Total complaints
28
Filed since Acco
2026 data Public-data reference. official source
unverified
28 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
28 consumer complaints filed with the CFPB
This profile shows unverified's complaint history from CFPB public records. 28 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.
28
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
16
States Active
Acco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
unverified complaint mix by product
- I followed 3 16.7% – 0% relief
- 15 U.S.C. 3 16.7% – 0% relief
- delay tactics 3 16.7% – 0% relief
- 15 U.S.C. 3 16.7% – 0% relief
- listed as 2 11.1% – 0% relief
- and obtain 2 11.1% – 0% relief
- and that 2 11.1% – 0% relief
How unverified's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I followed all required dispute procedures | 3 |
| 15 U.S.C. 1681i ( a ) | 3 |
| delay tactics | 3 |
| 15 U.S.C. 1681b ) | 3 |
| listed as Collection/Charge-Off XXXX XXXX Reported XX/XX/XXXX | 2 |
| and obtain an affidavit sworn under penalty of perjury of verification directly from a person at that source. According to the Fair Credit Reporting Act | 2 |
| and that reporting must be accurate | 2 |
| I demand that TRANSUNION conduct a full and complete reinvestigation into each of these accounts. If the furnishers can not provide verifiable documentation proving the accuracy of the reported information | 1 |
| I demand that EQUIFAX conduct a full and complete reinvestigation into each of these accounts. If the furnishers can not provide verifiable documentation proving the accuracy of the reported information | 1 |
| accurate | 1 |
| a detailed ledger | 1 |
| I demand the following immediate actions : XXXX. Deletion of the Account from All Credit Reports : XXXX XXXX | 1 |
| if your office has reported any unvalidated information to any of the major credit bureaus ( XXXX | 1 |
| I demand that EXPERIAN conduct a full and complete reinvestigation into each of these accounts. If the furnishers can not provide verifiable documentation proving the accuracy of the reported information | 1 |
| and is directed at : XXXX XXXX XXXX XXXX ( e.g. | 1 |
| listed as Collection/Charge-Off XXXX : Reported XX/XX/XXXX | 1 |
| several accounts were reported inaccurately as charge-offs or collections | 1 |
Top States
| State | Complaints |
|---|---|
| and potentially mixed with someone elses identity. This is a violation of their obligations under the Fair Credit Reporting Act ( FCRA ) | 3 |
| and inaccurate. I have no credit or balance due with this company. | 3 |
| or reported without proper validation. | 3 |
| even possibly invalid and or else wise NOT COMPLIANT REPORTING. | 3 |
| or unauthorized information must be removed immediately fro | 3 |
| invalid accounts must be removed. If you are unable to provide the me with a copy of the verifiable/validated proof that you have on file within 30 calendar days from receipt of this notice | 2 |
| and non-consensual debt. | 2 |
| or incomplete data constitutes willful noncompliance with federal law and places TRANSUNION at risk of liability. | 1 |
| or incomplete data constitutes willful noncompliance with federal law and places EQUIFAX at risk of liability. | 1 |
| incomplete | 1 |
| and possibly inaccurate. I am requesting full documentation or removal of the account if the company can not substantiate the debt.,,EQUIFAX | 1 |
| and potentially fraudulent. | 1 |
| or misleading information appears on my credit report as a result of your actions | 1 |
| or incomplete data constitutes willful noncompliance with federal law and places EXPERIAN at risk of liability. | 1 |
| or defamatory claims or allegations concerning the above-named individual ( XXXX ) Associating the names listed herein with any derogatory data | 1 |
| or outdated data. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| including the name | 3 |
| and awaited validation. The bureaus did not provide verification | 3 |
| listed as Collection/Charge-Off with a Balance '' of {$12000.00} I have never entered into any contract | 3 |
| 15 U.S.C. 1692g | 3 |
| more over I also submitted a XXXX to the original creditors and heard havent heard back There has been many data points that INCONSISTENT | 3 |
| I never provided individual authorization for these inquiries | 3 |
| your company is required by federal law to verify - through the physical verification of the original signed certified consumer contract - of any and all accounts you request to be posted and or reported on a credit report. I demand to see a copy of the Verifiable | 2 |
| and lawfully permitted. In this case | 2 |
| particularly being significantly deficient is any display of certified metro 2 compliance. As such | 1 |
| a lawful Date of First Delinquency | 1 |
| and XXXX XXXX XXXX XXXX must immediately delete all references to this account from my credit files at XXXX XXXX | 1 |
| and XXXX ) before providing the required validation | 1 |
| filings | 1 |
| reported as late in XXXX despite being current Actions Taken by Me : I submitted formal written disputes under the FCRA to XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About unverified
unverified has accumulated 28 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 24 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is the allege, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, unverified reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I followed all required dispute procedures", and the single most common underlying issue is "including the name".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unverified: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does unverified have?
unverified has received 28 consumer complaints filed with the Consumer Financial Protection Bureau.
Does unverified respond to complaints on time?
unverified has a 0% timely response rate to CFPB complaints.
What is the most common complaint about unverified?
The most common issue reported against unverified is "including the name" in the "I followed all required dispute procedures" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
