| so we won't process requests unless they come directly from you or an authorized third party. '' This response is inaccurate and concerning | 1 | 0.0% | I mailed a dispute letter to TransUnion via USPS certified mail ( Tracking # XXXX ) |
| so we would end up losing {$900.00} + {$500.00} ( this math didnt make sense to me either but XXXX XXXX was such a hassle to deal with | 1 | 0.0% | I contacted XXXX XXXX to try to work with them on the situation. They wanted proof of the XXXX with letterhead from a physician THE SAME DAY ( at the time of calling |
| so we would have to go through the set up process again to keep using it. | 1 | 0.0% | the online portal would do the same thing. This is shown with double payments on XX/XX/XXXX |
| so Wednesday | 1 | 0.0% | I filed a complaint with the XXXX XXXX XXXX ( XXXX ) on XXXX |
| So what do you want me to do about this? and then casually suggested that I just apply for a new card. | 1 | 0.0% | it was active before the call |
| so what fees could I have incurred? | 1 | 0.0% | they also took 2 years to resolve my forbearance after numerous attempts and fails at a loan modification on their end whether it was incorrect documentation |
| so what he informed me and was trying to educate me about does not apply to my situation. | 1 | 0.0% | I reviewed Section 605B |
| so what if their statements | 1 | 0.0% | no contract |
| so what is the point of repeatedly mentioning this without really addressing the problem. He then went on to say we only have your mailing address on file | 1 | 0.0% | the Branch Manager |
| so what part of the system are you guys waiting to update. He became more rude and frustrated with us and stopped talking. Then said hello after any question I asked. He would not confirm the address the disputes were going to | 2 | 0.0% | I called Equifax again for an update. The representative was VERY RUDE and disrespectful and not helpful at all. He treated me like i was the issue. My fiance and I were next to one another trying to explain the process and everything we have already done and he was beyond not a great help and provided terrible service. He stated their system still has not updated that part of things in his department |
| so what relationship? I asked her what they do with my money for three days and she said we do n't have it. '' Then where is it? '' I asked. I do n't know. '' She said. Seriously? She also said | 1 | 0.0% | checked our bank account when I got to work today ( Monday |
| So whats the issue youre calling about today? And Id be asked to explain it ALL OVER AGAIN. Talk about frustrating. | 1 | 0.0% | when she was connecting me to another department she says |
| so when I call I just give them my social security number. | 1 | 0.0% | after closing my account permanently. So I called Citibank again in XX/XX/XXXX |
| so when I emailed my school to tell them I redid my PARENT PLUS LOAN I was told that since the school year had ended | 1 | 0.0% | I was misinformed first being told the issue was with XXXX |
| so when they did initiate a warning email | 1 | 0.0% | as had been done for the previous seven years |
| so when they then did not allow me to renew the loan I found myself facing late bills and overdraft fees. I would caution anyone against using this companys services.,,LendUp Loans LLC,CA,92083,,Consent provided,Web,2020-08-11,Closed with explanation,Yes,N/A,3789144 | 1 | 0.0% | by which point the loan will not help me. In the past |
| so where do consumers reclaim privacy data exposed? | 1 | 0.0% | or the manufacturer if XXXX or XXXX |
| so whether or not they participate is unknown. | 1 | 0.0% | starting in XXXX |
| So which is it? Is Nationstar attempting to deceive the Homeowners and subsequently XXXX? Do Nationstar enjoy violating the Good Faith Doctrine when communicating with government entities such as the XXXX? Providing incorrect information to Homeowners XXXX who like to do their due diligence | 1 | 0.0% | XXXX. Pertaining to : No. 1 ... The Notice of Default ... is a valid document ... '' However the XXXX opinion ( Ex B ) asserts this is clearly incorrect |
| so who is higher than you that I can talk to?? | 1 | 0.0% | about 30 mins later |
| so who knows what delays might take place. | 1 | 0.0% | I applied through the Federal Student Aid website to be placed on an income driven plan for all of my loans. The FSA system did not recognize that XXXX of my loans were placed on LEVEL. Rather |
