| I am prepared to escalate the dispute to the Consumer Financial Protection Bureau and other relevant regulators.,,EQUIFAX | 3 | 0.0% | I request that you : Conduct an investigation into this matter ; |
| I am prepared to escalate the dispute to the Consumer Financial Protection Bureau and other relevant regulators.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | I request that you : Conduct an investigation into this matter ; |
| I am prepared to escalate the matter as described.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,XXXXX,,Consent provided,Web,2025-10-02,Closed with explanation,Yes,N/A,16324364 | 1 | 0.0% | XXXX XXXX |
| I am prepared to escalate this matter to my State Attorney General | 1 | 0.0% | including signed contracts and full payment histories Immediate deletion of these accounts if Experian can not fully verify them |
| I am prepared to escalate to arbitration | 1 | 0.0% | including how VoIP phone numbers |
| I am prepared to pursue all remedies available under federal law | 1 | 0.0% | including : 15 U.S.C. 1681i ( a ) : Failure to reinvestigate and remove inaccurate or unverifiable information 15 U.S.C. 1681e ( b ) : Failure to ensure maximum possible accuracy of reported information 15 U.S.C. 1681s2 ( a ) ( 1 ) ( A ) : Furnishing information known or believed to be inaccurate 15 U.S.C. 1681 602 ( a ) : Mandates fair and accurate credit reporting practices 15 U.S.C. 1681c : Restricts the inclusion of outdated or obsolete credit information 15 U.S.C. 1681a : Defines consumer reportable information and its limitations 15 U.S.C. 1692c and 1692g : Regulates collection activity and provides rights to debt validation ( if applicable ) 15 U.S.C. 1681n and 1681o : Provide for recovery of damages due to willful or negligent noncompliance with the FCRA Requested Resolution I respectfully request that the CFPB take immediate action to : 1. Investigate the U.S. Department of Education / Direct Loans and the credit bureaus regarding this account 2. Require deletion or correction of all inaccurate and unverifiable information |
| I am prepared to pursue further actions | 1 | 0.0% | accurate |
| I am prepared to pursue further remedies available to me.,,Paypal Holdings | 1 | 0.0% | I have submitted truthful and documented evidence disproving false claims |
| I am prepared to seek legal assistance for enforcement and damage,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48075,,Consent provided,Web,2025-07-24,Closed with explanation,Yes,N/A,14866087 | 1 | 0.0% | auto financing |
| I am prepared to seek legal assistance for enforcement and damages.,,EQUIFAX | 1 | 0.0% | auto financing |
| I am prepared to seek legal assistance for enforcement and damages.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | auto financing |
| I am prepared to seek reparation through legal channels | 3 | 0.0% | specifically referenced under 15 U.S. Code 1681b - & quot ; Permissible purposes of consumer reports |
| I am prepared to take legal action to protect my rights.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | including financial stress |
| I am preparing to file a federal lawsuit for the following claims : Willful violation of FCRA 1681e ( b ) Failure to ensure maximum possible accuracy Failure to reinvestigate under 1681i ( a ) Violation of 1681c Reporting obsolete information Damages : I will seek statutory damages of up to {$1000.00} per violation | 1 | 0.0% | yet Experian reports monthly charge-offs through XXXX Reporting of past due balance is misleading and inaccurate FCRA Violation : 1681e ( b ) |
| I am pretty sure. At least in California it is.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,CA,90806,,Consent provided,Web,2019-08-23,Closed with explanation,Yes,N/A,3350980 | 1 | 0.0% | and under the cardholders agreement |
| I am profusely sorry. When the time comes. But if you have some information or if you have some explanation | 1 | 0.0% | I tried the phone call XXXX called me. It's possible |
| I am providing information regarding additional payment amount of {$140.00} here. It appears both payments sent directly to Wells Fargo and not to a specific account | 1 | 0.0% | an amount of {$140.00} was sent to Wells Fargo along with another amount of {$690.00} as part of a fraud claim. The claim concerns a remediation payment in the amount of {$690.00} |
| I am providing the following documentation : Settlement agreement documentation negotiated through XXXX XXXX. Notify all three credit reporting agencies ( Experian | 1 | 0.0% | I am writing to formally request that XXXX XXXX XXXX XXXX update the credit bureaus to accurately reflect the resolution of my account ending in XXXX. This account was settled in full as per the terms of the agreement negotiated through XXXX XXXX |
| I am providing the following documentation : Settlement agreement documentation negotiated through XXXX XXXX. Notify all three credit reporting agencies ( XXXX | 2 | 0.0% | I am writing to formally request that XXXX XXXX XXXX XXXX update the credit bureaus to accurately reflect the resolution of my account ending in XXXX. This account was settled in full as per the terms of the agreement negotiated through XXXX XXXX |
