| which he had access to | 1 | 0.0% | XXXX XXXX |
| which he negligently took 20 days before doing so | 1 | 0.0% | their lawyer emailed and called me the next day |
| which he never did. | 1 | 0.0% | I checked my XXXX account and the funds were still not in the account. I called Citizens bank |
| which he promised to do | 1 | 0.0% | that she had misread the information |
| which he refuses in a very mean way. | 1 | 0.0% | even though I had recently received a statement that my Credit Card account balance was {$0.00}. This was a complete surprise to me since nobody has called |
| which he responded they didn't keep monthly statements for the account. At this point | 1 | 0.0% | I spoke with XXXX who indicated I would have to make a hard cash payment at a Fifth Third Branch for XX/XX/XXXX |
| which he said was given to me when I opened the account | 1 | 0.0% | XX/XX/XXXX |
| which he says was XX/XX/XXXX. He then proceeded to hang up on me! Is this the level of professionalism I can expect from your company? Hanging up on a customer trying to solve a problem?? | 1 | 0.0% | on XX/XX/XXXX |
| which he simplified to the extent that they gave us our money when we asked for it ''. | 1 | 0.0% | as well as preventing future scams. As a result |
| which he states another agent told me verbally as evidenced by notations in their system | 1 | 0.0% | I received a faxed cover sheet ( just the cover ) with no other information attached. I attempted to contact the listed agents number as provided on the cover ; however the telephone extension was only 5 digits |
| which he would do and apologize for the delay but would cause an additional charge to come in during the delayed response period | 1 | 0.0% | Aldous and Associates |
| which he would not disclose | 1 | 0.0% | and have supposedly been transferred to a supervisor |
| which held that acts done without lawful authority are void ab initio? | 1 | 0.0% | did the Supreme Court not held that the note and mortgage are inseparable ; the assignment of the note carries the mortgage with it? '' Would this not mean that whoever holds the note controls the mortgage |
| which held that reporting technically true but misleading information violates the FCRA. Requested Action : Update this entry to reflect Paid Settled in Full with no derogatory status | 1 | 0.0% | a creditor can not continue to report ongoing delinquency or past-due balances. Doing so constitutes double reporting of a single derogatory event. This violates the principles in XXXX XXXX XXXX XXXX XXXX |
| which held that unverifiable debts can not legally remain on a consumers file. Furthermore | 1 | 0.0% | this tradeline was previously fully resolved with my understanding. The reappearance of this collection without new legal basis |
| which held the EXACT same characteristics as the other two loans - it was time barred and had not received payment in over 10 years. | 1 | 0.0% | {$8500.00} original balance As provided in the attached documentation |
| which holds furnishers responsible for reporting accurate information and prohibits the reporting of false or unverifiable data. | 3 | 0.0% | reported in Experian |
| which holds that furnishers must investigate and verify the accuracy of reported information upon receiving a dispute. | 1 | 0.0% | specifically XXXX XXXX. XXXX ( a ) and XXXX ( a ) ( XXXX ) |
| which holds your agency liable for damages of at least {$1000.00} per the civil liability section for willful non-compliance. I demand you delete this item from my consumer report. | 6 | 0.0% | authentication features |
| which I | 1 | 0.0% | tickets for a highly popular band had gone on sale. I and my partner were waiting for the tickets to go on sale. They were using the XXXX website to get the tickets |
| which I 've paid faithfully since filing for bankruptcy | 1 | 0.0% | which was somehow completely missed by the responder |
| which I accessed on XX/XX/2023. The only fact in the report is that I lived at this address at some point in my life. However | 1 | 0.0% | XXXX XXXX XXXX |
| which I actually never received during the initial transaction | 1 | 0.0% | an ID number I had no idea existed. There is no way I could have signed with a number |
| which I agreed to | 1 | 0.0% | manager refused to speak with me about my issue. This is after I gave them my SSN |
| which I agreed to deduct from the refund amount. | 1 | 0.0% | I made a down payment of {$1200.00} to XXXX XXXX using my husbands XXXX credit card. Later |
| which I agreed to. Citi confirmed that the check valued XXXX USD was sent on XX/XX/XXXX ( ordered during my call on XX/XX/XXXX - see confirmation email XXXX ). | 1 | 0.0% | when I tried to login into my Thank You Rewards account. At this point |
| which I already had as it's available through my online portal and doesn't contain any information about balances carried forward or where postings are made | 1 | 0.0% | and I am reported as three months delinquent. Further |
| which I already had. XXXX @ XXXX called and was told that we needed to obtain title from XXXX | 1 | 0.0% | customers names |
| which I already sent to Bank Of America. We are not disputing the transaction | 1 | 0.0% | it is a copy of the receipt showing that services were performed |
