| THE SYSTEM I THOUGHT WAS FOR RIGHT AND THEY ALLOWED THE BANK TO STILL WRONG ME. THE NEXT FILING ON US BANK IS DISCRIMINATION IT FITS ALL OF THE CHARACTERISTICS IN MULTIPLE CODES. | 1 | 0.0% | APPRAISALS OVER PROPERTY VALUE |
| the system indicated the email ended with XXXX | 1 | 0.0% | I received a message stating |
| the system is down. Well the system has been down intermittantly for two weeks as they update their software. The left hand doesnt know what the right hand is doing. There are no notifications to the consumer of system down | 1 | 0.0% | erasing the ap |
| the system just thinks I am and automatically sent me this notice. I expressed my concern with the sketchy transactions and the system self-determining I am late. I asked what happens if the system automatically erroneously reports this to my credit report. She said if that happens to call BSI and they will remove it. This is absolutely crazy and I should not be put at risk like this. She said as far the recast status goes | 1 | 0.0% | on XX/XX/XXXX |
| the system must be: | 1 | 0.0% | based on key attributes of the applicant and aspects of the transaction |
| the system refused. A prerecorded message said what I entered does Not match the information on file. '' A live representative assisted me with activation. That was not successful either | 1 | 0.0% | including |
| the system said it would send me a confirmation # through text message | 1 | 0.0% | I was able to access an option that allows me to request a temporary security freeze lift through an automated system. However |
| the system showed : 1 ) I have no valid software licenses for XXXX products ; and 2 ) that my most recent license expired on XX/XX/XXXXXXXX XXXXthe same day the bank allowed the transaction to go through | 1 | 0.0% | so I only found out about the XXXX denial when I returned to the United States in late XXXX. This time |
| the system they say shows I still owe them {$310.00} and may see fees against me for being late even though they agreed over the phone I was not. | 1 | 0.0% | XX/XX/year> |
| the system told me that it was outside business hours | 1 | 0.0% | but instead of being told if my data was compromised or not |
| the system wants to send a text to the old number that no longer exists. | 1 | 0.0% | Synchrony refuses to remove my old phone number as a verification means to update my personal info or report my income. The site wants to send a text to an old canceled XXXX number. I changed it in XXXX |
| the system was showing I was 30 days late and owned two payments. The supervisor agreed to stop payment on the check they were sending and then reconciled the payments that went to my principal and removed all the late fees. She admitted this was a system error and that the agents I spoke to in previous months did not take care my issue. She also issued me a check to cover my over-payment of {$9.00} over the past several months | 1 | 0.0% | I received another late notice stating I owed for two months. This time I asked to speak to a supervisor. After two hours on the phone |
| the system will not allow me to do so. I have e-mailed billing disputes three times from XX/XX/XXXX to XX/XX/XXXX. I have received no acknowledgement by e-mail stating they will not withdraw the dispute | 1 | 0.0% | I documented by phone how they are mislabeling items in the meat department. I have been talking to their district manager |
| the system would escalate automatically. It did not. | 1 | 0.0% | as required |
| the table includes an Escrow Shortage '' payment of {$74.00} made on XX/XX/XXXX but fails to show the Escrow Shortage '' payment of {$5.00} | 4 | 0.0% | it conflicted with the '' Applied Funds Table |
| the tax claim bureau and the court system that issued the public tax sale notice. | 1 | 0.0% | almost a full month |
| the tax disbursements increased from {$2300.00} to {$2400.00} annually | 1 | 0.0% | you questioned the payment increase due to escrow shortage. In the enclosed Annual Escrow Account Disclosure Statement dated XX/XX/XXXX |
