| I contest your reporting privileges and challenge you to prove each and every aspect of requisite reporting and adhere to all required adequate practices. I demand that you remove from reporting exactly as I have requested immediately.,,Experian Information Solutions Inc.,IL,61704,,Consent provided,Web,2023-09-28,Closed with explanation,Yes,N/A,7627016 | 1 | 0.0% | responsible for creating the manual for reporting standards |
| I contest your reporting privileges and challenge you to prove each and every aspect of requisite reporting and adhere to all required adequate practices. I demand that you remove from reporting exactly as I have requested immediately.,,FactorTrust | 1 | 0.0% | responsible for creating the manual for reporting standards |
| I contest your reporting privileges and challenge you to prove each and every aspect of requisite reporting and adhere to all required adequate practices. I demand that you remove from reporting exactly as I have requested immediately.,,LEXISNEXIS,IL,61704,,Consent provided,Web,2023-09-28,Closed with explanation,Yes,N/A,7629070 | 1 | 0.0% | responsible for creating the manual for reporting standards |
| I contest your reporting privileges and challenge you to prove each and every aspect of requisite reporting and adhere to all required adequate practices. I demand that you remove from reporting exactly as I have requested immediately.,,National Consumer Telecom & Utilities Exchange | 1 | 0.0% | responsible for creating the manual for reporting standards |
| I contest your reporting privileges and challenge you to prove each and every aspect of requisite reporting and adhere to all required adequate practices. I demand that you remove from reporting exactly as I have requested immediately.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Fidelity National Information Services | 1 | 0.0% | responsible for creating the manual for reporting standards |
| I continue to be usuriously charged. My payments continue to be the same at 8 % as they were at 17.09 %. These payments were calculated at 17.09 % and if they were correctly calculated at 8 % should be significantly less. I do not understand | 1 | 0.0% | if I used the car as collateral. I stated it didn't make sense to me to do that and she told me if I did |
| I continue to get emails | 1 | 0.0% | and then other information. No matter what I have done to comply with their requests |
| I continue to pay ahead | 1 | 0.0% | so that I could continue to make qualifying payments toward PSLF. I was told to make my normal payment as usual |
| I continue to pay diligently on two Bank of America credit cards. | 1 | 0.0% | I heard about consumers having their checking accounts closed without warning. I could not imagine trying to transition to a new bank |
| I continue to receive harassing mailings and collection calls ; and despite many requests for a manager to return my call and go through this all | 1 | 0.0% | I began trying to deal with the customer service people at CCO mortgage to attempt to resolve this. Despite many assurances that this would be fixed XXXX a simple reclass of payments should have been simple ) |
| I continue to receive threats & attacks. Also | 1 | 0.0% | damage and destroy vehicles and other property |
| I continued my efforts to reach XXXX XXXX without success. Due to XXXX XXXX failure to respond I decided to reach out to Breathless Resort in XXXX XXXX | 1 | 0.0% | by XX/XX/XXXX |
| I continued receiving these concerning letters. I sent three complaints to XXXX and XXXX | 1 | 0.0% | XXXX |
| I continued to cooperate. | 1 | 0.0% | I complied and sent my ID and proof of address as requested. XXXX responded with increasingly rude and dismissive language |
| I continued to make full payments because I wanted them to see that I was trying in good faith to catch up. | 1 | 0.0% | in XX/XX/XXXX |
| I continued to make my payments on time and early. For XX/XX/XXXX payment I made it early | 1 | 0.0% | located at XXXX XXXX XXXX XXXX |
| I continued to make timely payments. | 1 | 0.0% | I was ultimately told that the time win dow for the agreement to be executed had expired. I explained my situation. They agreed to continue the loan modification |
| I continued to pay a total of {$10000.00} and | 1 | 0.0% | like many others |
| I continued to press. They then refused to say where they bought it from citing they can not disclose business relationships. | 1 | 0.0% | specifically because XXXX did not purchase these supplements directly from XXXX XXXX. Instead |
| I continued to put spending on the card. | 1 | 0.0% | I had hit the spend threshold and was actively putting grocery spend on the card |
| I continued to receive email bills stating that I owed over {$1000.00} for the device. | 1 | 0.0% | I called XXXX from my current phone |
| I continued to receive monthly loan statements from Bank of America indicating that payments were being received. At no point was I informed that payments were missed | 1 | 0.0% | upon further investigation |
| I continued to receive multiple harassing calls per day for weeks | 1 | 0.0% | all they told me was to pay the amount they disclosed and |
| I continued to receive statements with the same charges. I have tried calling the number on the letter and they are not available 24/7. I feel helpless | 1 | 0.0% | restaurants |
| I continued working with an assistant manager XXXX XXXX XXXX | 1 | 0.0% | and at the time I was managing a busy mortgage branch. As time went by |
| I continuously responded to Navient communications in a timely manner from XX/XX/XXXX as I waited for my IDR to be approved. | 1 | 0.0% | ( private |
| I conveyed all this information to a support person who requested screenshots from my phone of exactly what the XXXX XXXX message was. I sent a step-by-step series of screenshots from the XXXX XXXX that I was connected to via Crypto.com 's Fiat Wallet to show the support person. The support person thanked me for the screenshot | 1 | 0.0% | selecting my bank ( which was listed as an option in the Plaid app ) |
