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Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 4.4K–4.5K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or remove the inaccurate data. 1
or remove the incorrect information as required by the FCRA. 2
or remove the negative tradeline from my credit reports. This ongoing reporting has damaged my credit score and financial standing 1
or removed 1
or removed any of the promised fees. At this point I began working directly with XXXX 1
or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases 3
or removed entirely. Instead 1
or removed within the legally required timeframe. The continued reporting of this late payment constitutes a violation of these federal requirements and demonstrates noncompliance by the credit reporting agencies and the furnisher.,,EQUIFAX 4
or removed within the legally required timeframe. The continued reporting of this late payment constitutes a violation of these federal requirements and demonstrates noncompliance by the credit reporting agencies and the furnisher.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AL,35211,,Consent provided,Web,2025-12-09,Closed with explanation,Yes,N/A,17857827 1
or removed within the legally required timeframe. The continued reporting of this late payment constitutes a violation of these federal requirements and demonstrates noncompliance by the credit reporting agencies and the furnisher.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,331XX,,Consent provided,Web,2025-12-02,Closed with explanation,Yes,N/A,17609224 1
or removed within the legally required timeframe. The continued reporting of this late payment constitutes a violation of these federal requirements and demonstrates noncompliance by the credit reporting agencies and the furnisher.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,28269,,Consent provided,Web,2025-12-10,Closed with explanation,Yes,N/A,17907077 1
or removes this loan off my account completely! 1
or rent verification program through PINATA Rent. I did not authorize any landlord 1
or repair charges. As such 1
or repair was offered without additional cost. 1
or repayment plan. SPS said that it was no longer considering me for any repayment options because they had offered me one : loan modification. I want a payment deferral so that I can refinance my 6 % interest mortgage. SPS does not refinance loans 1
or repayment terms. 1
or repayment-obligated meets that standard. Discover Bank failed to lawfully correct the reporting once notified 1
or replaces them with functioning devices. 1
or reply to my email to the Office of the President. 1
or replybut all enclosed documents ( settlement offer 1
or report ANY of my personal information. This is a direct violation of 15 U.S. Code 1681b ( a ) ( 2 ) 3
or report my private information. 3
or reported as identity theft. Blocking or re-verifying these items is not optional. 1
or reported in violation of federal law XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$250000.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXX XXXX XXXX High Balance : {$500.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXX XXXX High Balance : {$1000.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXX XXXX XXXX High Balance : {$350.00} Date Opened : XX/XX/XXXX Charge Off XXXX XXXX XXXXXXXX XXXX XXXX XXXX High Balance : {$380.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXX XXXX XXXX High Balance : {$550.00} Date Opened : XX/XX/XXXX Charge Off XXXX XXXXXXXX XXXX XXXX High Balance : {$480.00} Date Opened : XX/XX/XXXX Late Payment XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$1000.00} Date Opened : XX/XX/XXXX Charge Off XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$7900.00} Date Opened : XX/XX/XXXX Charge Off XXXX XXXX XXXX XXXX XXXX High Balance : {$980.00} Date Opened : XX/XX/XXXX Charge Off XXXX XXXX XXXXXXXX XXXX XXXX High Balance : {$2600.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXXXXXX XXXX XXXX High Balance : {$580.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXXXXXX XXXX XXXX XXXX High Balance : {$50000.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXX XXXX High Balance : {$15000.00} Date Opened : XX/XX/XXXX Late Payment XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$1000.00} Date Opened : XX/XX/XXXX Charge Off DPT EDXXXX XXXXXXXX XXXX XXXX High Balance : {$5500.00} Date Opened : XX/XX/XXXX Late Payment DPT EDXXXX XXXXXXXX XXXX XXXX High Balance : {$7000.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXXXXXX XXXX XXXX High Balance : {$3700.00} Date Opened : XX/XX/XXXX Late Payment DPT EDXXXX XXXXXXXX XXXX XXXX High Balance : {$6300.00} Date Opened : XX/XX/XXXX Late Payment XXXX XXXX XXXX XXXX High Balance : {$1100.00} Date Opened : XX/XX/XXXX Collection XXXX XXXX XXXX XXXX XXXX High Balance : {$420.00} Date Opened : XX/XX/XXXX Collection XXXX XXXX XXXX High Balance : {$4400.00} Date Opened : XX/XX/XXXX Collection 3. Legal Basis for Complaint FCRA Section 602 ( A ) ( 1-2 ) [ 15 U.S.C. 1681 ] : Requires fair and accurate credit reporting practices to protect consumers. 1
OR REPORTED INACCURATELY XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX High Balance : {$370.00} ISSUE : Reported Late Payment I never made any late payments 1
or reported to the IRS via XXXX XXXX To date 1
or reported without proof of my legal obligation to pay. 1
or reporting activities ; Issue formal acknowledgment of compliance within XXXX hours 2
or reporting activities without proper licensing or consent. 1
or reporting agency. This opt-out applies retroactively and prospectively 6
or reporting agency/bureau to report ANY negative item on my reports as a living breathing woman. 2
or reporting dates : * XXXX XXXX XXXX Account XXXX * XXXX Account XXXX * XXXX XXXX XXXXXXXX Account XXXX * XXXX XXXX XXXX XXXX Account XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Account XXXX XXXX ( XXXX ) These accounts are either not mine 3
or reporting error 1
or reporting errors that violate federal law. Despite disputing these inaccuracies with the credit bureaus 3
or reporting of the disputed items Provide written confirmation of all deletions CONSEQUENCES FOR NONCOMPLIANCE : Failure to act within XXXX business days will result in : Legal action under FCRA 3
or reporting this debt to credit reporting agencies. 1
or reporting to any consumer credit reporting agency. 2
or reporting to any credit reporting agencies. 1
or reporting to credit bureaus. 12
or reports from your system of record with date/time stamps o Internal notes or dispute handling logs showing how and when this account was processed o Company policies related to account disputes and verification 9. Verification of Responsibility o Names and job titles of personnel responsible for handling this dispute o Dates of any review 1
or reports from your system of record with date/time stamps o Internal notes or dispute handling logs showing how and when this account was processed o Company policies related to account disputes and verification XXXX. Verification of Responsibility o Names and job titles of personnel responsible for handling this dispute o Dates of any review 1
or repossession disclosure 1
or representation that litigation is being considered on this account without proper validation and without intent or legal ability to sue will constitute a separate violation of : 15 U.S.C. 1692e ( 5 ) ( threatening action that can not legally be taken or is not intended ) 15 U.S.C. 1692e ( 10 ) ( false or misleading representations ) Such conduct will be documented and preserved as evidence. 1
or representative continue to make any further attempts to collect on or litigate this alleged debt.,,Stenger & Stenger 1
or representatives will be considered a direct violation of federal law. 1
or represented to us before closing. 2
or reprimanding the Teller. They will not correct the Lie I was told 1
or reputation 1
or requesting credit report. Called XXXX as indicated by some as an alternative Experian number that will get to a human. Eventually got connected to someone who asked same identification questions as before and said she was not able to change the phone number because they can not touch the account within 90 days of the Smart Money checking account being opened ( which I never heard before this point ). She filed a ticket with higher up to get the phone number on my account changed and told me to wait 24-48 hours. In order to get the ticket filed 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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