| etc. My only thought is that my monthly statement did not get to me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MA,02302,,Consent provided,Web,2023-02-14,Closed with non-monetary relief,Yes,N/A,6569057 | 1 | 0.0% | I believe that I had made my payments to you when I received my statements. Also |
| etc. My only thought is that my monthly statement did not get to me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I believe that I had made my payments to you when I received my statements. Also |
| etc. My wife dated this document XXXX/XXXX/XXXX and we sent it in a few days later. It should have arrived at Bank of America by the end of XXXX. | 1 | 0.0% | my wife received a letter from Bank of America asking for such information. We decided to fill in the information and send it back in the enclosed envelope. However |
| etc. My wife is in tears night after night lately | 1 | 0.0% | and in a different state |
| etc. Navient has really done a number on me. I'm just hoping I'm able to get rid of them | 1 | 0.0% | I'm bonded as accepting it. But |
| etc. None of this was ever mentioned in by an agent nor on the instructions on the application. We submitted all the documents they asked for | 1 | 0.0% | we called them back thinking there had been a mistake |
| etc. Not fully understanding what it meant | 1 | 0.0% | I had been going to college and could not pin down a degree. I had multiple student loans through the servicer XXXX XXXX from XXXX to XXXX totaling approximately {$65000.00}. When I enlisted in the XXXX in XX/XX/XXXX in the delayed entry program |
| etc. Nothing. And that is because this is not my account | 1 | 0.0% | excellent track record of paying my accounts on time and as agreed. There is absolutely no way |
| etc. Now I'm paying the price | 1 | 0.0% | none of this is my fault. I have always carried insurance and I've always paid on time. Loan Care should have NEVER placed insurance |
| ETC. ON WEDNESDAY XX/XX/XXXX | 1 | 0.0% | WITH THE XXXX BRANCH ADDRESS. THE CHECK LOOKED ODD. THE XXXX BANKER AT THE XXXX XXXX BRANCH COMMENTED THAT THE CHECK LOOKED LIKE A XXXX XXXX CHECK. I HAD NEVER HEARD OF XXXX XXXX. HE TOLD ME THAT XXXX XXXX OFTEN HANDLES FINAL SETTLEMENT CHECKS WITH FORMER XXXX CUSTOMERS THAT QUIT THE BANK. THIS PERSON 'S NAME IS XXXX XXXX. HE IS A BANKER AT THE XXXX XXXX XXXX BRANCH BANK. THE CHECK WAS MADE OUT TO ME FOR {$2300.00} I THEN DROVE TO THE US BANK BRANCH AT XXXX XXXX XXXX XXXX XXXX |
| etc. Our email exchange history is attached. | 1 | 0.0% | I already completed all the requirements ( i.e. spending more than XXXX USD on the new credit card ). I contacted a XXXX of American Express and mentioned the upgrade offer |
| etc. Our house is far from the lake | 1 | 0.0% | but the mistake is not mine. Our house is one of six structurally distinct townhouses aligned along one street address but each with its own city address ( designated by numbers followed by letters ) |
| etc. Overall | 1 | 0.0% | but not on my XXXX statement. when I asked why |
| etc. Pardon me | 1 | 0.0% | to no avail. I left with a number to call the fraud department and called a third time |
| etc. party in violation of numerous State and federal violations FCRA | 1 | 0.0% | because in today 's ' reality |
| etc. Please i need your assistance to resolve this issue with Experian and begin my fresh start with my finances. Thanks for your time and attention in this Matter. | 1 | 0.0% | Experian is not reporting accurately on my credit report after my Chapter XXXX Bankruptcy filing |
| etc. Please investigate the following accounts and remove them for not authorizing my personal information to be verified. | 3 | 0.0% | 1681i ( a ) ( 1 ) ( B ) |
| etc. Please let me know if you can assist | 1 | 0.0% | their services are useless and leave me/us exposed XXXX well as others. They seem to not care about resolving the issue |
| etc. plus I need to pay {$13000.00} for the new roof I had to put on in XXXX of XXXX. | 1 | 0.0% | credit card bills ( 3 ) payments of XXXX |
| etc. received a much higher points promotion ( XXXX points promotion ) through applying for a separate card. I would have preferred to do that. | 1 | 0.0% | I received a bill assessing me an annual fee. After numerous waits and discussions with at least XXXX supervisor |
| etc. resulting in a data breach in XX/XX/XXXX. | 1 | 0.0% | linked here : https : //www.equifaxsecurity2017.com/ I was told that my identity may have been compromised by this checker. I therefore have reason to believe |
| etc. Secondly | 1 | 0.0% | notice of ownership change. This letter verifies that ownership was transferred on XXXX XXXX XXXX. I dont understand what this means. First |
| etc. She called the fraud department herself and attempted to assure them that we were in fact who we said we were | 1 | 0.0% | I Attempted to withdraw cash from a drive-thru bank teller from my checking account which had an available balance aside from the pending third-party Workmans Compensation check I had deposited ; and I was told to come inside to speak with a banker as my entire checking account had been frozen |
| etc. She said she could have not been paying attention. However | 1 | 0.0% | but I did not recognize the company and had not authorized anyone to obtain my credit report. I asked a friend |
