| the term record means any item | 3 | 0.0% | damaged my reputation and credit profile i use in commercePer Title 15 USC 1681 : ( 2 ) Exclusions : - ( A ) ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; *Reporting Transaction history is illegal*.Title 15 USC 1681b : Permissible purposes of consumer reports : - ( 2 ) In accordance with the written instructions of the consumer to whom it relates..*public law 90-321 ( 82 Stat. 146 ) : any agency can ONLY obtain a consumers report in response to a request by the head of a state or local child support enforcement agency ( or a state or local government official authorized by the head of such agency ) .pursuant to title 15 USC 1681c : Requirements relating to information contained in consumer reports : - except as authorized under subsection ( b ) |
| the Terms and Conditions are written in a way to confuse people. I'm also concerned because this company has been caught red handed in the past | 1 | 0.0% | the company attempted to take the {$40.00} Principal that was owed and also the {$30.00} fee they charged |
| the terms authorize an increase annual increases to the monthly payment and escrow after the first year. Here 's an excerpt : The above terms in this Section XXXX. shall supersede any provisions to the contrary in the Account Documents | 1 | 0.0% | XXXX |
| the terms of rewards tend to be obscured by glossy program guides | 1 | 0.0% | he said |
| the terms of the agreement were now in effect. However | 1 | 0.0% | these last six months have been the most trying |
| THE TERMS OF THE BILL OF LADING SHALL CONTROL. THIS AGREEMENT MAY NOT BE AMENDED | 2 | 0.0% | INCLUDING THE TERMS AND CONDITIONS CONTAINED HEREIN |
| the terms of the forbearance | 1 | 0.0% | but they are making even that difficult. Yesterday I mailed a check to their payment processing center for an amount that I was best able to determine represents my current monthly amount due for principal |
| the terms render any payment made for commercial purposes either prohibited | 1 | 0.0% | I believe the following conditions contained within the Cash App Terms of Service clearly demonstrate Cash App having the power to easily reverse |
| the tests by which an extension of credit is determined include the determination of creditworthiness and an application being made - both of which are fulfilled by WF | 1 | 0.0% | does the creditor ( a ) notify the applicant of adverse action ( in the manner appropriate for the type of credit - business or consumer ) |
| the Texas Deceptive Trade Practices Act | 1 | 0.0% | including the Fair Debt Collection Practices Act |
| the Texas Deceptive Trade Practices Act. I hereby demand that XXXX XXXXXXXX and XXXX | 1 | 0.0% | XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX RE : Notice of Claims and Demand for Payment relating to XXXX XXXX XXXX ending in XXXX |
| the Texas Rules of Civil Procedure | 1 | 0.0% | I am entitled to protection under various federal and state laws |
| the text asking to add card to new device | 1 | 0.0% | IL |
| the text stated | 1 | 0.0% | I had initially ordered 2 plane tickets ( for myself and my husband ) for a flight through a 3rd party travel vendor |
| the text that was sent from that number | 1 | 0.0% | so I went to my wallet again to take a picture of my license. By the time I got back |
| the thermostat was reading 5 degrees higher than actual room temperature | 1 | 0.0% | XXXX XXXX tried to remedy the situation by installing a more efficient system that could work with our current electrical panel. They assured us that this would work fine and it was actually an upgrade to what we signed the contract for. Under those circumstances |
| the thief made more bogus payments of {$99.00} | 1 | 0.0% | the thief also made bogus payments of {$2100.00} & {$3100.00} on card ending in XXXX and both were insufficient. Why odd amounts? I have repeatedly asked for the information of these payments ; name of person |
| the thieves attempted to use my canceled debit card again at XXXXXXXX XXXX in the amount of {$1100.00} again. I XXXX XXXX the alert and sent it to Navy Federal IMMEDIATELY as new evidence that the thieves were still trying to steal money. I have yet to receive any of my money back from Navy Federal Credit Union and believe I have rights to protect me as a member. I feel my rights have been violated and I provided ample information to prove these charges were not mine. I immediately reported the problem and cancelled my cards as soon as I saw what was going on. There has to be protection for me against these crimes and Navy Federal Credit Union did not treat me fairly. I want my money back that was stolen from me.,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,AZ,85338,Servicemember,Consent provided,Web,2025-06-15,Closed with monetary relief,Yes,N/A,14090802 | 1 | 0.0% | I notified my bank Navy Federal Credit Union IMMEDIATELY and let them know my debit card number was stolen. At this time |
| the thing is that I did return the keys | 1 | 0.0% | not only are they saying that I owe them money and theyre affecting my credit report |
| the third and last month | 1 | 0.0% | I proceeded with that offer and applied for the Business Platinum Card with American Express. I have met all the obligations as a customer to meet the offer requirements to receive the promotional bonus and exceeded the {$20000.00} required for spending within the first 3 months of the Card Membership : I spent {$9300.00} in XXXX |
| the third party seller who sold me the Message Gun never replied to my message about honoring the warranty. It's been a week and I still have not heard from the seller nor from an XXXX Escalation specialist. | 1 | 0.0% | After the message gun started smoking. I contacted XXXX customer service via chat on XX/XX/2022 ( Exhibit C ). I spoke XXXX Customer Service Rep |
| the third payment is based on a count system | 1 | 0.0% | the first third payment occurred. However |
| the third person I spoke to; was a manager | 1 | 0.0% | I was awoken by my phones email notification ; an alert came through from Wells Fargo XXXX ; saying my contact details were changed |
| The Thomas Agency, Inc. | 192 | 15.6% | Debt collection |
