Total complaints
8
Filed since I be
2026 data Public-data reference. official source
outdated negative information must be removed if it exceeds the seven-year retention period
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows outdated negative information must be removed if it exceeds the seven-year retention period's complaint history from CFPB public records. 8 consumers have filed complaints since I be. The company has a 0% timely response rate and has provided relief in 12.5% of cases.
8
Total Complaints
0%
Timely Response
0%
Disputed
12.5%
Relief Provided
1
States Active
I be
Since
Timely response
0%
CFPB-tracked response window
Relief rate
12.5%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 12.5%
Industry median
Share closed with monetary or non-monetary relief.
outdated negative information must be removed if it exceeds the seven-year retention period complaint mix by product
- including Section 8 100.0% – 13% relief
How outdated negative information must be removed if it exceeds the seven-year retention period's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| including Section 1681e ( b ) | 8 |
Top States
| State | Complaints |
|---|---|
| and I believe some entries on my report may be in violation of this rule. In compliance with FACTA | 8 |
Top Issues
| Issue | Complaints |
|---|---|
| Section 1681i of the FCRA requires that credit agencies conduct a thorough investigation of disputed items within 30 days ; however | 8 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About outdated negative information must be removed if it exceeds the seven-year retention period
outdated negative information must be removed if it exceeds the seven-year retention period has accumulated 8 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I be, and the most recent logged activity is I believe , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, outdated negative information must be removed if it exceeds the seven-year retention period reports a 0% timely-response rate and has closed 62.5% of cases with a written explanation to the consumer. 12.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including Section 1681e ( b )", and the single most common underlying issue is "Section 1681i of the FCRA requires that credit agencies conduct a thorough investigation of disputed items within 30 days ; however".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating outdated negative information must be removed if it exceeds the seven-year retention period: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does outdated negative information must be removed if it exceeds the seven-year retention period have?
outdated negative information must be removed if it exceeds the seven-year retention period has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does outdated negative information must be removed if it exceeds the seven-year retention period respond to complaints on time?
outdated negative information must be removed if it exceeds the seven-year retention period has a 0% timely response rate to CFPB complaints.
What is the most common complaint about outdated negative information must be removed if it exceeds the seven-year retention period?
The most common issue reported against outdated negative information must be removed if it exceeds the seven-year retention period is "Section 1681i of the FCRA requires that credit agencies conduct a thorough investigation of disputed items within 30 days ; however" in the "including Section 1681e ( b )" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
