| or I would've had the gap coverage. | 1 | 0.0% | and a manager said no |
| or I'd have to make those payments by the end of XXXX. | 1 | 0.0% | I called Flagstar again requesting a status on my hardship application. They inform me that they haven't processed it at all |
| or identical names | 1 | 0.0% | XXXX XXXX Telephone Number : XXXX Re : XXXX XXXX XXXX XXXXXXXX Unlawful Use of XXXX XXXX XXXX Experian Credit File Account Dear Sir/Madam |
| or identification number. | 3 | 0.0% | alone or in conjunction with any other information |
| or identifiers appearing on my credit file are fraudulent | 1 | 0.0% | XXXX |
| or identifiers not listed above be permanently deleted from my credit file | 3 | 0.0% | XXXX XXXX |
| OR IDENTIFYING NUMBER | 2 | 0.0% | collection |
| or identity confirmation processes from the original application. | 1 | 0.0% | they may have been made under duress |
| or identity confirmation These accounts are clearly the result of identity theft or misattribution. Affirms continued furnishing of these unverifiable accounts | 1 | 0.0% | Affirm has not provided any evidence to support their claim that these accounts are valid. Specifically |
| or identity confirmation. This repeated inaccuracy demonstrates negligence and failure to comply with the CRAs statutory obligation to maintain maximum possible accuracy ( FCRA 1681e ( b ) ). I request full deletion unless verifiable evidence proves my association with this property | 1 | 0.0% | rented |
| or identity theft reports. ] According to the 15 U.S. Code 1681 Fair Credit Reporting Act | 3 | 0.0% | paid off |
| or identity theftrelated information blocked and deleted from my credit file. I have submitted an FTC Identity Theft Report ( Report Number : XXXX ) | 1 | 0.0% | specifically 15 USC 1681c-2 ( a ) |
| or identity verification protocol ; 3 ) Acknowledge or respond to the identity theft affidavit or FTC Report | 1 | 0.0% | January Technologies |
| or identity was mine at the moment the transactions occurred. | 1 | 0.0% | but this is not valid proof that I made the purchases. Account takeover fraud can occur even when the IP address appears similar |
| or if a payment has previously been returned. | 1 | 0.0% | XX/XX/XXXX : i am trying to understand a 10 day hold for a cashiers check that was used for the {$24000.00} payment. that has already been cashed at my bank You at XXXX |
| or if anyone reads this. Thank you. | 1 | 0.0% | PNC is XXXX |
| or If dishonored | 2 | 0.0% | effectively relinquishing any supposed security interest. This action directly contravenes Indiana Code Title 26 |
| or if I could open a business credit card in the future. So it seems that they've permanently ended my credit card relationship with them. This has affected my credit score and report | 1 | 0.0% | and its irreversible. They told me a letter would be coming and to expect it |
| or if I could potentially be the victim of a scam 2 ) Did not warn me of the risks of withdrawing such a large amount in cash. | 1 | 0.0% | I was visibly distressed |
| or if I had been working in XXXX XXXX through XXXX XXXX XXXX | 1 | 0.0% | I am employed by a XXXX XXXXy XXXX XXXX XXXX for 4 years and have made monthly payments on my IBR plan going back at least 18 years. I worked for XXXX XXXX XXXX |
| or if I were to refinance. | 1 | 0.0% | I spoke to an agent and she went over the covid plans with me. I ended up accepting the HAMP Reduced Income Covid-19 plan. With this plan |
| or if it was placed on the report without affording the legal right to dispute it first | 1 | 0.0% | a process required under the Fair Credit Reporting Act ( FCRA ) according to the Consumer Financial Protection Bureau. The Fair Credit Reporting Act ( FCRA ) requires that a Credit Reporting Agency ( CRA ) follow reasonable procedures to ensure the maximum possible accuracy of information in a credit file. Also |
| or if payment for damages is not made | 1 | 0.0% | the burden rests entirely on you to produce competent |
| or if the account has been confirmed as fraudulent. | 1 | 0.0% | Appendix A to Part 660 |
| or if the account has been confirmed as fraudulent.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | Appendix A to Part 660 |
| or if the property is taken by extortion | 1 | 0.0% | grand larceny is more serious as it is a felony |
| or if there any of the number of reasons that I really had to close on XX/XX/XXXX | 1 | 0.0% | I signed the updated Closing Disclosure and was able to close on the home with the same lender credit as the initial Loan Estimate. However |
| or if there was anything I could do on my end to help. XXXX agreed that during the process | 1 | 0.0% | I was informed that the terms originally agreed upon for the refinance could not be honored due to fault of Filo Mortgage and an inability to address issues with underwriting in a timely manner |
| or if there's a way to upload it | 1 | 0.0% | which they have done because XXXX days ago I was notified that the account now appears on all three credit reports. I contacted XXXX XXXX on XXXX XX/XX/XXXX |
| or if they are | 1 | 0.0% | conflicting information |
| or if they can't validate it to remove it immediately. | 2 | 0.0% | they verity only the name |
| or if they even have the right person. Since XXXX is the only company that would be feasibly trying to collect a debt from me | 1 | 0.0% | the line is blank. I call back immediately and it says the line will be connected to an agent. It rings then puts hold music on |