| so why are they even allowed to be in business? What service are they really providing business?,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Fidelity National Information Services | 1 | 0.0% | bank account number |
| so why ca n't I access both accounts? I have been told | 1 | 0.0% | I wonder two things. a. Why ca n't I deposit checks or money in anyone 's ( especially my mother 's ) account if I have their account number? ( I am not withdrawing any funds |
| so why did XXXX charged me {$570.00}? When she did not provide any service | 1 | 0.0% | and no thermostat access was provided |
| so why does that matter ''. He claimed to be acting in my interest to balance things out on the Closing Document so we could proceed with closing ''. XXXX was on speaker phone and the full exchange was witnessed by my wife. It is very evident to me what the lender is trying to do here and consider it fraudulent. He reiterated at the end that he doesn't care if I close at this point and can take it or leave it ''. I have notified the closing attorney | 1 | 0.0% | NC XXXX Office ( XXXX ) XXXX I spoke with XXXX regarding XXXX timing and he ensured me no rush was needed to process and cost would be under {$750.00} since they were working under a new system to get them done efficiently. On XX/XX/XXXX |
| so why is Flagship Credit not reporting correctly? | 1 | 0.0% | but there were no downloads of the documents on the website. The only information is the past payment date |
| so why is it still on my credit report? 15 U.S Code 1681s-2 Responsibilities of furnishers of information to consumer reporting agencies ( a ) DUTY OF FURNISHERS OF INFORMATION TO PROVIDE ACCURATE INFORMATION ( 1 ) PROHIBITION ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Duty : a moral or legal obligation ; a responsibility Accurate : correct in all details ; exact PROHIBITION : a law or regulation forbidding something 15 USC 1681 s-2 says you Transunion are a furnisher of information to a consumer reporting agency. YOU ARE PROHIBITED BY LAW to furnish inaccurate information. I demand you to Cease and Desist the reporting of this incorrect/inaccurate information immediately. 15 USC 1681 s-2 ( a ) ( 1 ) ( A ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. If you continue to report this account this is considered willful noncompliance. 15 USC 1681 s-2 ( a ) DUTY OF FURNISHERS OF INFORMATION TO PROVIDE ACCURATE INFORMATION ( 1 ) PROHIBITION ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if - ( i ) the person has been notified by the consumer | 3 | 0.0% | my reputation |
| so why is our balance now {$2400.00} and including penalties Ms. XXXX said it would be removed. How we still owe three months when we have paid out a total of four payments from XX/XX/XXXX | 1 | 0.0% | then a letter came in XX/XX/XXXX saying that we was now owing for XXXX |
| so why is tax suddenly being charged. The second issue I have | 1 | 0.0% | and XXXX the total bill was reduced to {$140.00} |
| so why not PNC? These banks also follow XXXX XXXX and XXXX XXXX guidelines. | 1 | 0.0% | for which I was applying |
| so why was the 3rd application not validitated. | 1 | 0.0% | XXXX -- -I was directed by the fraud department of Citibank ( as resulting from the above-mentioned call to customer service ) to make yet another inquiry |
| so why were they seeking to investigate a dormant account that should have been closed in the first place? Third | 1 | 0.0% | PayPal argued in the arbitration that the XXXX of XXXX transactions over time revealed themselves to be specific acceptable use policy violations '' but again that statement makes absolutely no sense |
| so why would I do it now over {$200.00}? He asked me why I was doing this given the amount and I told him it was because while I always paid my bills ( I have a credit rating of over XXXX ) I was NOT going to pay for something I didn't order and that was fraudulently charged to me. | 1 | 0.0% | they told me the vendor had verified the charges so they had decided the charges were valid as I supposedly received benefits '' or something to that effect |
| so why would the payment be returned? | 1 | 0.0% | they applied the overpayment to my open accounts which is not good business practice. This made varied accounts have different balances due than normal. I paid the full amount due and when I checked again the balance due was {$21.00} |
| so why would there be any additional disbursements? | 1 | 0.0% | there is major concern for the balance of the loan as of today as compared to when it first began in XX/XX/XXXX. As of the day of this letter being written |
