| which has placed significant financial strain on my ability to support my family. The emotional stress and repeated stall tactics have impacted my mental health. | 1 | 0.0% | charged-off debt |
| which has prevented me from registering the vehicle and obtaining tags. The vehicle was repossessed once | 1 | 0.0% | I purchased a vehicle from a dealership with an agreed cash price of {$14000.00}. To cover this amount |
| which has proved in my case twice | 1 | 0.0% | I was informed that they accidentally debited my account for {$200.00} |
| which has really caused me to lose trust in the credit system. From what Ive read from complaints on the cfpb | 3 | 0.0% | XXXX |
| which has resulted in erroneous accounts being reported under my credit file. | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| which has resulted in inaccuracies in my credit reports. Such errors violate the Fair Credit Reporting Act ( FCRA ) and its implementing regulations | 1 | 0.0% | I am writing to file a formal complaint regarding multiple issues with the credit reporting agencies ( XXXX |
| which has resulted in the issuance of a special violation notice. | 1 | 0.0% | XXXX |
| which has resulted in these issues. | 1 | 0.0% | and have XXXX problems with their finance team with this issue |
| which has resulted in unnecessary confusion and disappointment on my end. | 1 | 0.0% | without clear separation or explicit communication |
| which has severely impacted my ability to access essential financial services | 1 | 0.0% | issued by XXXX XXXX XXXX / XXXX / XXXX | XXXX Police XXXX XXXX XXXX ) |
| which has since been corrected and updated in my credit report. | 1 | 0.0% | on XX/XX/ |
| which has since been removed. Again | 1 | 0.0% | my XXXX XXXX XXXX account was still debited for the amount of {$1000.00} plus the {$3.00} ATM FEE ; I attempted to withdraw. This situation has caused considerable inconvenience and financial strain and Bank of America is NOT WANTING TO REFUND ME MY MONEY. XXXX XXXX provided proof it posted and was approved and told me to take to that branch to get refunded |
| which has since lost its accreditation ). | 1 | 0.0% | my wages were barely sufficient for living |
| which has so far been futile | 1 | 0.0% | the customer service representative agreed with me that I was correct but was unable to fix the issue himself so he created a claim on my behalf |
| which has sold these accounts to these collection agencies that are now reporting the debts. | 1 | 0.0% | Ga XXXX Remove Address : XXXX XXXX ct XXXX XXXX |
| which has the same payment confirmation numbers posted on the monthly XXXX statements. From the statement it is clear that payments from XX/XX/XXXX to XX/XX/XXXX were all misapplied. Each monthly payment | 1 | 0.0% | there is no update to my account of XXXX XXXX XXXX payment corrections or responses made myself or XXXX XXXX XXXX. The Collections Department keep stating that they have not received any updates from their other internal departments. They have no proof of all payments made for the period prior to XXXX loan transfer on XX/XX/XXXX. Each time my CFPB complaint is submitted to Specialized Loan Servicing ( SLS ) |
| which has the same policy. | 2 | 0.0% | but that is not their policy at both banks |
| which has this authority. This referral happened weeks ago and I have called to check on the status and have been told | 1 | 0.0% | SPECIFICALLY that the item needed to be returned to a certain address and that I needed to provide proof of delivery to this specific address. He argued that a letter that they sent to me included all of this information and a return label and RMA. I advised him that I did not receive the first letter and that I requested that a duplicate be mailed out. He stated that he shows in his system that a duplicate letter was mailed on or about the XXXX of XXXX and that it was supposed to include all of the documentation necessary to properly respond to the dispute. I advised him that the letter I received referenced the prior letter but did not include all of the information |
| which has turned into months. The Seller provided extension after extension. It became well known amongst XXXX XXXX XXXX that XXXX XXXX was failing to provide loans as advertised. My understanding from an XXXX I know well is that | 1 | 0.0% | SC XXXX. I went under escrow after I received Conditional Approval from Athas Cap. This property has since fallen out of escrow because Athas Cap failed to secure my loan. All that was left was to receive Clear to Close from Athas ' Underwriter ( s ) and upon receiving XXXX my Athas Cap Account Executive |
| which has worked so far. They didn't fix the autopay issue until XX/XX/XXXX | 4 | 0.0% | which were made over the phone |
| which hasn't occurred. | 1 | 0.0% | there was a letter from Midland Funding stating that a lawsuit was filed against me and that I had until XX/XX/XXXX to respond |
| which have all been escalated to a supervisor. None of the these calls have resulted in funds being refunded to me. I have On XX/XX/XXXX | 1 | 0.0% | TIAA Bank transferred the mortgage servicing to a partner company - TIAA XXXX XXXX. It the midst of this |
