2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 3.2K–3.3K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or impending interest charges ). I had no way of knowing that the bank had a different term recorded than I thought I had. 1
or implied 11
or implied consentverbal 3
or implied is now revoked. 2
or implied or otherwise is revoked. 15 USC 6802 ( b ) ( c ) states that A financial institution may not disclose non public financial information to a non affiliated third party unless the consumer is given an explanation of how the consumer can exercise that non disclosure option. XXXX XXXX has never informed me or notified me of my right to exercise my non disclosure option. 1
or implied. 1
or implied. Furthermore 2
or impliedfor the furnishing of his information. Therefore 2
or impose to bring up some false dispute 1
or imprisoned not more than five years 9
or imprisoned not more than XXXX years 1
or improper account maintenance fees ]. 1
or improper allocation of payments. The discrepancy between the paper notices and online system shows poor internal coordination and suggests a systemic issue in how payments are processed and tracked. Providing conflicting information about amounts owed violates 12 U.S.C. 5531 ( c ) 1
or improper refusal to address the substance of this complaint.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,774XX,,Consent provided,Web,2026-02-05,Closed with explanation,Yes,N/A,19285030 1
or improper refusal to address the substance of this complaint.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or improperly authorized 3
or improperly represented. 2
or in 3 billing cycles? I asked 1
or in addition to 1
or in an affidavit 1
or in an amount in money of the United States measured thereby 1
or in any manner seek the services for which I was being charged {$4700.00}. Moreover 1
or in any other capacity. They will not tell me when my account will be ready 1
or in any other way illegitimate. 1
or in collection which 2
or in collections ). The furnisher and the CRA owe a duty to ensure accuracy and to stop reporting unverifiable information. I have already raised this dispute with CFPB 1
or in collections. 5
or in compliance with federal law. 3
or in connection with 2
or in connection with a credit transaction initiated by the consumer. 1
or in equity. lf any Event of Default by Borrower under Sections VII ( a ) or ( b ) 1
or in response to a request for information or to concerns you raised about your account. This letter is being sent in response to your request for information and/or to address specific concerns you raised about your account in your submission to the CFPB. This is neither intended to be 1
or in some instances payment of expenses on my behalf ( vacation home and cars repairs or maintenance related for example ... ). 1
or in the worst case 1
or in this country 2
or in-app message. 1
or inability to monitor my account due to my condition. 1
or inaccurate account data from my report. 2
or inaccurate across one or more bureaus,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or inaccurate across XXXX or more bureaus,,EQUIFAX 1
or inaccurate across XXXX or more bureaus,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NJ,07501,,Consent provided,Web,2025-07-29,Closed with explanation,Yes,N/A,14944497 1
or inaccurate collection accounts. ] These inaccuracies in my credit report have had severe repercussions on my financial well-being. They have caused me to be denied credit opportunities 1
or inaccurate data from my consumer report ; Confirm in writing 1
or inaccurate data.,,EQUIFAX 1
or inaccurate entries. 3
or inaccurate information 2
or inaccurate payment history ]. 1
or inaccurate reporting. 1
or inaccurate transfer of loan information rather than actual consumer behavior. 1
or inaccurately reported datapossibly related to the same practices alleged in the XXXX case 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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