| outdated addresses | 3 | 0.0% | XXXX XXXX XXXX ( incorrect variations of my legal name ) Addresses : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( all outdated/inaccurate ) Phone Numbers : ( XXXX ) XXXX |
| outdated and closed accounts must be removed. Your continued reporting of these inquiries constitutes a violation of 15 U.S.C. 1681n and 1681o | 1 | 0.0% | credit inquiries require a permissible purpose |
| outdated and therefore were in violation of the Fair Credit Reporting Act. | 4 | 0.0% | challenging the legitimacy of the debt |
| outdated information | 4 | 0.0% | the Privacy Act of 1974 |
| outdated information that is no longer relevant to a consumers credit history must be removed after a specified period ( typically XXXX XXXX for most negative items ). The failure to remove such information is a violation of federal law. | 1 | 0.0% | the FTC guidelines |
| outdated information. This has caused material harm to my credit profile and misrepresents my legal and financial standing. | 3 | 0.0% | which require discharged federal loans to be updated with : A {$0.00} balance A closed status A proper loan discharge notation under the Compliance Condition Code field ( e.g. |
| outdated negative information must be removed if it exceeds the seven-year retention period | 8 | 0.0% | including Section 1681e ( b ) |
| outline the legal framework governing consumer credit transactions and associated rights. | 1 | 0.0% | the transaction was canceled |
| Outlined in Section 9.06. Acknowledgement and Agreement of the Seller. By execution below | 1 | 0.0% | XXXX # XXXX has turned my applications into receivables |
| outlined in the early part of my writeup. This brings me to today in which I am requesting assistance on this issue with Ally. I have had nothing but issues with Ally and there shady billing tactics and it needs to be investigated.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,ALLY FINANCIAL INC.,TX,764XX,Servicemember,Consent provided,Web,2022-01-27,Closed with monetary relief,Yes,N/A,5157656 | 1 | 0.0% | via email |
| outlined in the Privacy Act of 1974. The following accounts listed below need to updated accordingly. | 2 | 0.0% | I request that you provide proof of notice per 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ) |
| outlined the modification process BoA was to follow. The thousands of complaints against BoA clearly demonstrate a willful intent to defraud customers | 1 | 0.0% | I found out that customer service reps have been directed to do exactly what XXXX did to me |
| outlining my obligations. I 'm also quite concerned from what I 've read that excess fees and other charges can be accumulating despite my payment history and my efforts for someone | 1 | 0.0% | I tried calling the original number again |
| outlining the urgency of the matter and the threat of collections from the contractor involved. | 1 | 0.0% | I have submitted all required documentationincluding invoices |
| outlining your non-compliance. | 1 | 0.0% | it is essential to bring to your attention the requirements outlined in the Metro 2 Reporting Guidelines |
| outrageous | 3 | 0.0% | XXXX ( Equifax ) |
| outreach | 1 | 0.0% | I proactively contacted Citi to explain that I was experiencing financial hardship that had already been ongoing for several months and that I would likely be unable to make the full payment due in XXXX. During that call |
| outside of confirming compliance | 1 | 0.0% | Debt collectors are prohibited from reporting inaccurate |
| outside of that fraudulent charge | 1 | 0.0% | and to further prove that I was not in XXXX XXXX in XXXX |
| outside of the 30 days they promised my lawyer.,,Chime Financial Inc,PA,15235,,Consent provided,Web,2025-07-24,Closed with monetary relief,Yes,N/A,14859402 | 1 | 0.0% | leaving all of my bills on autopay to bounce or be delayed. As I am still in active bankruptcy for XXXX more months |
| outside of the initial notices | 1 | 0.0% | I received another notice from XXXX |
| outside of this one | 1 | 0.0% | personal information |
| Outsource Services, Inc. d/b/a National Acceptance Company | 5 | 80.0% | Debt collection |
| outstanding balance | 2 | 0.0% | but XXXX representatives resisted my request for cancellation ; threatened to charge a cancellation fee ; and fused to investigate the status or issue my rebate ; despite XXXX having not provided services as agreed upon. In a subsequent phone conversation with XXXX representatives in the following days |
| outstanding balance and interest rate ( 28.8 % ) to calculate the amount your payments should be to pay off your loan | 1 | 0.0% | which we comply with. CFNA does not provide alternate pay-off plans as too many factors can change e.g. a late payment fee |
| outstanding balance and more | 2 | 0.0% | but I could see their full name |
| outstanding balances and delinquent accounts. For your convenience we accept cash | 1 | 0.0% | I had to pay a XXXX $ co-pay to be admitted to the facility and prior to any treatment taking place. Quoting from the Virginia Treatment and Policies document submitted with their claim of this debt |
| outstanding credit card statements dating XX/XX/XXXX- XX/XX/XXXX. The Exhibit showed my account was open and had made monthly payments but those payments were below the minimum amount due. The Complaint does not show receipt/record of my XX/XX/XXXX mailed-in payments. This omission is deceptive because it implies that I acquiesced in resolving the matter. | 1 | 0.0% | I was served notice of XXXX XXXX XXXX XXXX XXXX Complaint ( Cause No : XXXX ). I was served at my mothers house around XXXX. The complaint had a filing date of XX/XX/XXXX and referenced only one credit card account debt : BOA CC with the reduced debt of {$6600.00}. The Affidavit attached states Defendant owes {$6600.00} on the Account. This amount includes the balance at charge-off of {$7000.00} |