| or if they reapplied for me | 1 | 0.0% | they read my application |
| or if they were genuinely compromised by black-hat cyber attacking thieves.,,Paypal Holdings | 1 | 0.0% | and possibly thousands |
| or if those funds are being removed without proper authorization or clarity | 1 | 0.0% | which states in part : A. Any person who |
| or if we are unable to verify your identity | 1 | 0.0% | you must be a Wells Fargo account holder enrolled in Wells Fargo Online |
| or if we believe it necessary to protect the bank | 1 | 0.0% | in which it states : You or the Bank may close your account with or without cause at any time. We shall give you either oral or written ( includes electronic ) notice of our intention to close the account. If given in writing |
| or if you have previously been discharged from this debt by a Federal Bankruptcy court | 1 | 0.0% | Thank you for your recent email. The information you provided has been forwarded to our Tax Department for further review and the appropriate updates will be made to your account if necessary. If you have any further questions |
| or if you have reason to believe that there is inaccurate information in your credit report due to fraud. | 9 | 0.0% | however |
| or if you have reason to believe that there is inaccurate information in your credit report due to fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | however |
| or if you purchase your leased vehicle | 1 | 0.0% | exactly a month after I purchased my vehicle out of my lease |
| or ignore this demand will be treated as bad faith and used against you in court. | 3 | 0.0% | itemized |
| or ignored completely. | 1 | 0.0% | we decided to break off and sell an undeveloped portion of our larger property. We got all necessary approvals and permits to do this from the City and County that we live in. However |
| or illegal bank-related activity. | 1 | 0.0% | I contest the decision to close my account |
| or illegal. I have international Protections under the XXXX XXXX XXXX and restraining orders against Blacklisting. Decision makers that have never been held XXXX this severely | 1 | 0.0% | and they are still affecting my lending. I have already asked XXXX to wipe the credit file prior to this. XXXX XXXX and XXXX XXXX are being held responsible in a court of law for failing to remove inaccurate or misrepresented criminal background information. The writ of certiorari was already granted and they were asked by multiple courtrooms and agencies to remove the background. I have rights to the XXXX and XXXX amendment. They need to perform a complete wipe. There are laws against blacklisting regardless of the XXXX protections that I still have. This does not excuse the misuse of information by XXXX XXXX and XXXX to sell my information to creditors. I had to remove all sorts of companies and individuals from my credit file and auto insurance information that I have no association to and have never heard of. Most of them were traced to XXXX XXXX and the CFPB agent in Iowa. I still have the protections. The XXXX that provided false information induced by bribery simply did not want to compensate my damages in violation of applicable laws and statutes including criminal forfeiture. The check associated to the case came from XXXX XXXX XXXX. They provided false and misleading information to the Executive branch and false information induced by bribery on a number of occasions. The professors are held responsible as individuals under XXXX of law. XXXX XXXX and XXXX XXXX were informed that I had a restraining order multiple times. They lied to the Department of Education in my XXXX XXXX XXXX |
| or Immediate access to a supervisor ( only transferred after my third request ). | 1 | 0.0% | Location |
| or immediately delete this account from my credit report if verification can not be completed Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/2023 Balance Owed : {$19000.00} Late Payment Law/Issue The late payments being reported are inaccurate and unverifiable. FCRA Section 607 ( b ) requires maximum possible accuracy. Continued reporting of this alleged delinquency without proper validation is a violation of federal law Story I have not received any verification from XXXX proving these late payments occurred. The reporting is damaging my ability to secure financing and misrepresents my payment history. The harm being done is significant and unfair under the law Instruction I am demanding that you reinvestigate this account thoroughly | 1 | 0.0% | the reporting of any unverifiable or inaccurate payment history is a violation of my consumer rights. A creditor must provide complete and accurate records |
| or immunities secured by the FDCPA against any and all guilty parties. | 6 | 0.0% | pursuant to Regulation Z 12 C.F.R. 15 U.S.C. 1635 Right of Rescission |
| or impact our credit scores. | 1 | 0.0% | we have been trying to apply for forbearance under the CARES Act. We continue to receive different answers to our questions |
| or impending collections. | 1 | 0.0% | I contacted the servicing debt collection agency and was provided repayment terms entirely different from my original agreement. They directed me to the XXXX XXXX XXXX to request a recall of the debt. When I spoke with the Department |