| which I also believe is partially related to their lack of communication. The representative advised me that I could consolidate my loans with the service provider who was now managing my other student loans ( those that had been transferred ). | 1 | 0.0% | I now had two student loan servicers and that Navient was no longer contracted to service loans owned by the Department of Education. Up until that moment |
| which I also explained ).,,JPMORGAN CHASE & CO.,CA,94110,,Consent provided,Web,2022-02-22,Closed with explanation,Yes,N/A,5246731 | 1 | 0.0% | furthermore |
| which I also have yet to receive. | 1 | 0.0% | and they initially credited my account back with the full amount ( more than I am disputing ) in XXXX. But then they reversed that credit a few weeks later. Anyway |
| which I also request be immediately deleted. | 3 | 0.0% | Opened XX/XX/XXXX XXXX Account |
| which I also uploaded to their website. Despite my timely application and submission of documentation as requested | 1 | 0.0% | on or about XXXX XXXX |
| which I am | 2 | 0.0% | and a big part of your mission as a company |
| which I am addressing through ongoing disputes. | 2 | 0.0% | I must emphasize that this accounts status is under active dispute with credit bureaus and the CFPB |
| which I am allowed under the FDCPA. | 1 | 0.0% | I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to Protect my privacy and medical records from third parties. I do not recall permitting XXXX XXXX to release my medical information to a third party |
| which I am allowed under the FDCPA. Please note that withholding the information you received from XXXX XXXX can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service In connection with this alleged debt. Additionally | 1 | 0.0% | I took a look at my credit report and saw a collection from you reporting on my credit. I am unaware of this debt and why it's even on my credit report. So therefore as allowed under the Fair Debt Collection Practices Act ( FDCPA ) |
| which I am doing here. I then received a letter dated XX/XX/XXXX that stated that my account was reopened as it was closed in error (? ) yet I still can not access my account. | 1 | 0.0% | as the reason for closure had to do with my authorized users |
| which I am doing. The police report was filed with the XXXX Police Department | 1 | 0.0% | and found that it is a payment system for apartments. I was given the name of the property AND the tenant who used my card ( I do NOT know this person nor did I authorize ) : XXXX XXXX Residence |
| which I am listed as my mother 's personal representative. | 1 | 0.0% | my mother had prepared by an attorney |
| which I am not the least interested in and have advised them accordingly a few times. They then sent me a letter for loss mitigation options | 1 | 0.0% | even though all of my origination documentation states it is eligible for an assumption. They then had stated they do not have an actual assumption process in place to support eligibility requirements that my mortgage qualifies for. Not having an assumption process in place as a servicer is also not aligned to FHFA servicing requirements |
| which I am not. I'm angry that they hold my ability to refinance my home | 1 | 0.0% | I resumed payments in XXXX in XXXX and never thought twice about it again. That was until I went to refinance my mortgage. I was asked for a loan modification document to show when the forbearance started |
| which I am now behind on. You can have install the flooring before cabinets. The total given to us is only enough for 1 room and we are on an extreme budget to stretch this out to 5 rooms. I was given an email to submit them to | 1 | 0.0% | I have been complying with inspections since XXXX and XXXX bank will not release the remaining {$10000.00} until 90 % of the work is done at this time. I asked for any alternatives and they said to provide a hardship letter via XXXX using a special US bank code they provided and specifically said this was the preferred was and advised I follow up within 2 business days late in the afternoon. I asked how they would like the hardship letter submitted specifying their preference for fax |
| which I am now informed ( three years later ) included work not covered by XXXX XXXX. | 1 | 0.0% | I did not authorize your client to perform any work on my car that was not covered by my insurer |
| which I am submitting for the CFPBs review. The evidence shows that Experians actions ( or inaction ) have harmed my credit reports integrity | 1 | 0.0% | they have persistently reported inaccurate and derogatory information |
| which I am the agent on behalf of. The banks are the Borrower | 1 | 0.0% | which is discrimination and they are in violation of the Equal Credit Opportunities Act and the consumer credit protection act. I need Bank of America to apply my instructions as the tender of payment to the account as I am the owner of the account and I can not be denied access to my right to credit. All accounts are all prepaid |
| which I am unable to do due to the account restriction. | 1 | 0.0% | I received an instruction to change my password via email. However |
| which I am unwilling to provide due to serious privacy and identity theft concerns. | 1 | 0.0% | I was asked to verify my identity. Over the last three weeks |
| which I answered ; they said that now | 1 | 0.0% | so my plan was to send him from that amount |
