2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 1.5K–1.5K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or a detailed explanation of the outcome of any investigation Thank you for your attention to this matter. I am happy to cooperate further if additional documents or clarification are needed.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,94608,,Consent provided,Web,2025-07-22,Closed with explanation,Yes,N/A,14812286 1
or a detailed explanation of the outcome of any investigation Thank you for your attention to this matter. I am happy to cooperate further if additional documents or clarification are needed.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or a failure on Experians part to verify the information before including it in my consumer file. 1
or a failure to maintain documentation as required. 1
or a fair opportunity to resolve my situation. 1
or a false identification document knowing that such document or feature was stolen or produced without lawful authority ; ( 3 ) knowingly possesses with intent to use unlawfully or transfer unlawfully five or more identification documents ( other than those issued lawfully for the use of the possessor ) 8
or a false identification documentknowing that such document or feature was stolen or produced without lawful authority ; ( 3 ) knowingly possesses with intent to use unlawfully or transfer unlawfully five or more identification documents ( other than those issued lawfully for the use of the possessor ) 3
or a false identification documentknowing that such document or feature was stolen or produced without lawful authority ; ( XXXX ) knowingly possesses with intent to use unlawfully or transfer unlawfully five or more identification documents ( other than those issued lawfully for the use of the possessor ) 1
or a fax so I could send his company something in writing. 1
or a Federal Reserve Agent 1
or a final notice informing me that dishonored payments could lead to account closure. Had I been notified 3
or a financial-account number 6
or a firm timeline. 1
or a fiscal year 1
or a fraud claim. They outright refuse. Banks do not have to play judge or jury in matters of transaction disputes 1
OR A HIGHER LEVEL OF SUPERVISION. THE CASHIER CHECK MUST BE VALID AS THEY CASHED IT AND DEPOSITED IT INTO THEIR OWN ACCOUNT 1
or a historical example illustrating the effects of interest rate changes implemented according to the loan program. 4
or a lawsuit has been filed. This is completely false 1
or a legitimate business has had their card reader stolen.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA 1
or a legitimate business need as defined by the statute. Recently 3
or a legitimate government need. The following Non-permissible inquiries are listed on my credit report. XXXX. XXXX XXXX XX/XX/XXXX XXXX. XXXX XXXX XXXX XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX. XXXX XXXX XX/XX/XXXX XXXX. XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77494,,Consent provided,Web,2024-03-15,Closed with explanation,Yes,N/A,8544649 1
or a legitimate reinvestigation. If this account is not immediately removed and suppressed during reinvestigation 1
OR A letter to the IRS retracting the erroneous XXXX XXXX months and multiple calls have resulted in XXXX action. No Chase employee seems to know which department handles tax form corrections 1
or a list of physical merchandise stolen. 1
or a means to exclude persons like me from getting the Home Equity Line of Credit.,,PNC Bank N.A.,MD,20852,,Consent provided,Web,2025-01-03,Closed with explanation,Yes,N/A,11369414 1
or a minor 5
or a monthly profit from net metering ; f ) The solar systems 3
or a net amount of {$10000.00}. ) I was NEVER a co-signor or co-guarantor on this mortgage 1
or a non deferred loan. What company provides immediate payment student loans? How am I supposed to repay {$590.00} payments a month as a XXXX XXXX XXXX? This is a morally unjust practice 1
or a party expressly authorized by statute may sue in that persons own name without joining the party for whose benefit the action is brought.. 1
or a pattern of behavior or unusual circumstances or transactions 1
or a payment history mistake ]. According to Metro2 standards 3
or a person performing similar functions with respect to 1
or a phone call 1
or a picture of delivery. 1
or a place to shelter and I have XXXX dogs with me. Given the weather in XXXX 1
or a position subject to safety regulation by a State transportation agency ; and ( ii ) as of the time at which the person procures the report or causes the report to be procured the only interaction between the consumer and the person in connection with that employment application has been by mail 2
or a proper chain of titleproving that these debts are accurate and attributable to me. The continued reporting of these accounts has a materially negative effect on my credit profile and may result in unfair denials of credit 1
or a proprietary modification product 1
or a reasonable explanation of the amount of debt owed including any adjustments 1
or a refund. They also could only rebook through XXXX and not for another day and a half 1
or a representative of the bank itself in some other capacity 1
or a shorter documented review timeline. 1
or a similar term 1
or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18. 2
or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18. ( 2 ) In accordance with the written instructions of the consumer to whom it relates. 1
or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18. ( 2 ) In accordance with the written instructions of the consumer to whom it relates. ( 3 ) Information regarding inquiries Except as provided in section 1681g ( a ) ( 5 ) of this title 2
or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18. ( 2 ) In accordance with the written instructions of the consumer to whom it relates. ( 3 ) To a person which it has reason to believe- ( A ) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to 1
or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18. 15 USC 1681N Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose 1
or a subpoena issued in accordance with section XXXX of title XXXX or section XXXX of title XXXX. 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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