verifiable proof that justifies this charge-off. Reporting an account as charged off is a very serious derogatory mark | 2 |
| process | 2 |
| FTC report | 1 |
| codes | 1 |
| 2023 XXXX XXXX XXXX XXXX : XXXX XXXX | 1 |
| or mishandled reinvestigations This inaccurate reporting has negatively impacted my credit standing | 1 |
| which alleges that XXXX has conducted sham investigations of consumer disputes | 1 |
| 15 USC 1681i ( 5 ) | 1 |
| or the chain of authority of the debt. This failure is not only a violation of the FCRA | 1 |
| I did not receive any notice under the 30-day validation period as required by FDCPA | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About employment
employment has accumulated 98 consumer complaints in the CFPB public database, with filings active across 49 U.S. states. Of those submissions, 98 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to * * , and the most recent logged activity is You are fu, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, employment reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "deviously reported inaccuracies such as status and activity dates", and the single most common underlying issue is "credit to balance ratio".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating employment: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does employment have?
employment has received 98 consumer complaints filed with the Consumer Financial Protection Bureau.
Does employment respond to complaints on time?
employment has a 0% timely response rate to CFPB complaints.
What is the most common complaint about employment?
The most common issue reported against employment is "credit to balance ratio" in the "deviously reported inaccuracies such as status and activity dates" product category.
Read our methodology — how this data is sourced, computed, and verified.
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