2026 data Public-data reference. official source

or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases's complaint history from CFPB public records. 3 consumers have filed complaints since Seve. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Seve
Since

Total complaints

3

Filed since Seve

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases complaint mix by product

Total complaints: 3

or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). TransUnion and: 3 complaints (100.0%), resolution 0.0% TransUnion and 100.0%
  • TransUnion and 3 100.0% 0% relief

How or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
TransUnion and Equifax reports are being reported incorrectly or in violation of federal law 3

Top States

State Complaints
unvalidated debts under 15 USC 1692g ( FDCPA ) Steps I Have Taken : Sent formal dispute letters to both Experian and Equifax under FCRA 1681i ( a ) ( 1 ) Sent debt validation letters to known collection agencies under FDCPA 809 Included detailed requests for reinvestigation 3

Top Issues

Issue Complaints
and others showing over-the-limit charges 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases

or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Seve, and the most recent logged activity is Several ac, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "TransUnion and Equifax reports are being reported incorrectly or in violation of federal law", and the single most common underlying issue is "and others showing over-the-limit charges".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases have?

or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases respond to complaints on time?

or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases?

The most common issue reported against or removed despite being : Discharged in bankruptcy ( violating 11 USC 524 ( a ) ( 2 ) ) Unverifiable under 15 USC 1681i ( a ) ( 1 ) Inaccurate under 15 USC 1681e ( b ) Obsolete under 15 USC 1681c ( a ) ( 1 ) In some cases is "and others showing over-the-limit charges" in the "TransUnion and Equifax reports are being reported incorrectly or in violation of federal law" product category.

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