| so why would you expect something different from your customer | 1 | 0.0% | even submitting a request to have a paper check cut in the amount of {$2500.00} sent by mail for his remaining refund so that he could cash the remaining refund out all at once without having to use the card to access the refunded money |
| so within a week from when I had originally talked with him. It seemingly in the last 2 days on the XX/XX/XXXX the annual percentage rate kept getting higher to what he's saying now will be like 4.65 %. When l initially filed for an FHA Loan | 1 | 0.0% | being as a token of a good-faith gesture and we would discuss the matter in the coming days but the {$14.00} down was to get the rate lock at 3.25 % |
| so XX/XX/XXXX was my last payment because they are clearly not honoring the Settlement payment plan we had negotiated | 1 | 0.0% | but these payments never showed up on my account |
| so XXXX emailed me the HELOC closure form on the morning of XX/XX/XXXX ; I returned by the afternoon of XX/XX/XXXX. | 1 | 0.0% | the latest issue just came up today |
| So XXXX and I have to either pay our XXXX Property Tax Bill earlier than we want and are legally required to | 2 | 0.0% | Mr. XXXX received a third email from Mr. XXXX stating and requesting |
| so XXXX connected me with XXXX | 1 | 0.0% | instead of the usual {$1200.00}. I contacted XXXX on XX/XX/XXXX and they informed me that I've been force placed on flood insurance and the difference reflects the deficit in my escrow account. They gave me an email address ( XXXX ) and told me to email the declarations page of my insurance policy. After getting off the phone with XXXX |
| so XXXX ordered more to arrive next Tuesday. | 1 | 0.0% | still not entire order however- had to send guy back later with the rest; he came into my house for a second time and saw the current status of project and the dead corner debacle; he also saw all the emails about countertops and agreed the actions were reprehensible; I told him I would not be paying for either the countertops or the cabinets and that I may file credit card fraud charges for the unauthorized charge that resulted in a hold on my counter order which I paid for in full via the same HD credit card - he told me he would speak to DM and set a meeting for once he returned from vacation; XXXX XXXX |
| so XXXX unethically turned our communication into an act of debt acknowledgment and dispute and said he was sending an invoice | 1 | 0.0% | if the company name has changed 2 or possibly 3 times |
| so XXXX would not yet have received the check. I explained that I no longer had confidence in Laurel Roads information given that my account had been closed abruptly and without notice | 1 | 0.0% | I again called XXXX to see if the check had been received. The representative said there was no record of any check or communication from Laurel Road regarding me or my account. She also told me |
| so XXXX XXXX XXXX can swipe their money. This is crazy. I'll also file a complaint with XXXX | 1 | 0.0% | their recorded message says that MY CALL MAY BE RECORDED. So |
| so XXXX XXXX XXXX XXXXXXXX no longer owns the property. | 1 | 0.0% | I have been receiving calls about a debt owed to XXXXXXXX XXXX XXXXXXXX XXXX |
| So you 're telling me I only owe $ XXXX | 1 | 0.0% | they started sending out representatives to check in on '' my property. They sent people who identified themselves as being from the bank |
| so you are financially responsible for it. Incredible! Impossible! What could they have found? Nothing. We absolutely did not buy anything from XXXX XXXX | 1 | 0.0% | about which Wells Fargo provided XXXX information -- not their business |
| so you are my last hope. Please and thank you in advance.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | and they are holding my money hostage. I have called their customer service to withdraw my funds |
| so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes | 2 | 0.0% | XXXX is one of the nations largest owners of unpaid debts. XXXX XXXX owns accounts that have been charged off by the original lender. Charge offs happen after a lender doesnt receive payments for a period of time or payments are less than the minimum amount due. Lenders then close these accounts and sell them to companies like XXXX XXXX or XXXX. So how can you claim to be a creditor that does not offer credit |
