| or other contract purportedly binding me to this alleged obligation. | 1 | 0.0% | once I dispute the debt in writing |
| or other corporations | 1 | 0.0% | national banking associations |
| or other credit device existing for the purpose of obtaining money | 3 | 0.0% | XXXX continues to report transactions |
| or other credits were applied. The lease lists the {$7.00} home assistant services charge on page 1 | 1 | 0.0% | the collector and original creditor need to show exactly how the {$300.00} late charge |
| or other currency | 1 | 0.0% | the most reliable sources for gaining insights into the history and application of credit as currency are XXXX XXXX XXXX renowned publication MONEY |
| or other data supporting that I opened the account. | 1 | 0.0% | along with a legally sufficient sworn statement asserting that I did not open or authorize the account |
| or other defaults on your account may be reflected in your credit report. | 1 | 0.0% | they has a responsibility to provide a notice furnishing of negative information |
| or other delays. The pattern shows increasing periods of non-response as the project progressed | 1 | 0.0% | XXXX received no substantive updates despite multiple requests : XX/XX/XXXX : I asked for shipping updates ( no response ) XX/XX/XXXX : I asked again about shipping and photos ( no response ) XX/XX/XXXX : I asked again |
| or other disposition | 1 | 0.0% | sale |
| or other documentation proving that I personally incurred this debt. If you can not provide such proof | 1 | 0.0% | and my personal information has been compromised. Under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681c-2 ) |
| or other electronic means. I was told they wouldn't accept any emails | 1 | 0.0% | when the Coronavirus pandemic hit. Due to my family situation ( I remained employed |
| or other equitable resolution.,,Exeter Finance | 1 | 0.0% | failed to consider loan sustainability |
| or other errors ]. | 3 | 0.0% | I obtained copies of my credit reports from [ Experian |
| or other establishment in the executive branch of the federal government. This includes the right to ensure the accuracy | 3 | 0.0% | Title 5 U.S. Code 552a |
| or other evidence of indebtedness | 6 | 0.0% | a collection agency that has taken an assignment or assignments pursuant to this section may consolidate the assigned accounts |
| or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The written agreement also shall disclose that the collection agency may consolidate | 3 | 0.0% | FTC opinion letter XXXX from XXXX to seek relief and recover all monetary damages that I may be entitled to if the UNVERIFIED NO PROOF OF CLAIM items listed below are not deleted immediately. Once again there is still no PROOF OF CLAIM and the items listed below still remain on my credit report. You are required under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account |
| or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation.The written agreement also shall disclose that the collection agency may consolidate | 3 | 0.0% | there is still no PROOF OF CLAIM and items listed below still remain on my credit report in violation of Federal Law. You are required under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account |
| or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given | 9 | 0.0% | bill |
| or other feature that either individually or in combination with another feature is used by the issuing authority on an identification document | 7 | 0.0% | watermark |
| or other fees placed on this account. I want to request that CHOICE RECOVERY INC Cease and Desist all further communications and collection actives and provide the verification of the purported debt.,Company believes it acted appropriately as authorized by contract or law,Choice Recovery | 1 | 0.0% | I dispute the validity of the debt purport I owe. I request that CHOICE RECOVERY INC. Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt |
| or other fees placed on this account. I want to request that CREDIT MANAGEMENT LP Cease and Desist all further communications and collection actives and provide the verification of the purported debt.The account Number # XXXX,Company believes it acted appropriately as authorized by contract or law,The CMI Group | 1 | 0.0% | I dispute the validity of the debt CREDIT MANAGEMENT LP purport I owe. I request that XXXX XXXX XXXX Provide verification of the following : 1. ) The original Application or contract 2. ) Any and all statements allegedly related to this debt 3. ) Any and all signed receipts 4. ) Any and all canceled checks 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt |
| or other fees placed on this account. I want to request that ENHANCED RECOVERY COMPANY Cease and Desist all further communications and collection actives and provide the verification of the purported debt.,Company believes it acted appropriately as authorized by contract or law,ERC,OH,43209,,Consent provided,Web,2017-04-16,Closed with explanation,Yes,No,2436848 | 1 | 0.0% | I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY COMPANY Provide verification of the following : 1. ) The original Application or contract 2. ) Any and all statements allegedly related to this debt 3. ) Any and all signed receipts 4. ) Any and all canceled checks 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt |
| or other fees placed on this account. I want to request that NATIONAL SERVICE BUREAU | 1 | 0.0% | INC Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt |
| or other fees placed on this account. I want to request that these companies Cease and Desist all further communications and collection actives and provide the verification of the purported debt.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,XXXXX,,Consent provided,Web,2016-11-07,Closed with explanation,Yes,No,2196906 | 1 | 0.0% | I dispute the validity of the debt they purport I owe. I request that these companies Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt |
| or other fees placed on this account. I want to request that these companies Cease and Desist all further communications and collection actives and provide the verification of the purported debt.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I dispute the validity of the debt they purport I owe. I request that these companies Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt |
| or other fees placed on this account. I want to request that XXXX XXXX Cease and Desist all further communications and collection actives and provide the verification of the purported debt.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,43229,,Consent provided,Web,2020-08-15,Closed with explanation,Yes,N/A,3798282 | 1 | 0.0% | I dispute the validity of the debt purport I owe. I request that XXXX XXXX provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ) Whether or not you purchased the debt |
| or other fees placed on this account. I want to request that XXXX XXXX # XXXX | 3 | 0.0% | XXXX XXXX XXXX XXXX # XXXX Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt |
| or other fees placed on this account. I want to request that XXXX XXXX/XXXX XXXX. Cease and Desist all further communications and collection actives and provide the verification of the purported debt.,,EQUIFAX | 1 | 0.0% | I dispute the validity of the debt purport I owe. I request that XXXX XXXX/XXXX XXXX provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ) Whether or not you purchased the debt |
| or other financial crime | 1 | 0.0% | received a letter from the XXXX Branch Manager saying XXXX XXXX XXXXXXXX did nothing wrong with the wire transfer |
| or other financial harm. I request thorough verification and correction or deletion if the late payments can not be substantiated with documentation. | 2 | 0.0% | despite my consistent and documented payment history. I have reviewed statements |
| or other financial instruments. The incorrect reporting demonstrates negligence by the reporting agency and creates an ongoing risk of identity misuse. | 2 | 0.0% | FL XXXX Issue : Wrong Address reported on my credit report Impact : This address has never been associated with me. Its presence on my credit report has led to misdirected communications |
| or other formal notice. | 1 | 0.0% | Citi conducted procedurally defective dispute investigations. Citi internally marked multiple disputes as resolved customer responsible with no credit issued |
| or other forms of contact informing me of my obligation or how to fulfill it. | 1 | 0.0% | I stopped receiving any communication from Truist |
| or other general forms of noncash payments. In some instances | 1 | 0.0% | federal statutes do not require a seller to accept cash as a form of legal tender for payment of goods or services that were rendered. Thus |
| or other goods or services | 2 | 0.0% | Experians over-reliance on furnishers ACDV responses results in consumer reports maintaining inaccurate information |
| or other government benefits payment of {$300.00} or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. | 1 | 0.0% | BMO Harris Everyday Checking |
| or other hardship-related relief. | 1 | 0.0% | and under New Jersey law |
| or other harm to the affected individual ... .after receipt of these documents from Creditors Collection Bureau Inc . I replied to them with a CERTIFIED letter of a Refusal to Contract '' which was received by the collection agency on XX/XX/2018 and gave them 15 days to respond ... as of today I have yet to receive a response to my refusal to contract letter and they have not removed the erroneous collection from my credit bureau..,,Creditors Collection Bureau | 1 | 0.0% | access |
| or other information on an application bearing XXXX XXXX as a party. 2. Any information you received about XXXX XXXX from a transaction involving your financial product ( s ) or service ( s ) ( for example | 1 | 0.0% | XXXX XXXX noticed a suspicious and deceptive item listed on 3 consumer reports ( see attached reports ). XXXX XXXX mailed CAPITAL ONE a letter exercising rights to opt out of having information shared with third parties ( see attached Notice of Opt out ). CAPITAL ONE received this Notice on XX/XX/2023 |
| or other information to credit bureaus | 1 | 0.0% | including this one |
| or other information. Claiming they were protecting my security and personal information | 1 | 0.0% | preventing me from accessing my account or creating an account. When we called to inquire |
| or other instrument | 1 | 0.0% | my tender payment is the following : 12 U.S. Code 5481 - Definitions Sense Complaint ( 18 ) Payment instrument The term payment instrument means a check |
| or other instrument of writing for the payment of money arising out of contract or other transaction for the purchase of goods or services. | 2 | 0.0% | LA Rev. Stat 29:311 ( 3 ) Obligation |
| or other instruments of writing for the payment of money arising out of the contract or other transaction for the purchase of goods or services. It is important to recognize that personal installment loans | 1 | 0.0% | I appreciate your response regarding my request for an interest rate reduction under the Servicemembers Civil Relief Act ( SCRA ). However |
| or other interest in an issuer or in property or an enterprise of an issuer : ( i ) which is represented by a security certificate in bearer or registered form | 1 | 0.0% | transfer |
| or other investigative steps that would reasonably support a finding that I authorized the transactions. | 1 | 0.0% | PIN |
| or other legal process | 2 | 0.0% | which is sold to law enforcement |
| or other legal process ; 3. The disposition of the funds ( e.g. | 1 | 0.0% | the response provides no factual explanation |
| or other legitimate alternative method ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | existing Citi credit cards |
| or other legitimate reasons as defined by the FCRA. The reporting of my student loans by [ School Department or Loan Servicer Name ] contains inaccuracies that are misleading and violate my rights under the FCRA. | 3 | 0.0% | 15 U.S.C. 1681b Under 15 U.S.C. 1681b ( a ) |