| the three ATM fees contribute further to these recurring charges | 1 | 0.0% | I have been charged multiple overdraft and ATM fees over the past several months |
| the three hour delay for XXXX | 1 | 0.0% | I was offered new carpet upon lease renewal |
| the three major credit bureaus ( | 3 | 0.0% | I filed a report with the Federal Trade Commission ( FTC ) under 16 CFR Part 660 |
| the tickets they supposedly sent me were for a time where a showing didn't even exist. They said they're going to give it 90 more days for a final review. I've spent several hours trying to get this correctly resolved and sending all the proof I have. Yet | 1 | 0.0% | I protested the charge with Discover for {$190.00}. The first time they reviewed it |
| the Tier 2 program was of great interest to me. Their reason | 1 | 0.0% | where they denied working with me to retain my home |
| the time and duration of the scammers call | 1 | 0.0% | I requested a copy of the login activity on my account the day of the fraudulent activity |
| the time and emotional energy spent fighting this fraud has been overwhelming. I have spent approximately hours over the last 11 months.This ongoing administrative burden has severely impacted my mental health and my ability to focus on work and personal well-being. I feel perpetually stuck | 2 | 0.0% | inquiries |
| the time and emotional energy spent fighting this fraud has been overwhelming. I have spent approximately hours over the last XXXX months.This ongoing administrative burden has severely impacted my mental health and my ability to focus on work and personal well-being. I feel perpetually stuck | 1 | 0.0% | inquiries |
| the time and emotional energy spent fighting this fraud has been overwhelming. I have spent approximately hours over the last XXXX months.This ongoing administrative burden has severely impacted my mental health and my ability to focus on work and personal well-being. I feel perpetually stuck | 2 | 0.0% | inquiries |
| the time period in which the debt is enforceable in court may start again. | 1 | 0.0% | XXXX XXXX XXXX can not sue you for it and XXXX XXXX XXXX can not report it to any credit reporting agency.1 Even if the statute of limitations has expired |
| the time the charge has posted | 1 | 0.0% | order number XXXX |
| the time wasted | 1 | 0.0% | I call to ask wheres the car? They gave me the runaround after calling 20 different people |
| the time-bar disclosures required by Reg F 1006.26 and a written confirmation that no suit will be filed. | 3 | 0.0% | fees |
| the time-waster telling you can do things online ( this couldn't be done online ) | 2 | 0.0% | the XXXX |
| the timeframe of the debt reporting 2 almost 3 years after the account was closed and knowing that they can get rid of files after 3 years is far too coincidental. I am so frustrated and confused as to why they will not release the file 's to me and the only reason I can think of is the file 's do not exist or the file have been tampered with and the tampering of file 's is a common practice and would expose their fraudulent business practices.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,FAIR COLLECTIONS & OUTSOURCING | 1 | 0.0% | leaving messages and then waiting a week to speak to her I received nothing. Then called again Wednesday XX/XX/XXXX to speak to the regional manager or her supervisor and again |
| the timeline was going to be 45 days. When the representative stated that it would be 45 days | 1 | 0.0% | as we had not received any more information about our cases. This included calls to the fraud department which we made and were unable to get anything concrete as far as information was concerned. Our meeting with XXXX on XX/XX/XXXX included a phone call to the fraud department discussing the documents that were sent to reopen the case. The representative stated that the documents were not received |
| the title can only be transferred to the original lessee or licensed automobile retailer. '',,BMW Financial Services NA | 1 | 0.0% | they stated that there was a {$6000.00} discount applied to the direct customer purchase of the vehicle. As is clear in all payoff documentation that we have received |
| the Title Company articulated that they too were confused at the lack of funding and they were unable to reconcile how they had a Closing Disclosure which was different from the Closing Disclosure that was found in our Portal on EHM 's site. There were no emails which informed us that there was or would be a new Closing Disclosure. | 1 | 0.0% | TX XXXX Evidence : We have evidence that the new Closing Disclosure was made on XX/XX/2020 at XXXX pacific |
| the title company finally sent out the Final CD and it showed the payoff on the original loan was now {$170000.00} | 1 | 0.0% | we receive the modification papers |
| the title company made an error in U.S. Bank 's wire information. They sent the wire to the wrong number by mistake! Therefore | 1 | 0.0% | in XXXX |
| The Title Connection Of South Florida, Inc. | 1 | 100.0% | Money transfer, virtual currency, or money service |
| the title would have remained indefinitely at their office. | 1 | 0.0% | InstaLoan failed to follow through on several critical commitments. Although they promised to contact my insurance company to release the lien on my title the same day |
| the To account or the Frequency. It should also be noted that since the beginning of XXXX | 1 | 0.0% | I am no longer able to initiate a funds transfer using the Discover Bank website. Less than a month earlier |
| the tone and phrasingsuch as FAILURE TO ADDRESS THIS ISSUE MAYfelt unnecessarily hostile. Combined with frequent calls and relentless attempts to pressure me | 1 | 0.0% | A.G. Adjustments |
| the tone was hostile | 1 | 0.0% | how many people lived in my home and other things that I do not remember and other questions that I did not understand to be relevant to this conversation. I asked her to wait |
| the total amount ACS/XXXX owes to me is {$370000.00}. I would also be entitled to attorneys fees and costs if I am forced to retain counsel. | 1 | 0.0% | it appears that the interest charged was at least the difference of {$73000.00}. According to Section 305.001 ( a ) ( 1 ) cited above |
