Total complaints
35
Filed since Addi
2026 data Public-data reference. official source
unwritten
35 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
35 consumer complaints filed with the CFPB
This profile shows unwritten's complaint history from CFPB public records. 35 consumers have filed complaints since Addi. The company has a 0% timely response rate and has provided relief in 0% of cases.
35
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
Addi
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
unwritten complaint mix by product
- as a 6 23.1% – 0% relief
- Per the 6 23.1% – 0% relief
- I demand 3 11.5% – 0% relief
- I have 3 11.5% – 0% relief
- per the 3 11.5% – 0% relief
- XXXX 3 11.5% – 0% relief
- a cease 2 7.7% – 0% relief
How unwritten's 35 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| as a federally protected consumer | 6 |
| Per the FCRA | 6 |
| I demand that you re-verify each of these items | 3 |
| I have attached letters to this complaint as proof that I have requested to opt out with the following companies. However | 3 |
| per the FCRA | 3 |
| XXXX | 3 |
| a cease and desist any and all activities related to the use and disclosure of my consumer information | 2 |
| TransUnion | 1 |
| I sent dispute letters to XXXX | 1 |
| and administrate all claims | 1 |
| Identity Fraud | 1 |
| consumer sent the following email to the furnisher | 1 |
| the consumer has delivered XXXX XXXX XXXX with an opt out notice more than 30 days ago of my own since one has never been provided to me stating | 1 |
| the consumer has delivered Santander Consumer USA with an opt out notice more than 30 days ago of my own since one has never been provided to me stating | 1 |
| as such term is defined by the regulations prescribed under section 6804 of this title. ( C ) Notwithstanding subparagraph ( B ) | 1 |
| the consumer has delivered XXXX XXXX XXXX with an opt out notice more than XXXX days ago of my own since one has never been provided to me stating | 1 |
Top States
| State | Complaints |
|---|---|
| verbal | 27 |
| implied or otherwise. | 3 |
| verbal and nonverbal per 15 USC 6802. | 3 |
| verbal and non-verbal | 1 |
| verbal or nonverbal per 15 usc 6802. 16CFR 313.13. Furthermore Every 30 days im supposed to receive the Option to Opt Out | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| past | 6 |
| XXXX | 3 |
| and the items have not been removed. This directly violates federal law. Under 15 USC 6801 - Protection of nonpublic personal information | 3 |
| Effective immediately and indefinitely | 3 |
| I am now opting out of all authorization | 3 |
| as a Federally protected consumer | 3 |
| I am now opting out of any and all authorization I | 3 |
| I am now opting out of any and all authorization | 3 |
| 15 U.S.C. 1681 | 2 |
| and TransUnion requesting the removal of the unauthorized inquiries. I included all pertinent documentation. I received XXXX response from any of the three bureaus. The unauthorized inquiries have lowered my credit scores and potentially affected my ability to obtain credit. Despite my efforts to resolve this issue directly with the involved parties | 1 |
| including but not limited to false credit reporting and theft of my identity!!! Per the FCRA as a federally protected consumer | 1 |
| and TransUnion have Also Violated my rights as a Consumer and broke the law by doing so. Now According to the Codes and the Federal Trade Commission i the consumer Must give my Consent for Said banks and third party companies to use or give out my Private Information. I the consumer must give Consent for the Third party Companies such as XXXX XXXX XXXX | 1 |
| as a federal protected consumer | 1 |
| EQUIFAX | 1 |
| description | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About unwritten
unwritten has accumulated 35 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 25 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Addi, and the most recent logged activity is was not la, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, unwritten reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "as a federally protected consumer", and the single most common underlying issue is "past".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unwritten: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does unwritten have?
unwritten has received 35 consumer complaints filed with the Consumer Financial Protection Bureau.
Does unwritten respond to complaints on time?
unwritten has a 0% timely response rate to CFPB complaints.
What is the most common complaint about unwritten?
The most common issue reported against unwritten is "past" in the "as a federally protected consumer" product category.
Read our methodology — how this data is sourced, computed, and verified.
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