2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 3.8K–3.9K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or or using the XXXX Oscar System to input codes is not sufficient verification.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA 1
or or using the XXXX XXXX XXXX to input codes is not sufficient verification.,,HW Holding 1
or or using the XXXX XXXX XXXX to input codes is not sufficient verification.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NV,XXXXX,,Consent provided,Web,2020-06-25,Closed with explanation,Yes,N/A,3714929 1
or organization has in obtaining this information. 1
or organization has in obtaining this information. Such record of access shall be available only to parents 14
or organization name other than the true name of the debt collector 's business 1
or organization name other than the true name of the debt XXXX business. 1
or organization with intent to injure or defraud such bank 2
or organization. 3
or organization. Again 1
or original agreement provided. The account reports a credit limit of {$2500.00} and a charge-off balance of {$2900.00} 3
or original agreements. 1
or original documentation ) Copies of all documents you relied on in verifying the disputed accounts Regarding Credit Score Adjustment After Deletions While the FCRA does not explicitly mandate a score increase 1
or original furnishing party proof EVIDENCE ON FILE : Original dispute submissions via CFPB.gov on XX/XX/XXXX Second dispute via CFPB.gov on XX/XX/XXXX Proof of identity ( State ID and W-2 Form ) Screenshots of inconsistent reporting and credit report snapshots CFPB Complaint References ( TransUnion 2
or original signed agreements. Under the FCRA 1
or other account details 1
or other act of the Trustee in contravention of the trust is void -- EPTL XXXX XXXX the sale and acceptance of the note by the Trustee after the closing date of the trust would be void and unlawful. 1
or other activities that are normally considered a part of a prudent Mortgagees servicing activity 1
or other admissible evidence bearing my signature has been provided to substantiate this account. 1
or other adverse situations. XXXX has been at the forefront of protecting consumers against abusive debt collection practices by licensing collection agencies and enforcing the XXXX Consumer Debt Collection Act. 1
or other affiliated depositors. To receive the {$200.00} reward 1
or other agencies I am not aware of should be beating a path to my door if I have broken any laws. But 1
or other agreements that credit card companies would ordinarily send.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK 1
or other analytics derived from my consumer information - ALL subscriber codes or creditor designations associated with each entry XXXX. A complete list of ALL entities to whom XXXX has furnished my consumer information within the past 3 years 1
or other applicable entity as discussed earlier in chapter 1. 1
or other applicable entity as discussed earlier in chapter 1. The above paragraph is taken directly from the IRS 2021 publication. SEND ME FORM 1099-C that you should have sent when you Filed the account as a canceled debt. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer 1
or other applicable entity as discussed earlier in chapter 1. The above paragraph is taken directly from the IRS 2021 publication. SEND ME MY FORM 1099-C that you should have sent when you Filled the account as a canceled debt. 4
or other applicable entity as discussed earlier in chapter 1. The above paragraph is taken directly from the IRS 2021 publication. SEND ME MY FORM 1099-C that you should have sent when you Filled the account as a canceled debt.,,CAPITAL ONE FINANCIAL CORPORATION,AR,721XX,,Consent provided,Web,2024-07-16,Closed with explanation,Yes,N/A,9519505 1
or other applicable entity as discussed earlier in chapter 1. The above paragraph is taken directly from the IRS 2021 publication. SEND ME MY FORM 1099-C that you should have sent when you Filled the account as a canceled debt.,,EQUIFAX 1
or other applicable entity as discussed earlier in chapter 1. The above paragraph is taken directly from the IRS 2021 publication. SEND ME MY FORM 1099-C that you should have sent when you Filled the account as a canceled debt.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AR,721XX,,Consent provided,Web,2024-07-16,Closed with explanation,Yes,N/A,9519425 1
or other applicable entity as discussed earlier in chapter 1. The above paragraph is taken directly from the IRS 2021 publication. SEND ME MY FORM 1099-C that you should have sent when you Filled the account as a canceled debt.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or other applicable entity. '' Explanation : The IRS defines a charge-off as income 16
or other appropriate forms 1
or other attempt to collect the outstanding {$400.00} 2
or other bank. I said no. That's when I challenge him that you closed the application for Chase 1
or other bank. I said no. That's when I challenge him that you closed the application for XXXX 1
or other banking institution 6
or other banks in XXXX who they could successfully send a wire in USD to. They provided me no answers. The best answer I got is They hope to have it fixed sometime this year ''. This seems to me that they are blatantly taking money from their customers. I have provided them the receiving bank fees 1
or other basic necessities. I am a XXXX XXXX and my ability to continue my education and meet my academic obligations is being severely jeopardized. Every additional day that Citibank retains my funds compounds the harm I am suffering. 1
or other business information available on the internet. This should have raised some red flags in BOAs investigation. 1
or other cash equivalents. Additional Card Members on your account are not eligible to receive the Card statement credit. To receive the Card statement credit 1
or other certified funds. Cross Country Mortgage LLC further engages in deceptive practices by not disclosing that once the note and mortgage were separated 1
or other charges 3
or other charges that were applied. 1
or other charges The complete payment history 1
or other charges with respect to the collateral 1
or other communication of \nany information by a consumer reporting agency bearing on a consumers credit worthiness 3
or other communication of any information by a consumer reporting agency bearing on a consumers credit worthiness 13
or other communication of any information by a consumer reporting agency bearing on a consumers creditworthiness 7
or other communications from Capital One regarding this card for approximately a year. 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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