| they have sent correspondence unrelated to the matter at hand. | 1 | 0.0% | AMERICAN EXPRESS was expected to provide a response within ten days |
| they have sent notices threatening to foreclose on my property for being in default of my loan. | 1 | 0.0% | I have been trying to resolve this dispute related to my payoff amount with them |
| they have sent numerous additional false invoices | 1 | 0.0% | I have called XXXX to dispute these charges ( since their website automatically declines a dispute the instant you submit it ) |
| they have simply taken my money and shut me out. I have done nothing to deserve this treatment. If Self violated the law that they themselves supposedly enforce | 1 | 0.0% | after making ON-TIME payments for months |
| they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX | 1 | 0.0% | KNOWING THAT IT WAS FULLY PAID FOR BY MY SIGNATURE.. THEFT BY DECEPTION Wells fargo and XXXX of XXXX XXXX violated Truth and Lending by not disclosing my right to rescind this contract |
| they have sought to deny my request. They have caused me financial burden | 1 | 0.0% | they have notified me that they would be increasing my escrow account by {$300.00} to continue to pay the property tax and no acknowledgment that I have had to pay on their behalf the bill and fine that my escrow should have covered and even if there was a revision on my property tax |
| they have stolen the debit card that was used for those unauthorized charges. | 1 | 0.0% | the thieves have successfully broken in and stolen at least XXXX worth of valuables from us. Aside from the items |
| They have subsequently | 1 | 0.0% | many of which have been transmitted to both the CRAs AND XXXX XXXX |
| they have taken away my ability to generate revenue and earn a living ; as a result | 1 | 0.0% | after blowing these credible opportunities for me to get working capital |
| they have taken away so much of my time. As a XXXX veteran who has XXXX XXXX to go through so many obstacles each and every time. It is hard enough living with a XXXX but also have to deal with companies that do not have any respect of people to at least do their job. I am not asking for top rated customers services ; I am just asking for them to do give me all information and send me money | 1 | 0.0% | which also equates to about 4-5 hours of hold and wait time and this includes today call when I learned that my funds have not been mailed as told on XX/XX/XXXX. I even gave a second chance after the first rep told me should could not identify my number even after I have gone through this process with each of her colleagues |
| they have the fie and will submit it. I was told that a XXXX XXXX XXXX '' appraisal would be done. The appraisal came back at {$620000.00} listed as a XXXX XXXX bath | 2 | 0.0% | and they would call back. I called daily |
| they have the taxpayer cover the fraud | 1 | 0.0% | criminal Nationstar ... committed loan fraud on origination |
| they have the trace number and the name of the institution. The funds were intended for XXXX XXXX | 1 | 0.0% | even on Saturday. I told the representative that I was not happy with the way the claim had been handled thus far |
| they have threatened me with criminal prosecution for doing before. | 1 | 0.0% | but I don't want to deal with criminal charges. I feel that Rise coerced me into a payment plan on a debt that I dispute. What's even worse |
| they have threatened to report me as delinquent to the credit bureaus. o This is a deceptive practice in that I was only given one notice of the debt in 6 years where I had every reason to believe was satisfied by my insurance company o Its also an unfair practice for the collection agency to report a debt as delinquent as an uncollectible debt cant possibly be delinquent. o Its an abusive practice to threaten to harm my credit standing over an alleged debt that I have no legal obligation to pay,,EOS Holdings | 1 | 0.0% | that I reasonably believed was the responsibility of the insurance company. I fully expected to receive another bill after insurance had paid their share. When I didnt receive one |
| they have to do a repossession. At this point | 1 | 0.0% | I didn't have any income for a month and a half |
| they have to get me this information within 5 days | 1 | 0.0% | I spoke to a manager named XXXX '' at XXXX XXXX and another representative named XXXX '' at XXXX XXXX ( XXXX |
| they have to have a motivation | 2 | 0.0% | I don't advise anyone to deal with a customer service organization that you paid over {$40000.00} within four years |
| they have to request the removal of the hard inquiry. I informed both companies | 2 | 0.0% | stating my dispute was complete. XXXX stated ( XX/XX/XXXX telephone call ) |
| they have told me numerous times to reach out to XXXX | 1 | 0.0% | and at this critical time I didn't care |
| they have told me that I am right to expect the account open | 1 | 0.0% | as well as change all of my employment disbursements. This is a huge. hassle. I called them every day from Thu. XXXX-Thu. XX/XX/XXXX except for two days |
| they have tried to contact a third party despite my clear request not to | 2 | 0.0% | XX/XX/2017 |
| they have used that to say my payment was not in consecutive months. Because of their refusal to acknowledge my other payments which there are 3 | 1 | 0.0% | I have also manually entered on their website payment information after they claim to not see my payments. For months they told me they saw only one of my payments |
| they have used the loan type senario argument as the basis for denial of not giving me my forgiveness of student loans. Before | 1 | 0.0% | They can not acknowledge all my years of public service |
| they have violated my rights 15USC 1681-602A states I have the right to privacy | 5 | 0.0% | I was not notified. As the original creditor |
