| I am requesting all the money that was wrongly taken from me back | 1 | 0.0% | during |
| I am requesting an immediate audit of my KOHLS CHARGE ACCOUNT! | 1 | 0.0% | then that totals {$350.00} ( for 3 months XXXX |
| I am requesting an immediate audit of my XXXX CHARGE ACCOUNT! | 3 | 0.0% | then that totals {$350.00} ( for 3 months XXXX |
| I am requesting an immediate full deletion of all late payment because XXXX did not produce full | 1 | 0.0% | 60 |
| I am requesting an immediate investigation | 1 | 0.0% | authorize |
| I am requesting an immediate reinvestigation and deletion of all items that can not be fully verified. | 3 | 0.0% | 604 |
| I am requesting an investigation into any unauthorized or impermissible pulls or inquiries associated with these accounts. As outlined in FCRA XXXX ( a ) ( XXXX ) | 2 | 0.0% | FL XXXX XXXX XXXX XXXX XXXX XXXX |
| I am requesting an investigation of this account to update the record accurately to reflect timely payments. | 7 | 0.0% | I identified discrepancies in the reporting of an account that I believe is inaccurately stated. Specifically |
| I am requesting assistance | 1 | 0.0% | as a mortgage servicer ( and I already have a very poor history of experience with Ocwen as my sixth -- and worst -- mortgage servicer on this loan ) Ocwen continues to provide incorrect |
| I am requesting assistance from CFPB to resolve these issues. | 1 | 0.0% | I received the following message from MOHELA : Thank you for contacting MOHELA. Thank you for contacting MOHELA. Our records indicate |
| I am requesting copies of statements and payment transaction records from the creditor that demonstrate my payment was submitted late. | 4 | 0.0% | ensuring that all notations |
| I am requesting disclosure of the names and business addresses of all parties who have verified these contested items. This will allow me to follow up directly with them if necessary. Please VALIDATE this information with the creditors and PROVIDE ME WITH ANY DOCUMENTATIONS associated with these accounts | 6 | 0.0% | 15 U.S.C 1681 Section 604 A Section 2 specifies that a consumer reporting agency can not furnish an account without obtaining my written instructions. I request the immediate deletion of this account |
| I am requesting full validation before any further collection activity. If you can not properly validate this debt | 1 | 0.0% | XXXX XXXX Re : Debt Validation Request |
| I am requesting full validation such as | 2 | 0.0% | PA XXXX ( XXXX ) XXXX ACCOUNT # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| I am requesting immediate action. Enclosed is my FTC Identity Theft Report. I respectfully request that you make a fair and just decision regarding my situation. | 2 | 0.0% | after which I may request an extension of the block. During this time |
| I am requesting immediate closure of my Covered Care / Westlake account. | 1 | 0.0% | without having received any services |
| I am requesting immediate corrective action to either remove or amend the disputed accounts. Experian 's failure to act constitutes a violation of federal law and infringes upon my rights as a consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,RI,029XX,,Consent provided,Web,2025-01-22,Closed with explanation,Yes,N/A,11717697 | 1 | 0.0% | there are still inaccurate or unverifiable accounts that remain unaddressed. Additionally |
| I am requesting IMMEDIATE deletion of the zombie debt reported by CHASE that appears on my credit report.,,JPMORGAN CHASE & CO.,NY,11530,,Consent provided,Web,2015-08-29,Closed with explanation,Yes,No,1543455 | 1 | 0.0% | who is presiding over the cases |
| I am requesting immediate removal or correction of this inaccurate reporting. | 1 | 0.0% | the account is reporting inconsistently across all three major credit bureaus ( XXXX |
| I am requesting its removal from all credit reporting agencies. Under 15 U.S.C. 1692 | 1 | 0.0% | which is part of the Fair Debt Collection Practices Act ( FDCPA ) |
| I am requesting Mr. Cooper to continue servicing my loan. Thank you.,,Mr. Cooper Group Inc.,FL,XXXXX,Older American,Consent provided,Web,2021-04-16,Closed with explanation,Yes,N/A,4290766 | 1 | 0.0% | I should not incur any late fees as this was not my choice. Mr. Cooper states to just send payment to a PO Box with no coupon or letter or anything. Again if CFPB researches others who have complained about XXXX |
| I am requesting proof of debt and removal of all inaccuracies | 2 | 0.0% | used |
| I am requesting proper validation of this debt. | 2 | 0.0% | SC XXXX XXXX Dear TD Bank XXXX |
| I am requesting Select Portfolio to take the four payments behind and defer them to the loan end so I can start fresh in XXXX. I have a XXXX mother living with me | 1 | 0.0% | after all the misinformation from Select Portfolio |
| I am requesting that : The account be removed from my credit reports | 1 | 0.0% | interest |
| I am requesting that Aidvantage provide : 1. A copy of the exact notices they claim were sent | 1 | 0.0% | there has been documented inaccuracy in the way my account was reported. Aidvantage initially reported the late payments twice |
| I am requesting that all information on my TransUnion report be thoroughly verified to confirm it belongs to me | 1 | 0.0% | I became aware that I am a victim of a data breach in which my personal informationincluding my Social Security number ( partially masked as XXXX ) |
| I am requesting that all late payments be removed from this account and the status be updated to paid as agreed never late. If verifiable documentation can not be provided within 15 days of investigation | 2 | 0.0% | XXXX XXXX |
| I am requesting that an updated report be sent to me. | 1 | 0.0% | I am requesting that you investigate those items indicated |
| I am requesting that an updated report be sent to me. Please investigate and update these items as soon as possible.,,EQUIFAX | 2 | 0.0% | I am requesting that you investigate those items indicated |
| I am requesting that an updated report be sent to me. Please investigate and update these items as soon as possible.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,190XX,,Consent provided,Web,2023-12-07,Closed with explanation,Yes,N/A,7962133 | 1 | 0.0% | I am requesting that you investigate those items indicated |
| I am requesting that an updated report be sent to me. Please investigate and update these items as soon as possible.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I am requesting that you investigate those items indicated |
