2026 data Public-data reference. official source

so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes's complaint history from CFPB public records. 2 consumers have filed complaints since So a. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
So a
Since

Total complaints

2

Filed since So a

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes complaint mix by product

Total complaints: 2

so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX is: 1 complaints (50.0%), resolution 0.0% XXXX is 50.0% LLC is: 1 complaints (50.0%), resolution 0.0% LLC is 50.0%
  • XXXX is 1 50.0% 0% relief
  • LLC is 1 50.0% 0% relief

How so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX is one of the nations largest owners of unpaid debts. XXXX XXXX owns accounts that have been charged off by the original lender. Charge offs happen after a lender doesnt receive payments for a period of time or payments are less than the minimum amount due. Lenders then close these accounts and sell them to companies like XXXX XXXX or XXXX. So how can you claim to be a creditor that does not offer credit 1
LLC is one of the nations largest owners of unpaid debts. Midland Funding owns accounts that have been charged off by the original lender. Charge offs happen after a lender doesnt receive payments for a period of time or payments are less than the minimum amount due. Lenders then close these accounts and sell them to companies like Midland Funding or MCM. So how can you claim to be a creditor that does not offer credit 1

Top States

State Complaints
that you where transfer that debt to collect on XXXX behalf XXXX then you have no rights to report or collect any so-called debt from me. You purchased a bad debt/ charge off that has been written off from the prior and original creditor 2

Top Issues

Issue Complaints
that was written off on a company 's balance sheet 2

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes

so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to So a, and the most recent logged activity is So as a co, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX is one of the nations largest owners of unpaid debts. XXXX XXXX owns accounts that have been charged off by the original lender. Charge offs happen after a lender doesnt receive payments for a period of time or payments are less than the minimum amount due. Lenders then close these accounts and sell them to companies like XXXX XXXX or XXXX. So how can you claim to be a creditor that does not offer credit", and the single most common underlying issue is "that was written off on a company 's balance sheet".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes have?

so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes respond to complaints on time?

so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes has a 0% timely response rate to CFPB complaints.

What is the most common complaint about so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes?

The most common issue reported against so you are reporting income on my credit report which is not legal at all. Unless you can provide me with proof and documentation that XXXX never written or claimed this charge off on their corporation taxes is "that was written off on a company 's balance sheet" in the "XXXX is one of the nations largest owners of unpaid debts. XXXX XXXX owns accounts that have been charged off by the original lender. Charge offs happen after a lender doesnt receive payments for a period of time or payments are less than the minimum amount due. Lenders then close these accounts and sell them to companies like XXXX XXXX or XXXX. So how can you claim to be a creditor that does not offer credit" product category.

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