| which have all stayed the same. Again I was placed on hold. After 5 minutes the representative returned and said they did not have an image of the request. When pressed whether they lost it | 1 | 0.0% | after 3 months of no reply |
| which have allegedly you know | 1 | 0.0% | that is right |
| which have been inevitably transferred to the American Express Credit Account Master Trust. Additionally | 1 | 0.0% | I am writing to formally dispute the validity of the debt in the amount of {$4400.00} that is allegedly owed to American Express National Bank ( AENB ) and being pursued by XXXX XXXX XXXX ( XXXX XXXX . I am requesting immediate cessation of all collection efforts on this account for the following reasons : 1. Lack of Legal Ownership of the Debt It is my understanding that AENB no longer owns the receivables in question |
| which have been many | 2 | 0.0% | I've requested to speak to TransUnion 's upper management regarding this ongoing concern |
| which have been question but he has not provided specific answers. | 1 | 0.0% | policy |
| which have been successfully deducted from the bank. | 1 | 0.0% | Shellpoint is now unjustly charging over {$1700.00} |
| which have caused me to be denied for loans. | 1 | 0.0% | which has not been investigated by Experian based on what XXXX stated. Specifically |
| which have drained my funds and | 1 | 0.0% | I have been the recipient of financial assistance from XXXX following the recent floods in XXXX Unfortunately |
| which have negatively affected my credit standing.,,EQUIFAX | 1 | 0.0% | XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX continue to reflect erroneous XXXX payment entries that have not been substantiated by any verifiable documentation. Equifax has not provided the name |
| which have negatively affected my credit standing.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90272,,Consent provided,Web,2025-12-19,Closed with explanation,Yes,N/A,18161466 | 1 | 0.0% | XXXX XXXX XXXX XXXX continue to reflect erroneous late payment entries that have not been substantiated by any verifiable documentation. Experian has not provided the name |
| which have negatively impacted my ability to secure credit. The violations that need prompt attention are : FCRA Section 616 - Civil Liability for Willful Noncompliance FCRA Section 603 ( 4 ) ( 2 ) ( A ) - Obligations with Respect to Disclosures of Personal Information FCRA Section 623 ( a ) ( 3 ) - Furnishing Deceptive Forms Violation of Credit Report Permissible Purposes Privacy Act violations U.S.C 552a ( g ) ( 1 ) ( A ) USC 1692e I demand verifiable proof | 1 | 0.0% | in compliance with Section 15 USC 1681a ( 2 ) Ai |
| which have negatively impacted my ability to secure credit. The violations that need prompt attention are : FCRA Section 616 - Civil Liability for Willful Noncompliance FCRA Section 603 ( 4 ) ( 2 ) ( A ) - Obligations with Respect to Disclosures of Personal Information FCRA Section 623 ( a ) ( 3 ) - Furnishing Deceptive Forms Violation of Credit Report Permissible Purposes Privacy Act violations U.S.C XXXX ( g ) ( 1 ) ( A ) USC XXXX I demand verifiable proof | 2 | 0.0% | I identified inaccuracies and inconsistencies that violate the Fair Credit Reporting Act ( FCRA ). The violations I have noted include : Violation of Timely Payments Regulations Violation of Finance Charge Determination Violation of United States Code Law ( TILA XXXX U.S. CXXXX XXXXXXXX ( b ) billing error ) I request that you provide proper evidence showing that I was late on this account |
| which have negatively impacted my ability to secure credit. The violations that need prompt attention are : FCRA XXXX XXXX - Civil Liability for Willful Noncompliance FCRA Section XXXX ( XXXX ) ( XXXX ) ( A ) - Obligations with Respect to Disclosures of Personal Information FCRA XXXX XXXX ( a ) ( XXXX ) - Furnishing Deceptive Forms Violation of Credit Report Permissible Purposes Privacy Act violations U.S.C XXXX ( g ) ( XXXX ) ( A ) XXXX XXXX I demand verifiable proof | 3 | 0.0% | I identified inaccuracies and inconsistencies that violate the Fair Credit Reporting Act ( FCRA ). The violations I have noted include : Violation of Timely Payments Regulations Violation of Finance Charge Determination Violation of United States XXXX Law ( TILA XXXX XXXXXXXX XXXX XXXXXXXX ( b ) billing error ) I request that you provide proper evidence showing that I was late on this account |
| which have negatively impacted my ability to secure credit. The violations that need prompt attention are : FCRA XXXX XXXX - Civil Liability for Willful Noncompliance FCRA Section XXXX ( XXXX ) ( XXXX ) ( A ) - Obligations with Respect to Disclosures of Personal Information FCRA XXXX XXXX ( a ) ( XXXX ) - Furnishing Deceptive Forms Violation of Credit Report Permissible Purposes Privacy Act violations XXXX XXXXXXXX ( g ) ( XXXX ) ( A ) XXXX XXXX I demand verifiable proof | 1 | 0.0% | I identified inaccuracies and inconsistencies that violate the Fair Credit Reporting Act ( FCRA ). The violations I have noted include : Violation of Timely Payments Regulations Violation of Finance Charge Determination Violation of United States XXXX Law ( TILA XXXX XXXXXXXX XXXX XXXX ( b ) billing error ) I request that you provide proper evidence showing that I was late on this account |