| the Taxi Driver left a voicemail on my cell phone on XX/XX/XXXX | 1 | 0.0% | SD XXXX XXXX Date of Charge : XX/XX/XXXX Amount : {$1500.00} of {$1600.00} Here are the facts : I was significantly overcharged by a local Taxi Driver ( the Merchant ) on a short trip from my home in suburban XXXX to XXXX XXXX XXXX on XX/XX/XXXX. The agreed charge was {$60.00} ( the distance was 18 miles - typical Taxi or XXXX fare ~ {$40.00} ) |
| the taxpayer advocate representing the Utah State Tax Commission is no other than GC Services! | 1 | 0.0% | on Friday |
| the team again declined to assemble any furniture. | 1 | 0.0% | the moving company was responsible for disassembling and reassembling furniture. However |
| the team number of the Citibank representatives I spoke to on XX/XX/2018 is XXXX | 1 | 0.0% | I called back to Citibank to followup on this matter. The representative I spoke to on this date stated that not only was no record of my XX/XX/2018 call made on my account |
| the technical department verified that when a payment is returned No Account/Unable to Locate that any saved information should be cleared by your system. This was not the case. | 1 | 0.0% | I submitted a payment for my XXXX mortgage payment on XX/XX/XXXX |
| the technical difficulties happened | 1 | 0.0% | there were no representatives of the store present. I communicated with the security officers to let them know that I would like to dispute the charge to witness that I was present there with the goods to return. Additionally |
| the technical issue persists | 1 | 0.0% | I received a case ID |
| the telephone number of any furnisher of information contacted during the course of your review. | 3 | 0.0% | as a consumer |
| the telephone number of any furnisher of information contacted in connection with the disputed item. Please provide this information within 15 days of receiving this request | 1 | 0.0% | pursuant to 15 U.S.C. 1681i ( a ) ( 7 ) Method of Verification. Under this section of the Fair Credit Reporting Act |
| the telephone number of any furnisher of information that was contacted in connection with the disputed item. Please provide this information within 15 days of receiving this request | 1 | 0.0% | pursuant to 15 U.S.C. 1681i ( a ) ( 7 ) Method of Verification. Under this section of the Fair Credit Reporting Act |
| the teller | 1 | 0.0% | XX/XX/XXXX |
| the teller apologized and reversed the charge | 1 | 0.0% | a total of FIVE TIMES |
| the teller closest to the entrance. I saw on his computer screen my account opened and a larger amount deposited into an account I thought XXXX closed and money buy the hundreds was being transferred into my checking account # XXXX!!! I did not know at the time to take a picture and where is their fraud department as I had an account there for over 25 years and if I wanted the money ( check from XXXX XXXX ) | 3 | 0.0% | there Office of the Chair was just answering my complaints as if tea ever read them!? In the complaint |
| the teller had gone and I waited XXXX minutes for XXXX XXXX XXXX who later said she had an important client and could not see me XX/XX/XXXX. Later that day she called my cell phone as a courtesy '' call. I returned her call and she explained the problem. I made an appointment for XX/XX/XXXX as I was would be in the area for another appointment. We met | 1 | 0.0% | XX/XX/XXXX |
| the teller refused and despite being told of my brother 's demise. | 1 | 0.0% | I am about to lose my vehicle ( impounded ) nor am I able to pay rent |
| the tellers lied to them in order to cover up for their mistake in giving their money to me when I collected it on XX/XX/XXXX ; the tellers | 1 | 0.0% | one of which being the intended party for the currency I collected on XX/XX/XXXX. This classmates family ordered their own forms of currency and they arrived at the XXXX XXXX XXXX location on XX/XX/XXXX |
| the temporary credit was reversed on XX/XX/XXXX | 1 | 0.0% | XX/XX/XXXX |
| the Tennessee Attorney General | 3 | 0.0% | this fraudulent charge was also reported to my personal credit report |
| the Tennessee Fair Debt Collection Practices Act | 1 | 0.0% | including the Fair Debt Collection Practices Act |
| the tenth business day | 1 | 0.0% | they offered me a retention bonus offer of XXXX rewards points If I spent XXXX dollars within 3 months of accepting the offer. I advised the representative that the offer was fine |
