| UNVERIFIABLE | 4 | 0.0% | VERIFIED |
| unverifiable ) XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( repossession reported as derogatory despite being redeemed and current ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( late payment history with no documentation | 1 | 0.0% | you have not provided the legally required Method of Verification ( MOV ) for any of the following accounts : XXXX XXXXXXXX Acct # XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX ( charged off |
| unverifiable accounts | 2 | 0.0% | XXXX XXXXXXXX Law : FCRA 607 ( B ) You must follow reasonable procedures to assure maximum possible accuracy of the information in my file Issue : This address is inaccurate and does not belong to me ; it is linked to accounts and activity not associated with me Story : I have never resided at this address |
| unverifiable accounts must be deleted | 1 | 0.0% | number XXXXXXXX XXXX XXXX XXXX XXXX |
| unverifiable accounts must be deleted and if you are unable to provide me a copy of verifiable proof | 1 | 0.0% | at the address specified by the person for such notices |
| unverifiable accounts must be removed and if you are unable to provide me a copy of verifiable proof | 3 | 0.0% | Section 609 ( a ) ( 1 ) ( A ) |
| unverifiable and falsified content to destroy the reputation | 2 | 0.0% | our security number |
| unverifiable and inaccurate collection account on my consumer report on ( XX/XX/XXXX ). | 1 | 0.0% | 15USC 1666 ( b ) |
| unverifiable and inaccurate data must be deleted. The lack of substantiation shows that this late payment history is being reported without permissible verification. The Consumer Financial Protection Bureau has made clear that reporting inaccurate payment history harms consumers by lowering credit scores | 2 | 0.0% | as no debt exists yet derogatory remarks are being maintained. FCRA Section 609 ( a ) requires that the consumer reporting agency furnish all information in the file |
| unverifiable balances XXXX XXXX XXXX Late payments reported inaccurately ; account marked Pays as Agreed but contains derogatory codes XXXX XXXX XXXX XXXX XXXX Account marked resolved but still showing late payments ; nonMetro 2 compliant history XXXXXXXX XXXX Conflicting Pays as Agreed vs. late payment notations XXXXXXXX XXXX XXXX XXXXXXXX history includes disaster comments but inconsistent delinquency dates XXXX XXXX XXXX Account reported terminated but still shows derogatory late notations XXXX. Required Action Because these accounts are either inaccurate | 1 | 0.0% | incomplete information |
| unverifiable business details | 1 | 0.0% | which shows that no reasonable investigation was conducted. Additional issues : I attempted to reopen the case multiple times |
| unverifiable charge-offs | 1 | 0.0% | XXXX XXXX Law : FCRA 611 ( 15 U.S.C. 1681i ) Issue : Incorrect address not associated with me Story : This address does not belong to me and is not part of any application or account I've ever held. It must be removed immediately as its inclusion violates the accuracy requirement of my credit report XXXX XXXX XXXX # XXXX XXXX XXXX XXXX XXXX Law : FCRA 611 ( 15 U.S.C. 1681i ) Issue : Inaccurate and possibly fraudulent address Story : This appears to be a misspelled or fabricated address. I have never had any affiliation with this location |
| unverifiable collection clearly violates this obligation. In accordance with XXXX / XXXX U.S.C. XXXX | 1 | 0.0% | it is unlawful for a debt collector to use false |
| unverifiable data is prohibited Story : This item is self-reported and lacks documentation and origin Request : Delete this entry due to unverifiable status LEGENDS AT XXXX XXXX XXXX * * Law Issue : FCRA 609 ( a ) ( 1 ) and FDCPA 809 ( b ) require validation upon request Story : I never received notice of this collection | 1 | 0.0% | XXXX Address Law Issue : FCRA 607 ( b ) requires consumer reporting agencies to maintain maximum possible accuracy Story : I have never resided at this address and its presence is erroneous Request : Please remove this inaccurate address from my report XXXX XXXX XXXX XXXX XXXX |
| unverifiable data must be deleted. | 1 | 0.0% | XXXX XXXX XXXX |
| unverifiable data. | 1 | 0.0% | 60 |
| unverifiable debt ] Under the FCRA | 1 | 0.0% | I have identified the following items that I believe to be inaccurate or unverifiable : XXXX XXXX ACCOUNT XXXX Issue : [ e.g. |
| unverifiable debt strongly indicating it is inaccurate and outdated under 1681c ( a ) and 1681e ( b ). | 1 | 0.0% | you are required to : Reinvestigate any disputed information that is incomplete or inaccurate -Ensure maximum possible accuracy -Delete unverifiable information within 30 days This account fails that standard. No proof has been provided that : I have any legal obligation to I C SYSTEM INC -The alleged debt is validated |
| unverifiable entry. Delete this entry immediately and provide me a copy of the correspondence sent to the bureaus to direct them to remove this erroneous entry.,,FIDELITY CAPITAL HOLDINGS | 1 | 0.0% | was indeed received by them as reflected on my certified receipts ; however |
| unverifiable information | 1 | 0.0% | Late payment XXXX XXXX XXXX XXXXXXXX XXXX Inaccurate personal information |
| unverifiable information FCRA 1681s-2 ( b ) : Furnishers must not report information that is disputed and can not be verified 26 U.S. Code 6050P ( IRS ) : Creditors must issue a 1099-C for canceled debt over {$600.00} and PenFed has failed to provide one The presence of this inaccurate | 1 | 0.0% | Experian ( XX/XX/XXXX ) |
| unverifiable information FCRA 1681s-2 ( b ) : Furnishers must not report information that is disputed and can not be verified 26 U.S. Code 6050P ( IRS ) : Creditors must issue a 1099-C for canceled debt over {$600.00} and XXXX has failed to provide one The presence of this inaccurate | 1 | 0.0% | XXXX ( XX/XX/XXXX ) |
| unverifiable information must be deleted immediately | 1 | 0.0% | proving that your reinvestigation process has failed to meet the reasonable standards set forth in FCRA 611 ( a ) ( 1 ) ( A ). I have no known association with this address |