| I copied my XXXX Identity Protection Restoration Specialist at the time | 1 | 0.0% | I replied to XXXX XXXXXX/XX/XXXX email to confirm I had sent the completed packet to them on XX/XX/XXXX. I confirmed I had taken photocopies of all pages sent |
| I copied them on to white | 1 | 0.0% | I sent all required information in. Citibank asked me to send as much documentation showing this was scam. There are roughly XXXX pages attached to this complaint |
| I copied XXXX XXXX | 1 | 0.0% | in which they concede the XX/XX/XXXX letter that they referenced in their official response to the CFPB |
| I correct herthen she states that the reopen was deniedthen she corrected herself and says it was not denied it just wasnt reopenedthen she tells me that she wants to directly speak with the caseworker assigned to the case to figure out whats going on | 1 | 0.0% | I waited one more week |
| I could activate autopay for future payments. Finally | 1 | 0.0% | in addition to feeling like these fees are outrageous given the extremely small balance |
| I could afford vacations and little small joys in life. Life has royally sucked since XXXX school. I wish I could get my finances in order!! My poor XXXX friend XXXX got to go for three months | 1 | 0.0% | housing |
| I could appeal the decision. I was then told that there was no progress report to be gotten | 1 | 0.0% | that no one opened an account using our payee 's SSN |
| I could apply for the terms to be extended. I applied and was granted an extension to this forbearance agreement ( dates should be in my records ). As was explained to me each time by an SLS account representative via telephone | 1 | 0.0% | I entered into a forbearance agreement to temporarily stop making mortgage payments. Like millions of Americans |
| I could be labeled high-risk despite clear evidence that something was not right with my accounts.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,UNITED SERVICES AUTOMOBILE ASSOCIATION,AZ,85392,Servicemember,Consent provided,Web,2025-12-02,Closed with explanation,Yes,N/A,18108349 | 1 | 0.0% | after everything I have gone through and all the evidence I have provided |
| I could call back. | 1 | 0.0% | on XX/XX/XXXX |
| I could close that account. I asked how I could do this without having him sign a removal card and he shared that the savings account was set up differently so only one person could close the account. Once the funds he set up were declined for the auto-payment to XXXX | 1 | 0.0% | I was advised that I could not have him removed because he was the service member and the primary on the account. They stated I could open a new account in my own name |
| I could contact the attorney who worked for me on the case. | 1 | 0.0% | USAA sent me statements for {$5000.00} -- -under a new account with a new account number and in my name alone! USAA had their agents calling me multiple times a day but continued to refuse to send me any information re the initial account or how they had come to assign me to a new account. I hired an attorney who filed subpoenas for all documents r/t both USAA accounts. USAA refused to comply with the subpoenas. They are based in XXXX and I lived in XXXX. They are a huge conglomerate and I am one individual. My attorney advised me to ignore their requests for payment. That amount went into collections and was eventually cancelled. The cancelled amount was then considered as income by the federal government and I was required to pay federal taxes on it. After many years |
| I could do a loan modification dropping my payments to {$1500.00} per month. She said that I had to be behind on my payments three months | 1 | 0.0% | I took a job in XXXX as a XXXX XXXX XXXX making a third of the income I was used to making as an interior designer. I rented my house in XXXX and when my tenant moved out unexpectedly I could not cover both the mortgage and my living expenses in XXXX to cover the lapse. I was under employed and asked Wells Fargo |
| I could do a short sale to avoid a foreclosure on my record. | 1 | 0.0% | I got a decision |
| I could email customer service. | 1 | 0.0% | sheriff sale XX/XX/XXXX. I want to save my home |
| I could enter a branch and present my identification to do so. | 1 | 0.0% | targeted offer |
| I could give you my student visa | 1 | 0.0% | she asked me to provide her a secondary identification |
| I could have discovered the incorrect payment entry and corrected it so that the company 's error did not get reported as me not paying timely. | 4 | 0.0% | and the declined payment was only due to their employee erroneously entering the payment information I provided |
| I could have easily taken Nelnet at their word and defaulted on my loans. Not to mention | 1 | 0.0% | I thought my loans were paid. I had begun my application for public service loan forgiveness |
| I could have easily taken XXXX at their word and defaulted on my loans. Not to mention | 2 | 0.0% | I thought my loans were paid. I had begun my application for public service loan forgiveness |
| I could have gotten them what they needed sooner | 1 | 0.0% | there was a period of time ( about 1 month ; XX/XX/XXXX to XX/XX/XXXX ) where they did not specify specifically what piece of information they needed with respect to a lawsuit. They requested something along the lines of documents related to the lawsuit. '' I told them I didn't have anything |
| I could have had the missed payments accurately disputed from my account. Instead | 2 | 0.0% | including recorded calls |
| I could have just reported the error to the Credit Bureau ; I said that I don't want to have to get a correction made for a third time because of Heartland ECSI.,,HEARTLAND PAYMENT SYSTEMS INC,PA,15239,Servicemember,Consent provided,Web,2024-03-14,Closed with explanation,Yes,N/A,8550776 | 1 | 0.0% | were miss allocated once again. When I checked my account on the XXXX it showed nothing of the returned payment |