| I am providing the following documentation to support my claim : A copy of my FTC Identity Theft Report A copy of my identification ( if required ) A copy of the fraudulent entries on my credit report Under the Fair Credit Reporting Act ( FCRA ) | 1 | 0.0% | fraudulent amount {$2700.00} XXXX XXXXXXXX : Account # XXXX |
| I am providing the following documents : A copy of my government-issued ID Proof of address A copy of a police report or FTC Identity Theft Report You are aware that reporting any information that can not be independently verified is illegal. I need you to give me hard proof that I am responsible for those accounts in line with XXXX XXXX XXXX. You are also in violation of XXXX XXXX XXXX because I have never given you or any of these companies formal permission to disclose any information on my credit report. This unjust and unfair treatment has caused me severe XXXX and XXXX. | 3 | 0.0% | XXXX |
| I am providing the following documents to support my request : 1. Proof of Identity : [ e.g. | 1 | 0.0% | I am writing to formally dispute certain information on my credit report that I believe is the result of identity theft. Under the Fair Credit Reporting Act ( FCRA ) |
| I am providing the following supporting evidence : Legal Basis for Dispute : Fair Credit Reporting Act ( FCRA ) - 15 U.S. Code 1681i I am exercising my right under this section to dispute inaccurate information reported on my credit file. The reported late payment does not accurately reflect my payment history | 3 | 0.0% | XX/XX/XXXX |
| I am providing the following supporting evidence : Legal Basis for Dispute : Fair Credit Reporting Act ( FCRA ) - 15 U.S. Code 1681i I am exercising my right under this section to dispute inaccurate information reported on my credit file. The reported late payment does not accurately reflect my payment history | 15 | 0.0% | XX/XX/XXXX |
| I am providing the following supporting evidence : Legal Basis for Dispute : Fair Credit Reporting Act ( FCRA ) - 15 U.S. CXXXXe XXXXi I am exercising my right under this section to dispute inaccurate information reported on my credit file. The reported late payment does not accurately reflect my payment history | 1 | 0.0% | XX/XX/XXXX |
| I am providing the following supporting evidence : Legal Basis for Dispute : Fair Credit Reporting Act ( FCRA ) - XXXX XXXX XXXX XXXX I am exercising my right under this section to dispute inaccurate information reported on my credit file. The reported late payment does not accurately reflect my payment history | 3 | 0.0% | XX/XX/XXXX |
| I am putting you on notice or notifying your company that I | 1 | 0.0% | in fact |
| I am quite skeptical at this point but it is the last thing needed to do before being able to cash out and I planned on not taking this risk after this. Oh no! After I followed the proper steps | 1 | 0.0% | to checking and to a few different financial institutions. However on the fourth |
| I am quoted a minimum of a 3 hour hold time on the phone. All of my applications are still pending | 1 | 0.0% | XX/XX/XXXX |
| I am reaching out to you with this email. I received no response after this follow-up email. | 1 | 0.0% | I had not received the tickets and emailed XXXX. He replied |
| I am ready to walk away because I can be treated like garbage anywhere | 1 | 0.0% | I have dealt with the struggles of not having a local branch. I have never been able to deposit cash and have used work around like deposits using the XXXX stores when that option was available and now having the only option being purchasing a money order to use with mobile deposit. All of this has been a headache worth dealing with because customer service was always excellent. Not just good |
| I am really scared that BofA might decline all of these 3 claims and I end up being held liable for $ 20 | 1 | 0.0% | however |
| I am really trying to get someone to do my hair before my start date of XXXX. I may be reaching for the stars but as you can view the pictures | 1 | 0.0% | I assume my monies for the hair ( {$750.00} ) is a lost. At the least |
| I am reattaching this email along with the associated supporting documents to this thread. | 1 | 0.0% | XXXX XXXX XXXX sent on XX/XX/XXXX at XXXX EST : Dear Cash App representative XXXX XXXX Thank you for your response. I am writing to follow up on the email I sent to your team yesterday |
| I am receiving almost daily calls stating that I am in arrears - may I ask where that stands? '' to which I received a reply It looks like there was a payment missing from the modification documents and that may be why your account still showing past due. Your new balance has changed to {$100000.00} and the new total monthly payment will be {$1500.00}. That is all that has changed. I apologize for the calls. I can submit a complaint that will hopefully stall those until we get the modification completed. '' XX/XX/XXXX I receive yet another email from Shellpoint Congratulations weve approved your loan modification! Please send us your signed and notarized agreement documents right away | 1 | 0.0% | however did make another payment on XX/XX/XXXX in the amount of {$1500.00} verified by email on XX/XX/XXXX. Also on XX/XX/XXXX I received an email after inquiring why my Mortgage was still showing as delinquent - the single point of contact for my modification stated I am going to do some research to verify why your loan is still delinquent after the modification. I will follow up as soon as I have an update. '' On XX/XX/XXXX I sent an email to Shellpoint Single point of contact asking how the XX/XX/XXXX payment could be delinquent ( as shown in the online portal ) - the response was I am still waiting on an update |
