Total complaints
2
Filed since Now
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows I have always paid my payments on time's complaint history from CFPB public records. 2 consumers have filed complaints since Now . The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since Now
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How I have always paid my payments on time's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| so I did not call to change the address and figured the postal change of address would suffice-lesson learned. But | 2 |
| State | Complaints |
|---|---|
| and the original amount due was only {$110.00} for Capital One and {$79.00} for XXXX XXXX. Had I been aware of this | 1 |
| and the original amount due was only {$110.00} for XXXX XXXX and {$79.00} for XXXX XXXX Had I been aware of this | 1 |
| Issue | Complaints |
|---|---|
| or phone | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
I have always paid my payments on time has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Now , and the most recent logged activity is Now this i, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, I have always paid my payments on time reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "so I did not call to change the address and figured the postal change of address would suffice-lesson learned. But", and the single most common underlying issue is "or phone".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I have always paid my payments on time: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
I have always paid my payments on time has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
I have always paid my payments on time has a 0% timely response rate to CFPB complaints.
The most common issue reported against I have always paid my payments on time is "or phone" in the "so I did not call to change the address and figured the postal change of address would suffice-lesson learned. But" product category.
Read our methodology — how this data is sourced, computed, and verified.