| I have already filed a complaint to the Federal Trade Commission and will follow with a Consumer Financial Protection Bureau claim if you fail to respond within 30 days of receipt of this dispute.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,34120,,Consent provided,Web,2024-09-25,Closed with explanation,Yes,N/A,10242141 | 1 | 0.0% | Section 609 ( a ) ( 1 ) ( a ) |
| I have already paid the {$390.00} credit card fee for the year | 1 | 0.0% | so my payment was returned to Capital One. I retried this payment |
| I have already paid XXXX XXXX XXXX twice | 1 | 0.0% | and nowhere on the settlement letter did it state the last payment was due XX/XX/XXXX. It said I had till XX/XX/XXXX to accept the settlement offer. So it appears to me |
| I have already placed a security freeze on my report. Please place a fraud alert and block this information immediately. I am forwarding this to clarity services as well for follow up.,,Clarity Services,TX,75082,,Consent provided,Web,2018-08-28,Closed with explanation,Yes,N/A,3003489 | 1 | 0.0% | They allowed XXXX XXXX XXXX to inquiry three times |
| I have already placed a security freeze on my report. Please place a fraud alert and block this information immediately. I am forwarding this to XXXX XXXX as well for follow up.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Fidelity National Information Services | 1 | 0.0% | They allowed XXXX XXXX XXXX to inquiry three times |
| I have already spent at least 3 hours on the phone and/or online with Wells Fargo | 1 | 0.0% | nor have I ever had an account with Wells Fargo. I am angry that my name and address is being associated with these two accounts without my consent. I found Wells Fargos Customer Service number via XXXX and called them at XXXX at XXXX XXXX. I do not recall the name of the woman who answered the call. She immediately asked for my full social security number. I informed her of the above information |
| I have also attached the phone number of the XXXX apartment office. XXXX XXXX XXXX are welcomed to contact the Manager to verify his affidavit that Defendant | 1 | 0.0% | I will retain Mr. XXXX and we will request a change in venue and file a counter suit |
| I have also been working for another qualifying company from XX/XX/XXXX - present along with making payments each month. And the count has not changed it all says in progress. | 1 | 0.0% | including maintaining qualifying employment |
| I have also contacted Credit Acceptance Corporation | 1 | 0.0% | I did not authorize the purchase or loan and did not physically sign any documentation for the vehicle. I have never been to the dealership |
| I have also contacted XXXX XXXX XXXX | 3 | 0.0% | I did not authorize the purchase or loan and did not physically sign any documentation for the vehicle. I have never been to the dealership |
| I have also discovered through credit checks online | 1 | 0.0% | continuously without my knowledge |
| I have also filed a police report # XXXX with the XXXX Police Department | 1 | 0.0% | I never received a call/letter from CNB |
| I have also included an Affidavit of Truth to further substantiate my claim. I explained the violations your agency committed under the FCRA | 1 | 0.0% | about the items I disputed. Despite these notifications |
| I have also included the portion of Freedom Mortgages Escrow Account Disclosure Statement that shows their projections for XXXX XXXX-XXXX XXXX | 1 | 0.0% | someone from Freedom Mortgage did call me (for the first and only time since this started) and I missed the call so I called back. I spoke to a man who explained our escrow analysis was incorrect for XXXX and thats why we were in a deficit. He blamed this on XXXX |
| I have also provided results and proof from other credit bureaus that have removed these fraudulent accounts from my credit reports based on the same documentation provided | 3 | 0.0% | and the following account information |
| I have also provided results and proof from other credit bureaus that have removed this fraudulent account from my credit reports based on the same documentation provided | 1 | 0.0% | and the following account information |
| I have also reached out to FSA | 1 | 0.0% | if it were not for this year 's worth of missing payments |
| I have also suffered financial and emotional distress that has further harmed my reputation and business. This explicit link between PayPals action and the consequences of identity theft and fraud will help to strengthen your case | 1 | 0.0% | I was left without access to vital financial tools. This exposed me to significant financial vulnerability |
| I have always and also in this matter acted responsibly in financial matters. I believe Comenity intentionally made unidentified ( restricted ) calls with no message until they could assess penalties and then they could say repeatedly we contacted you XXXX times ''. Also they were aware I was not receiving the bills. They made no attempt to help. There are no documents to attach except my damaged credit report | 1 | 0.0% | ( XXXX? ) wanted to get a statement right away so I wouldn't be late again and to see what was included in my pmt of {$570.00}. She said she couldn't do that until Mon and it would emailed it to me. Also I was again told they couldn't give me my account number so I could view my account online. I would find out my account number when I received my card in about XXXX days. I did not receive an email with the requested statement. I will say that on that first payment XXXX was able to subtract the fee and interest |
| I have always been able to make payments with any representative. Their sudden refusal to accept payment without written notice or reason appears to be an intentional obstruction despite my continued good-faith effort. | 1 | 0.0% | I called XXXX XXXX to make my regular payment of {$210.00} |
| I have always paid my payments on time | 2 | 0.0% | so I did not call to change the address and figured the postal change of address would suffice-lesson learned. But |