| unverifiable information must be deleted. | 1 | 0.0% | signed loan applications |
| unverifiable information must be deleted. Continuing to report it is reckless and unlawful. I demand immediate correction and removal of this address. | 1 | 0.0% | CA XXXX Address This address is inaccurate |
| unverifiable inquiries must be deleted. Every day this inquiry remains on my report | 1 | 0.0% | as I did not authorize XXXX XXXX XXXX XXXX to access my credit file on that date. I have no record of any application or credit request with this institution. The bureau must provide proof of permissible purpose |
| unverifiable inquiries must be removed. I demand deletion of this unauthorized pull from my record. | 1 | 0.0% | nor have I ever applied for credit with this institution. Reporting such an inquiry without proof is a direct violation of FCRA Section 604 |
| unverifiable late payment reporting must be deleted. The bureau is required to ensure fairness and accuracy | 1 | 0.0% | but no admissible proof has been provided to substantiate this late payment. The bureau has failed to provide evidence such as payment records |
| unverifiable or inaccurate information | 1 | 0.0% | that information is incomplete and not verified. Also present proof of that Under the law 15 U.S. Code 1681i ( 5 ) I demand the immediate deletion of the account mentioned in this dispute |
| unverifiable ownership | 1 | 0.0% | no proof of ownership provided XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX falsely reporting a charged-off balance despite being settled XXXX XXXXXXXX XXXX XXXX XXXX lists a late payment while showing {$0.00} balance XXXX XXXX disputed utility account |
| unverifiable status | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX opened on XX/XX/XXXX with a high balance of {$730.00} |
| unverifiable. XXXX. XXXX XXXXXXXX XXXX XXXX Fraudulent collection account. XXXX. XXXX XXXX XXXX XXXX XXXX XXXX Incorrect address | 3 | 0.0% | documented |
| Unverified | 7 | 0.0% | SD XXXX Account Name : XXXX Account Number : XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| unverified | 28 | 0.0% | I followed all required dispute procedures |
| UNVERIFIED | 1 | 0.0% | every single or all of the unproven |
| unverified account violates numerous federal statutes and equitable principles. You have failed to provide : ( 1 ) validation of debt ; ( 2 ) chain of title ; ( 3 ) GAAP-compliant accounting; and ( 4 ) evidence of lawful assignment or contract. | 1 | 0.0% | but not limited to |
| unverified accounts must be removed and if you are unable to provide me a certified | 5 | 0.0% | in the form of a certified copy of my genuine original Consumer Contract with my Signature on same ( see Uniform Commercial Code 3-308. PROOF OF SIGNATURES ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit |
| unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof | 3 | 0.0% | XXXX |
| Unverified accounts must be removed and if you are unable to provide me with a copy of verifiable proof | 1 | 0.0% | XX/XX/XXXX Account number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : This is a notice to CEASE and DESIST of all illegal activities |
| unverified accounts must be removed from a credit report if they can not be proven to belong to the consumer. However | 2 | 0.0% | along with data furnishers XXXX |
| unverified and inaccurate accounts must be removed and if you are unable to provide me with a copy of verifiable proof | 2 | 0.0% | Address |
| unverified debt to a CRA violates this [ XXXX v. XXXX XXXX. XXXX | 1 | 0.0% | when a debt is disputed all collection efforts must cease. Receivables Performance Management |
| unwarranted and completely out of proportion to what happened based on my payment history and credit score which was not taken into consideration.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRUIST FINANCIAL CORPORATION,MD,20874,,Consent provided,Web,2021-06-03,Closed with explanation,Yes,N/A,4404949 | 1 | 0.0% | yet when I asked him how a third payment could have been made successfully with a different routing number using the same account even though a stop payment was in place on the payee ( XXXX ) he didn't really have an answer. | I then spoke to a supervisor at XXXX since the customer service reps were useless to explain the situation but was informed that though XXXX would consider retracting the derogatory credit reporting and reinstate my ability to pay by phone and internet they would only do so with a letter from Suntrust explaining why the payments were late. | Unfortunately Suntrust |
| unwarranted bank feesoverdrew my account in the amount of {$88.00}. | 1 | 0.0% | as once again the unwarranted line of credit continues to plague my account. On XX/XX/2015 |
| unwarranted stress | 1 | 0.0% | we were told we did not have to pay mortgage until XX/XX/2020 by one of their phone receptionist |
| UNWELCOME | 1 | 0.0% | STOP REPORTING TO ALL CREDIT BUREAU AGENCIES AND REMOVE COLLECTION ACCOUNT FROM XXXX XXXX |
| unwilling to help and many of them actually hung up the phone when asked to be directed to a higher representative/manager or even asking for their name and ID #. It seemed very imprecise that all credit card fraudulent charges disappears from my Chase Account | 1 | 0.0% | XXXXXXXX XXXX ( XXXX XXXX ) |
| unwillingness to stop harming me and my business | 1 | 0.0% | I read an article that former president Donald Trump owes Wells Fargo over {$1.00} XXXX dollars and I am sure there are other crooks Wells Fargo has no problem doing business with. So my point is don't nickel and dime me for bad loans you have to or may have write-off - just take it out of your reserves. My loan is not a bad loan - everything was going great until the frauds |
| unwittingly ensnared in this labyrinthine web | 3 | 0.0% | securities actively traded on the secondary market. This raises profound ethical and legal concerns |
| unwritten | 35 | 0.0% | as a federally protected consumer |