| I am receiving almost daily calls stating that I am in arrears - may I ask where that stands? '' to which I received a reply It looks like there was a payment missing from the modification documents and that may be why your account still showing past due. Your new balance has changed to {$100000.00} and the new total monthly payment will be {$1500.00}. That is all that has changed. I apologize for the calls. I can submit a complaint that will hopefully stall those until we get the modification completed. '' XX/XX/XXXX I receive yet another email from XXXX Congratulations weve approved your loan modification! Please send us your signed and notarized agreement documents right away | 1 | 0.0% | however did make another payment on XX/XX/XXXX in the amount of {$1500.00} verified by email on XX/XX/XXXX. Also on XX/XX/XXXX I received an email after inquiring why my Mortgage was still showing as delinquent - the single point of contact for my modification stated I am going to do some research to verify why your loan is still delinquent after the modification. I will follow up as soon as I have an update. '' On XX/XX/XXXX I sent an email to XXXX Single point of contact asking how the XX/XX/XXXX payment could be delinquent ( as shown in the online portal ) - the response was I am still waiting on an update |
| I am recieving unemployment/PUA benifits and that these subsidies are being garned by New York State Child Supporty Services. Additionally | 1 | 0.0% | when I notice a suspicioius charge on my statement there is enough information on the statement ( websight address/phone number ) that I can contact the vendor independantly and have the issue resolved. However |
| I am referencing Section 1681 ( e ) ( b ) | 2 | 0.0% | XXXX XXXX XXXX XXXX XX/XX/year> XXXX and Experian Subject : Dispute of Inaccurate Information on Credit Report Dear XXXX and Experian |
| I am regretfully submitting a formal complaint to be undertaken based on the unforeseeable imminent risks that have been imposed by the lender | 1 | 0.0% | XXXX PA |
| I am relying on one of co-borrowers who has XXXX out all of her savings. How do you expect me to make payments? | 1 | 0.0% | this forbearance was supposed to help me and my co-borrowers save money to help with future payments once the forbearance was over. However |
| I am relying on XXXX of co-borrowers who has zeroed out all of her savings. How do you expect me to make payments? | 1 | 0.0% | this forbearance was supposed to help me and my co-borrowers save money to help with future payments once the forbearance was over. However |
| I am relying upon the CFPB to settle this manner fairly on my behalf.,Company believes it acted appropriately as authorized by contract or law,Servis One | 1 | 0.0% | because of the inconsistencies in the language |
| I am repeatedly told that a physical letter has been mailed to my address on file in California and that no other action can be taken until I receive it which could take up to XXXX business days. | 1 | 0.0% | my debit card stopped working and I was locked out of my online banking. When I called Citibank |
| I am requesting : Full account-level documentation | 1 | 0.0% | validity |
| I am requesting a 1099-C for all charge-off accounts as mandated by tax code regulations. If these entries are not corrected or removed | 2 | 0.0% | TX XXXX Subject : Dispute of Inaccurate Information and Request for 1099-C Dear Credit Reporting Agencies |
| I am requesting a document that by LAW I must receive. please investigate Thanks,,EQUIFAX | 1 | 0.0% | despite my verifying them |
| I Am requesting a Federal Government investigation and appropriate Authorities concerning this kind of injustice and ongoing corruption that can disqualify this status of greed and actions conducted by this institution and their assignees. | 1 | 0.0% | Then we also have Rushmore Loan management sending statements giving a different amounts. We have 3 organizations involved for one loan and none of them have an accurate amount of the true financial accurate balance |
| I am requesting a full refund of my {$490.00} annual fee along with the credit of XXXX reward points to offset my cost and lost income. Please make sure I have my replacement cards this afternoon. Please have American Express contact XXXX XXXX XXXX to accept responsibility for the failure to authorize payment. | 1 | 0.0% | and this has cost me and my business {$4000.00} in lost revenue |
| I am requesting a full reinvestigation and proof of compliance from Fay Servicing LLC. | 1 | 0.0% | including 15 U.S.C. 1681s-2 |
| I am requesting a Letter of Deletion or Removal from OneMain Financial. Per the actions of OneMain | 1 | 0.0% | he called me and was very unprofessional and began asking me questions that appeared 'made-up ' to string along my loan application process. Since he told me the application was already approved the day before I did not understand the further questioning by him. Furthermore |