| I am requesting that any discrepancies related to clerical or timing issues be fully corrected.,,EQUIFAX | 1 | 0.0% | I understand that furnishers must correct and update any incorrect information upon notification of a dispute |
| I am requesting that any discrepancies related to clerical or timing issues be fully corrected.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,SC,29488,,Consent provided,Web,2025-12-15,Closed with explanation,Yes,N/A,18031167 | 1 | 0.0% | I understand that furnishers must correct and update any incorrect information upon notification of a dispute |
| I am requesting that any discrepancies related to clerical or timing issues be fully corrected.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I understand that furnishers must correct and update any incorrect information upon notification of a dispute |
| I am requesting that conduct a full reinvestigation of both accounts. I am asking that you contact the furnishers directly and obtain original documentation not automated data or summaries to verify the accuracy of the information being reported. This includes the correct DOFD | 3 | 0.0% | I realized that the inconsistencies were not minor clerical errors but rather significant issues that could affect my ability to secure housing |
| I am requesting that it be promptly removed from all three ( 3 ) of my credit reporting files to correct any inaccuracies. | 2 | 0.0% | I believe this account may be in violation of the Fair Credit Reporting Act ( FCRA ) |
| I am requesting that my credit utilization no longer be reported to the forementioned consumer reporting agencies as it is illegal to share my transaction history. | 2 | 0.0% | I am requesting that Wells Fargo provide me with |
| I am requesting that my loans be fully discharged or administratively cancelled. If discharge is not granted | 1 | 0.0% | then reversed or denied requests within days. These toggles triggered interest accrual and capitalization that increased my balance. Nelnet also issued inconsistent repayment notices : in XX/XX/XXXX my IBR payment was set at {$440.00} |
| I am requesting that my XXXX XXXX be reinstated. Moreover | 1 | 0.0% | which are essentially XXXX company |
| I am requesting that SYNCB/Amazon provide complete documentation. If the company can not fully verify the accuracy of the account information | 1 | 0.0% | but I believe that the information being reported is incomplete or unverifiable |
| I am requesting that the adverse information on the items be removed to correct the information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90803,,Consent provided,Web,2023-06-21,Closed with explanation,Yes,N/A,7141781 | 1 | 0.0% | XXXX XXXX XXXX |
| I am requesting that the CFPB direct XXXX XXXX and the credit bureaus to delete the account entirely from my credit reports. Updating or correcting the data is not sufficient under the law when the reporting is materially false or can not be verified with accuracy across all bureaus.,,EQUIFAX | 1 | 0.0% | the account details are inconsistent across the bureaus : Different dates of last activity Inconsistent last payment dates ( even though I made no payments ) Mismatched or partial account numbers Different charge-off and balance amounts I disputed this account in writing in XX/XX/2025 with both the credit bureaus and XXXX XXXX . I clearly requested deletion |
| I am requesting that the CFPB direct XXXX XXXX and the credit bureaus to delete the account entirely from my credit reports. Updating or correcting the data is not sufficient under the law when the reporting is materially false or can not be verified with accuracy across all bureaus.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,LA,70791,,Consent provided,Web,2025-06-11,Closed with explanation,Yes,N/A,13991869 | 1 | 0.0% | the account details are inconsistent across the bureaus : Different dates of last activity Inconsistent last payment dates ( even though I made no payments ) Mismatched or partial account numbers Different charge-off and balance amounts I disputed this account in writing in XX/XX/2025 with both the credit bureaus and XXXX XXXX . I clearly requested deletion |
| I am requesting that the CFPB instruct the credit bureaus to remove the negative information from my credit file immediately | 3 | 0.0% | including original contracts |
| I am requesting that the CFPB investigate this matter thoroughly. | 1 | 0.0% | I am disputing the validity of the debt reported to credit bureaus and the accuracy of MOHELAs servicing records. MOHELA has repeatedly failed in its duties as a federal loan servicer and is now under federal investigation for failing to send timely or accurate billing statements |
| I am requesting that the CFPB take immediate action to ensure that this collection account are properly investigated and that CREDIT COLLECTION SERV provide full validation of this debt | 1 | 0.0% | the collection agencies failed to provide me a fair opportunity to dispute these debts |
| I am requesting that the credit reporting agencies and data furnishers involved provide documented proof of accuracy | 4 | 0.0% | which is inaccurate and misleading under the Fair Credit Reporting Act ( FCRA ) Section 607 ( b ) which mandates that all information must be complete and accurate. FCRA Section 611 ( a ) gives me the right to dispute inaccurate or incomplete information and request reinvestigation STORY : I dispute this charge-off account as inaccurate because the amount being reported is not what I actually owe |
| I am requesting that the entities currently unproven to be compliant to immediately mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity. If need be I will require that you advised them that if they can not provide me with proof that I authorized them to view my credit report then I am within my consumer and civil rights in my demanding that they contact the credit bureaus | 1 | 0.0% | there is no testimonial certificate of facts that irrefutably display that I did indeed knowingly and agreeably authorize anyone employed by this company to make any inquiry and view my Transunion credit report on this ( these ) specific dates alleged if any dates ever at all. It is my contention that either the Original Creditor ( s ) have ( has ) violated the Fair Credit Reporting Act Section 1681b ( c ). |
| I am requesting that the items be removed from my credit report. | 1 | 0.0% | I demanded that these debt collectors validate the debts theyre reporting |