| the term consumer reporting agency '' refers to any person who regularly engages in assembling or evaluating consumer credit information for the purpose of furnishing consumer reports to third parties | 2 | 0.0% | I am deeply concerned about how Radius Global Solutions gained access to my means of identification |
| the term credit score '' does not appear in any US Code or Statue | 1 | 0.0% | I received an email from Synchrony Bank |
| the term new money '' is neither footnoted nor hyperlinked. In the absence of a footnote or hyperlink | 1 | 0.0% | transactions |
| the term ( originally 30 years ) would remain the same | 1 | 0.0% | Response to State of Wyoming about PHH Offer 1 : I have spoken with the VA. PHH is correct |
| the term Communication means the conveying of information regarding a debt directly or indirectly to any person through any medium. | 1 | 0.0% | unknown addresses on my report that need REMOVED as soon as possible listed below : 1. XXXX XXXX XXXX ( Never Verified This Account But Still Reporting/ DELETE ) ( ACCOUNT WAS DELETED BY XXXX & XXXX XXXX XXXX XXXX Of PROOF ) 2. XXXX XXXX XXXXXXXX XXXX XXXX Never Verified Late Payments But Still Reporting/ DELETE ) ( ACCOUNT STATUS IS Paid AS Agreed BY XXXX & XXXX XXXX XXXX XXXX Of PROOF ) 3. XXXX XXXX XXXX XXXX # XXXX ( Never Verified This Account But Still Reporting/ DELETE ) ( ACCOUNT WAS DELETED BY XXXX XXXX TO LACK Of PROOF ) 4. XXXX XXXX XXXX XXXX # XXXX ( Never Verified This Account But Still Reporting/ DELETE ) ( ACCOUNT WAS DELETED BY XXXX & XXXX DUE TO LACK Of PROOF ) 5. SXXXX XXXX XXXX # XXXX ( Never Verified This Account But Still Reporting/ DELETE ) ( ACCOUNT WAS DELETED BY XXXX DUE TO LACK Of PROOF ) 6. XXXX XXXXXXXX # XXXX ( Never Verified This Account But Still Reporting/ DELETE ) ( ACCOUNT WAS DELETED BY XXXX XXXX TO LACK Of PROOF ) 7. XXXX XXXX XXXX # XXXX ( Never DONE BUSINESS WITH VENDOR/ DELETE ) ( PER XXXX5 USC 1681b a 2. DELETE I DID NOT NOR DO I AUTHORIZE THIS TO REPORT. ) 8. XXXX XXXX XXXX XXXX XXXX |
| the term consumer report does not include ( A ) subject to ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report | 1 | 0.0% | Gramm Leach Biley Act and NYL Civil Rights Law Article 5-50 |
| the term consumer report does not include ( A ) Subject to section 1681s-3 of this title | 1 | 0.0% | 2020 and ending on the later of ( aa ) 120 days after the date of enactment of this subparagraph ; or ( bb ) 120 days after the date on which the national emergency concerning the novel coronavirus disease ( COVID19 ) outbreak declared by the President on XXXX XXXX XXXX under the National Emergencies Act ( 50 U.S.C. 1601 et seq. ) terminates. ( ii ) REPORTING.Except as provided in clause ( iii ) |
| the term consumer report does not include ( A ) subject to section 1681s3 of this title | 4 | 0.0% | the sole remedy available to the insurer was cancellation of the policy. Indeed |
| the term includes a confirmed successor in interest. | 1 | 0.0% | for purposes of rescission under 1026.15 and 1026.23 |
| the term means the appraised value relied upon by the lender to approve the refinance transaction. | 1 | 0.0% | I referred USAA to the federal reserve guidance for the removal of PMI |
| the term of the loan and the total costs to the borrower. This information must be conspicuous on documents presented to the borrower before signing. { emphasis added } I will note that during my initial request to verify and validate the debt | 1 | 0.0% | it must correct the error and refund any fees or interest charged as a result. If it finds there was no error |
| the term of XXXX was never mentioned. If he told me that I could go to the branch | 1 | 0.0% | on XX/XX/XXXX call and talk to XXXX XXXX XXXX. This employee reviews the debits from XX/XX/XXXX to XX/XX/XXXX. XXXX XXXX |
| the term reasonable cause to believe that the information is inaccurate means having specific knowledge | 1 | 0.0% | the 30-day period described in subparagraph ( A ) may be extended for not more than 15 additional days if the consumer reporting agency receives information from the consumer during that 30-day period that is relevant to the reinvestigation. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer |
