2026 data Public-data reference. official source

they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since ****. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
****
Since

Total complaints

1

Filed since ****

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX complaint mix by product

Total complaints: 1

they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). KNOWING THAT: 1 complaints (100.0%), resolution 0.0% KNOWING THAT 100.0%
  • KNOWING THAT 1 100.0% 0% relief

How they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
KNOWING THAT IT WAS FULLY PAID FOR BY MY SIGNATURE.. THEFT BY DECEPTION Wells fargo and XXXX of XXXX XXXX violated Truth and Lending by not disclosing my right to rescind this contract 1

Top States

State Complaints
rec 'd XX/XX/XXXX 4 ) Email copies sent to Wells Fargo XX/XX/XXXX 5 ) Rebuttal/Denial from Wells Fargo XX/XX/XXXX XXXX ) Final Demand : Documentation of Fraud XX/XX/XXXX XXXXAfter notices XXXX of XXXX XXXX Failed to respond and failed to Comply and Wells Fargo continued to violate and Extort monies in error. XXXX 7 ) 1099A/1099C Filed XX/XX/XXXX both were accepted at IRS IN XXXXXXXX XXXX XXXXXXXX but ignored by WELLS FARGO 8 ) Copies of 1099 documents along with Affidavit were sent on XX/XX/XXXX were ignored by WELLS FARGO 9 ) PROMISSORY NOTE IN THE AMOUNT OF {$14000.00} WAS SENT ON XX/XX/XXXX AND WAS RECEIVED UNDER POSTAL RULE WITH AFFIDAVIT WAS NOT RETURNED WIHICH INDCATES ACCEPTANCE/DEBT DISCHARGE AND WELLS FARGO CONTIUED TO EXTORT MONEY. 1

Top Issues

Issue Complaints
that in itself renders this contract void 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX

they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ****, and the most recent logged activity is **** POINT, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "KNOWING THAT IT WAS FULLY PAID FOR BY MY SIGNATURE.. THEFT BY DECEPTION Wells fargo and XXXX of XXXX XXXX violated Truth and Lending by not disclosing my right to rescind this contract", and the single most common underlying issue is "that in itself renders this contract void".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX have?

they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX respond to complaints on time?

they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX?

The most common issue reported against they have since been sending presentments under the guise of bills when in fact they are not : I have done both 1099A and 1099C for this debt as well as a promissory note for the full balance which they kept which under law indicates discharge Time line of events : 1 ) Original Violations docs & Payment Coupon sent XX/XX/XXXX to Wells Fargo Auto XXXX # XXXX rec 'd XX/XX/XXXX Payment coupon NOT returned 2 ) Response received - XX/XX/XXXX via email 3 ) Right of Rescission docs/Affidavit of Truth/ Exhibit A-D sent to XXXX XXXXCC : CFPB/FTC/ATTORNEY GENERAL/XXXX on XX/XX/XXXX is "that in itself renders this contract void" in the "KNOWING THAT IT WAS FULLY PAID FOR BY MY SIGNATURE.. THEFT BY DECEPTION Wells fargo and XXXX of XXXX XXXX violated Truth and Lending by not disclosing my right to rescind this contract" product category.

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