| outstanding late fees | 1 | 0.0% | after receiving initial account information from XXXX |
| Ovation Financial Services, LLC | 15 | 33.3% | Mortgage |
| over 20 calls have been placed to SPS for updates and no further progress or information has been provided. This is unacceptable.,Company believes it acted appropriately as authorized by contract or law,SELECT PORTFOLIO SERVICING | 1 | 0.0% | the document still had not been received. SPS stated the request was sent to the legal department and the cost would be {$500.00} for them to generate the document |
| over 20+ years no late payments! Please help me fix this error. Over XXXX XXXX | 1 | 0.0% | and in disbelief that they would not correct/reverse the erroneous report { to the credit bureaus } |
| over 3 days ago. Please note that Zip themselves says to expect a response within 48 hours! This is also in my screenshots. | 1 | 0.0% | XX/XX/XXXX at XXXX |
| over 3.5 days. | 1 | 0.0% | XX/XX/XXXX XXXX |
| over 800 on all three and yet I feel like a criminal. I have been on pins and needles praying my personal information and my identity are secure. As of yet I have not received a single communication from Experian. I have no idea what the status of my request is. I don't understand why the PIN doesn't work | 1 | 0.0% | and it does NOT work. I have followed the instructions |
| over a decade later | 1 | 0.0% | XX/XX/XXXXXXXX XXXX ) : What is a zombie mortgage? Couple facing foreclosure because of XXXXzombie ' loan | What to know '' XXXX XXXX XXXXXXXXXXXXXXXXXXXX/ Link here ( dated XX/XX/XXXXXXXX ) : Zombie Mortgages Could Force Some Homeowners Into Foreclosure '' XXXX XXXX XXXXXXXX Link here ( Filed XX/XX/XXXXXXXX ) : UNITED STATES OF AMERICA BUREAU OF CONSUMER FINANCIAL PROTECTION ADMINISTRATIVE PROCEEDING File No . XXXX XXXX XXXX XXXX XXXXXXXX Link here ( dated XX/XX/XXXXXXXX ) : Consumer Financial Protection Bureau Settles with Specialized Loan Servicing |
| over a month later | 2 | 0.0% | I purchased {$110.00} |
| over a period of three years and eleven months | 1 | 0.0% | we have been unable to receive any action |
| over a XXXX dollars expended in what were probably unnecessary tests and retrofits and an excessive number of hard credit checks later we were denied. By this time the Fed '' had also been busy raising the interest rates which had been going on from probably the beginning of this effort. I now suspect that their underwriters saw the rates going up and since they had committed in writing to 5 % | 1 | 0.0% | there was no evidence that the OTHER 10 sets of straps were present. After going back and forth ( I actually downloaded a 400 page document from HUD to look this stuff up ) a few times I was unable to convince the Engineer in Training that those straps were not required according to the HUD document. So back to XXXX for another set of straps. They sent them via XXXX but shorted me 5 sets. So drive back to XXXX to pick up the remaining 5 sets. ( another 200 mile round trip ). To a local tool rental place to rent a heavier duty impact drill than mine which sped up the process off drilling 10 5/8 '' holes 4 '' deep in 40 year old concrete runners which supported all the piers that support the house. This was necessary because the older concrete gets the harder it gets |
| over a year period. Please Call XXXX at XXXX. Thank you. If you wish to no longer receive text messages | 1 | 0.0% | XXXX XXXX |
| over a {$260.00} monthly loan payment being sent in later than the payment date!!!,,WHEELS FINANCIAL GROUP | 1 | 0.0% | and foremost I 'm not fresh off a XXXX |
| OVER ABANDONED VEHICLES ). | 1 | 0.0% | XXXX. WELL I '' LEGALLY PARKED '' '' MY XXXX XXXX CAR |
| over all most of my savings for this year were gone from my citi bank. I closed my account with the bank today as of XX/XX/XXXX. I am not sure if i will ever get my hard earned money. Any help will be really appreciated in this hard times. Thank you in advance if you can do anything to help.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | since last year |
| over an 8-month period. Frankly I suspect that he is a fictitious person | 1 | 0.0% | I never have spoken to the same customer service agent twice. Each person gave me different advice. XXXX in XXXX let me know that people in Customer Service are trying to be helpful but really shouldn't give advice outside their scope |
| over an extended period of time.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33328,,Consent provided,Web,2018-09-01,Closed with explanation,Yes,N/A,3007922 | 1 | 0.0% | my score now sits at XXXX with Experian. I am a small business owner and potential clients typically pull my credit score in evaluating using my company. This ridiculous low score |
| over an unsecured email. When I questioned why these documents were not requested at the time of opening of the account. She simply hanged up. | 1 | 0.0% | DOB |
| over and over | 3 | 0.0% | XX/XX/24 |
| over and over again | 1 | 0.0% | I have finally figured out what happened. Apparently |
| over and over again before being finalized. | 1 | 0.0% | albeit in massive debt now mixed Federal and Private. This was always a burden but I made 100 % on-time payments despite that fact. That is until I learned about the DOJ fining the XXXX for {$95.00} XXXX dollars in XXXX ( XXXX XXXX XXXXXXXX ). This gave me pause because my school was owned and managed by the XXXX. I applied for defense to repayment |
| over his refusal to make good on Experian 's shady | 1 | 0.0% | a supervisor named XXXX answered. He told me he would cancel my account but that the fee was non-refundable. He explained that the website was clear in that I had to cancel within 7 days to not be charged. I pointed out that I had no idea I was even enrolled until XX/XX/XXXX when my credit card was charged. I received no email confirmation that I was enrolled in any kind of program |
