unverifiable data is prohibited Story : This item is self-reported and lacks documentation and origin Request : Delete this entry due to unverifiable status LEGENDS AT XXXX XXXX XXXX * * Law Issue : FCRA 609 ( a ) ( 1 ) and FDCPA 809 ( b ) require validation upon request Story : I never received notice of this collection

What the CFPB Record Shows About unverifiable data is prohibited Story : This item is self-reported and lacks documentation and origin Request : Delete this entry due to unverifiable status LEGENDS AT XXXX XXXX XXXX * * Law Issue : FCRA 609 ( a ) ( 1 ) and FDCPA 809 ( b ) require validation upon request Story : I never received notice of this collection

unverifiable data is prohibited Story : This item is self-reported and lacks documentation and origin Request : Delete this entry due to unverifiable status LEGENDS AT XXXX XXXX XXXX * * Law Issue : FCRA 609 ( a ) ( 1 ) and FDCPA 809 ( b ) require validation upon request Story : I never received notice of this collection has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, unverifiable data is prohibited Story : This item is self-reported and lacks documentation and origin Request : Delete this entry due to unverifiable status LEGENDS AT XXXX XXXX XXXX * * Law Issue : FCRA 609 ( a ) ( 1 ) and FDCPA 809 ( b ) require validation upon request Story : I never received notice of this collection reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX Address Law Issue : FCRA 607 ( b ) requires consumer reporting agencies to maintain maximum possible accuracy Story : I have never resided at this address and its presence is erroneous Request : Please remove this inaccurate address from my report XXXX XXXX XXXX XXXX XXXX", and the single most common underlying issue is "so any reported delinquency is inaccurate Request : Remove the late payment and update the account history accurately XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Late Payment * * Law Issue : FCRA 607 ( b ) and 602A for fair and equitable treatment Story : This loan was paid and closed without delinquency ; the late payment is incorrect Request : Remove the late payment history for accuracy XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Chargeoff * * Law Issue : FCRA 607 ( b )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unverifiable data is prohibited Story : This item is self-reported and lacks documentation and origin Request : Delete this entry due to unverifiable status LEGENDS AT XXXX XXXX XXXX * * Law Issue : FCRA 609 ( a ) ( 1 ) and FDCPA 809 ( b ) require validation upon request Story : I never received notice of this collection: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.