| they have violated my rights even more In accordance with the Fair Credit Reporting Act Everything has to be 100 % accurate on my credit report. | 3 | 0.0% | general reputation |
| they have violated the National Mortgage Settlement.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | BofA hired another law firm to pursue foreclosure ; however |
| they have violated their contracted amount for interest charges | 1 | 0.0% | and that rep confirmed again that the balance owing was for INTEREST |
| they have violated their own contract ; therefore | 1 | 0.0% | Synchrony |
| they have wasted so much of my time | 1 | 0.0% | I still don't have it |
| they have willfully ignored their duty to conduct a reasonable investigation and have instead continued to publish false and harmful data on my credit report. This behavior shows a reckless disregard for the law and my consumer rights. I am requesting that the CFPB compel the credit bureaus and furnishers to immediately remove these inaccurate addresses and unauthorized inquiries | 1 | 0.0% | and the current reporting is damaging my credit ; the original creditor has not supplied verifiable proof of the delinquency despite prior requests ACCOUNT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$640.00} Late Payment Law : FCRA XXXX ( b ) Maximum Possible Accuracy ; FCRA 611 Duty to Reinvestigate Issue : Reported late payment is unverifiable and inconsistent with my records Story : I dispute the accuracy of this claim as I have evidence of on-time payments ; the continued reporting of false delinquencies violates my rights under the FCRA The above addresses and inquiries are being wrongfully reported |
| they have withheld my money for almost XXXX weeks and have since closed my account without any explanation. | 1 | 0.0% | my bank card was stolen |
| they have yet provided proof except to say I authorized via text message. I have no merchandize/material resulting from my supposedly {$25000.00} in purchases. I will seek advice of an attorney.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | found out he ( XXXX XXXX ) was not a member of XXXX XXXX XXXX XXXX team and that he spoofed their number and I was scammed. I immediately closed my account with XXXX |
| they have yet to respond with written or oral proof of my authorizations. I have enclosed documents of mail receipts and letters I have sent to these businesses. | 2 | 0.0% | XXXX XXXX / XXXX |
| they have yet to send me this information. This is damaging my credit worthiness.,,Creditors Bureau Associates,GA,30720,,Consent provided,Web,2020-11-06,Closed with explanation,Yes,N/A,3938736 | 1 | 0.0% | my dispute letter was received by Credit Bureau Associates on XX/XX/2020 at XXXX and signed by an individual named XXXX . I have attached evidence of this |
| they have. HSBC 's fraud team did tell me recently that the investigation for that balance is still under investigation even though they've removed the charges from my account. | 1 | 0.0% | HSBC explained to me that a variety of other charges occurred |
| they haven't delivered any services and have refused to issue a refund or address the problems.,,TomoCredit Inc.,KY,410XX,,Consent provided,Web,2024-09-18,Closed with explanation,Yes,N/A,10132492 | 1 | 0.0% | I've asked them to close my account |
| they heavily monetize users through the following abusive fees : {$1.00} per ATM withdrawal $ 5 monthly fee ( or more | 1 | 0.0% | they state that Netspend will not provide any documentation Instead |
| They held my {$50000.00} loan money over 22 days and verified that it's mines | 1 | 0.0% | all was fine Then a fe days later they said they are closing my account because it looks like fruad |
| they held the funds in our escrow account and issued partial refunds to us in the check form. | 1 | 0.0% | our mortgage ( a FHA loan ) was with Bank of America. The following were escrowed in the loan : our home owners insurance |
| they hide behind generic statements about credit reporting obligations under the Fair Credit Reporting Act ( FCRA ) while failing to explain the basis for their inaccurate reporting. | 1 | 0.0% | which began on XX/XX/XXXX |
| they hired their attorneys and threatened us with foreclosure. Since we didn't receive any statements from Mr.Cooper for the five years of the bankruptcy | 1 | 0.0% | by mistake |
| they hold yet ANOTHER $ XXXX for up to 7 days. Now let 's just say there's a random {$500.00} charge declined | 1 | 0.0% | from what I gather from the many many times I've reached out to them |
| they hung up on me. | 1 | 0.0% | they are have been wholly unresponsive. We tried to contact them 2 days before closing to confirm that they had all of the information they needed |
| they hung up on me. I had to call back 9 times to even get the name of their company | 1 | 0.0% | XX/XX/XXXX |
| they hung up on me. They shut down my online account where I could not see the charges. I received a bill in the mail for {$63.00}. They put more charges on another Chase Visa card for {$47.00} withtout my authorization as I had set up the default credit card to my XXXX XXXX XXXX. | 1 | 0.0% | they used another Chase Visa Card they set up as my default Credit Card on Amazon ending in XXXX but lied about it. I called Chase Visa and Amazon and the people who lied to me were : XXXX |
| they identified me as the responsible party for the charge and did not resolve my dispute. | 1 | 0.0% | XX/XX/XXXX |
| they ignored me ) so XX/XX/XXXX | 1 | 0.0% | XXXX Flood Gap First Letter XX/XX/XXXX |
| they ignored me that tells me a lot in not trusting their investigations. | 1 | 0.0% | However they Radio Schack continue claiming that they had verified the account by checking that the Credit Card was issue in my name and the address matches their files |
| they ignored my emails. Two hours after mentioning that I would file a police report | 1 | 0.0% | he claimed that he did not receive my email which had 2 screenshots showing the {$300.00} was taken from my account |