| which have negatively impacted my ability to secure credit. The violations that need prompt attention are : FCRA XXXX XXXX - Civil Liability for Willful Noncompliance FCRA Section XXXX ( XXXX ) ( XXXX ) ( XXXX ) - Obligations with Respect to Disclosures of Personal Information FCRA XXXX XXXX ( XXXX ) ( XXXX ) - Furnishing Deceptive Forms Violation of Credit Report Permissible Purposes Privacy Act violations XXXX XXXXXXXX ( XXXX ) ( XXXX ) ( XXXX ) XXXX XXXX I demand verifiable proof | 1 | 0.0% | I identified inaccuracies and inconsistencies that violate the Fair Credit Reporting Act ( FCRA ). The violations I have noted include : Violation of Timely Payments Regulations Violation of Finance Charge Determination Violation of United States XXXX Law ( TILA XXXX XXXXXXXX XXXX XXXX ( b ) billing error ) I request that you provide proper evidence showing that I was late on this account |
| which have negatively impacted my ability to secure credit. The violations that need prompt attention are : XXXX XXXX XXXX - Civil Liability for Willful Noncompliance XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Obligations with Respect to Disclosures of Personal Information FCRA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Furnishing Deceptive Forms Violation of Credit Report Permissible Purposes Privacy Act violations U.S.C XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I demand verifiable proof | 1 | 0.0% | I identified inaccuracies and inconsistencies that violate the Fair Credit Reporting Act ( FCRA ). The violations I have noted include : Violation of Timely Payments Regulations Violation of Finance Charge Determination Violation of United States XXXX Law ( TXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I request that you provide proper evidence showing that I was late on this account |
| which have not been properly provided. I demand immediate deletion of this address. | 1 | 0.0% | XXXX |
| which have perpetuated a never-ending cycle of debt. | 1 | 0.0% | I was briefly placed on a zero-interest payment plan |
| which have severely disrupted our operations and threatened our financial stability. These actions have left us facing significant losses and jeopardized our ability to operate. | 1 | 0.0% | XXXX XXXX |
| which he agreed to. I therefore paid the final balance online within the day. | 1 | 0.0% | the contested balance of {$34.00} was not paid in time. Barclays reported this late payment to the credit bureaus |
| which he assured me they would. I have yet to receive any such phone call. | 1 | 0.0% | XX/XX/XXXX |
| which he assured me was correct. He said he would put in a request to expedite it but there was nothing he could do till XX/XX/XXXX and I SHOULD see the funds by XX/XX/XXXX.,,HUNTINGTON NATIONAL BANK | 1 | 0.0% | who said someone named XXXX was working on the order XXXX but wasn't responsive about the status even though she was online. At that point I asked to speak to her supervisor who was named XXXX |
| which he chuckled at quietly | 1 | 0.0% | I completed the application for mortgage assistance and sent it electronically by close of business. On XX/XX/XXXX at XXXX |
| which he did right away and furthermore this person provided details of the three most recent transactions in the XXXX business checking account. | 1 | 0.0% | as explained by the fraudster |
| which he did. Nothing else was asked and we were told that they would review the matter. XXXX XXXX indicated that nothing would be resolved on XX/XX/23 since it was Friday and they would work on the issue on Monday XX/XX/23. XXXX XXXX indicated he would give the Deposit Review Department until XX/XX/23 to work on the issue and he would follow up with them to get an update. XXXX XXXX indicated that most likely Chase would send me a check for the amount of check XXXX. I followed up with XXXX XXXX on XX/XX/23 since I had not heard from him at which time he did not remember me or my issue. XXXX XXXX indicated he did not receive any notification from the Deposit Review Department and that in order for him to follow up with the matter | 1 | 0.0% | I visited the Chase branch in XXXX |
| which he didn't keep and had to reschedule. About a week after I received the checks back I received a letter denying my modification stating they had never received the signed agreement ( The one they mailed to me a month late ). I just found the dates. The earliest appointment I could get with my account manager was tuesday XX/XX/XXXX at XXXX XXXX | 1 | 0.0% | I believe it was XX/XX/XXXX. Just prior to this on about XX/XX/XXXX |
| which he does not have to do by your claim ; therefore | 1 | 0.0% | which the modern technology is proud about. It should answer promptly. Since I do not understand this transaction number |
| which he gave me this wrinkled small piece of paper in which I questioned and he claim he would bring back a valid receipt the following day.,,TD BANK US HOLDING COMPANY,FL,33426,,Consent provided,Web,2019-03-19,Closed with monetary relief,Yes,N/A,3184145 | 1 | 0.0% | they did not show up |