| I have always understood the value and importance of the money I earn because without it | 1 | 0.0% | this is my first salary job |
| I have an excellent credit standing and would never jeopardize that status by neglecting my student loans. Mishandling of this service transfer by one or all financial parties involved stands to compromise the average borrower 's ability to maintain good credit and function financially. | 1 | 0.0% | historically |
| I have an excellent track record of making all of my mortgage payments to RC Temme during previous forbearance agreements and I dispute RC Temme 's declaration that I am in current default on the loan.,,R.C. Temme Corporation,CA,956XX,,Consent provided,Web,2023-08-14,Untimely response,No,N/A,7325804 | 1 | 0.0% | I have signed a contract and entered into a valid loan modification agreement with private money company RC Temme in XXXX |
| I have an extra 30 days to pay before the XXXX of each month. After I tried to pay my balance on XX/XX/XXXX | 1 | 0.0% | I physically went in the XXXX |
| I have an inherent right to safeguard my private information | 1 | 0.0% | as outlined in 15 USC 1681 |
| I have an unequivocal right to inspect the demanded records | 1 | 0.0% | TFS and TMCC have equally failed to provide a true and accurate bill |
| I have an XXXX XXXX score | 1 | 0.0% | unless we are in the XXXX in XXXX |
| I have appended evidence of my correspondence with TransUnion | 1 | 0.0% | XXXX |
| I have appended evidence of my correspondence with XXXX | 2 | 0.0% | XXXX |
| I have applied to over XXXX jobs | 1 | 0.0% | I have been jerked around by them |
| I have approached you CFPB and I would like to receive your assistance on this matter. | 11 | 0.0% | all because no one took action immediately and practice their duty of care |
| I have approached you CFPB and I would like to receive your assistance on this matter.,,Coinbase | 1 | 0.0% | all because no one took action immediately and practice their duty of care |
| I have approached you CFPB and I would like to receive your assistance on this matter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,REGIONS FINANCIAL CORPORATION,FL,339XX,,Consent provided,Web,2024-09-12,Closed with explanation,Yes,N/A,10102407 | 1 | 0.0% | all because no one took action immediately and practice their duty of care |
| I have approached you XXXX and I would like to receive your assistance on this matter. | 3 | 0.0% | all because no one took action immediately and practice their duty of care |
| I have approached you XXXX and I would like to receive your assistance on this matter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,CA,95037,,Consent provided,Web,2023-01-11,Closed with explanation,Yes,N/A,6335964 | 1 | 0.0% | all because no one took action immediately and practice their duty of care |
| I have asked Experian to please remove ( XXXX ) XXXX and ( XXXX ) XXXX as contact numbers because they are indeed | 1 | 0.0% | my personal information is also misinformed as well and furthermore |
| I have asked for official XXXX proof of that apartments rental history during the alleged and so-called Lease Term | 1 | 0.0% | instead of the {$5000.00} they initially |
| I have asked representatives to check with the department responsible for removing this erroneous status from my account | 1 | 0.0% | according to their records |
| I have asked that my card be unrestricted | 1 | 0.0% | I immediately caught up on my card payments |
| I have asked the merchant 4 times to contact the bank and requested a refund of the fee. only to be ignored. I have requested a letter detailing the problem | 1 | 0.0% | However |
| I have asked to talk to supervisors | 1 | 0.0% | I called the bank to unblock the account because I needed to transfer some funds to my current account. To my surprise |
| I have attached : A copy of my government-issued ID verifying my name and date of birth. | 3 | 0.0% | I request the removal of the incorrect name and address : XXXX XXXX |
| I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX | 2 | 0.0% | collections |
| I have attached everything for you to review.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | well the documentations is very misleading and leads us to believe that we could potentially get a home equity loan on our home that we have been in 22 years and never missed a payment. The representative at BOA stated that we were declined and that letter would follow up. The confusing thing is that on the website |
| I have attached evidence that they tried to put on XXXX XXXX that I had made a {$25.00} payment | 1 | 0.0% | which I have attached to this complaint are as follows : 1. Copy of assignment of purchase from the original creditor. 2. Every charge and what was purchased |
| I have attached the following documentation | 1 | 0.0% | the following accounts were not opened |
| I have attempted to contact FedLoan several times to no avail. I work a full-time position to where I can not be on hold for hours at a time. When given the opportunity to get a call back and keep my place in line | 1 | 0.0% | my payments would have counted towards the XXXX XXXX |
| I have attempted to contact the listed merchants | 1 | 0.0% | XXXX |
| I have attempted to log in and screenshot the transcript only to discover that it is not yet available for viewing. Thankfully I have independently preserved the entire chat transcript ( via video recording ) for my records and am willing to submit it upon request. The full transcript fully demonstrates how outrageous and unacceptable their handling of this situation was. It also highlights how their representatives attempted to gaslight me by repeatedly ignoring my statements and concerns and making self-contradictory statements.,,AMERICAN EXPRESS COMPANY,CA,91344,,Consent provided,Web,2025-10-06,Closed with explanation,Yes,N/A,16388635 | 1 | 0.0% | I contacted American Express multiple times through chat support to resolve this issue. I explained what happened several times |