| etc. She then informed my father and I that the call was recorded | 1 | 0.0% | and XXXX at another extension |
| etc. She was supposed to transfer me to someone else to talk to | 1 | 0.0% | I then submitted an online from found on the Simon Agency website. I received an automated response : Thank you for submitting the contact form on our website. Please allow up to two business days for a reply from a customer service representative. If you would like immediate assistance please call us at XXXX. '' Today |
| etc. Shortly thereafter I received notification that XXXX had received the wire. I then received a phone call from XXXX at XXXX thanking me and letting me know that the vehicle would be picked up | 1 | 0.0% | XXXX XXXX XXXX I reviewed the agreement |
| etc. So | 1 | 0.0% | they are pursuing the fourth foreclosure on my property in eight years |
| etc. So he promises a call back Mon afternoon but would not promise the lien Release done in time for sale closing. | 1 | 0.0% | we will make this priority oh |
| etc. so it could be traced. The back office refused to allow me to hear the explanation | 1 | 0.0% | I went to my local Chase Banker |
| etc. So not only is my account not in default whatsoever | 1 | 0.0% | etc. And to add insult to injury |
| etc. So why couldn't they send anything.. and like i said again | 2 | 0.0% | and reach 6 months past due |
| etc. Some of my correspondence was acknowledged and responded to | 1 | 0.0% | despite having plenty of money in my banking/payment account |
| etc. Sometimes | 2 | 0.0% | after I showed the package to my daughter |
| etc. stalling | 1 | 0.0% | the following are the number of days from the above events to my XX/XX/XXXX email submitting my dispute : 110 days from XX/XX/XXXX 108 days from XX/XX/XXXX 107 days from XXXX 103 days from XXXX ALL 4 DATES ARE WITHIN CHASES XXXX & XXXX DEADLINES. Chase knew : I had an account |
| etc. Thank you. I can be reached at XXXX or by phone at XXXX. You have not responded to this question. I need an answer | 1 | 0.0% | I copied it and sent it along with my check for {$2700.00} to the payment center ( XXXX. XXXX XXXX |
| etc. that BofA required. | 1 | 0.0% | NA |
| etc. that CAPITOL ONE has already shared my personal information with personal information including social security number. | 1 | 0.0% | as well as any additional fees for the inconvenience this situation has or may have caused. Or if this can only be tried in small claims court I will take every representative to court that I have explained this issue to and charge them for violating title 42 USC 1986 |
| etc. That I verified that BASIC information that someone from the street could get - they would give out any of my PII!!!!!!!!!!!!!!!!!! | 1 | 0.0% | she barely had any empathy and actually defended the representatives actions in giving out the information in stating that once a person has been verified ( either Year of Birth or Last 4 and the Year/Make/Model of the card ) they're free to release whatever information they have on the account as long as they can see it. I confirmed if this included Personal Identifiable Information ( PII ) and she stated YES. Every company I have dealt with |
| etc. The attorney responded the next day stating she expected Citizens Bank to provide her a resolution response by Monday afternoon. I never received a response last week. I sent a follow up email on Sunday evening ( XX/XX/XXXX ) | 1 | 0.0% | XX/XX/XXXX |
| etc. The biggest reason of all though they said is when a client has a change in circumstances where their income has increased which merits a full review of all retention options. That is exactly me and my wifes circumstances. Business is going extremely well and my income has increased greatly. My law firm has reviewed every aspect of our situation and said there is no reason we should not be approved for a loan modification | 1 | 0.0% | NOT ONCE |
| etc. The Credit Bureaus agreed with me over the telephone that my file had merged '' with another person of similar name | 3 | 0.0% | such as addresses |
| etc. The Loan Officer made us believe that our loan was about to be approved. | 1 | 0.0% | made us lift freezes from our credit reports ( {$200.00} XXXX |
| etc. The merchant | 1 | 0.0% | time |
| etc. the only explanation I received from the foreclosure company attorney was that there were multiple charges for the same specific line items because there were multiple foreclosures scheduled. That statement from the foreclosure company attorney is incorrect. There was only one foreclosure auction sale scheduled up to that point. Therefore the explanation that multiple charges for the same line items are due to multiple foreclosure dates means that there should be at most - if the specific charge is in fact justified - only one charge per each line item. | 1 | 0.0% | they did not provide any explanation or justification |
| etc. The rating key is provided to help you understand some of the account information that could be reported. Pay Status represents the current status of accounts and indicates how you are currently paying. For accounts that have been paid and closed | 3 | 0.0% | OH XXXX XXXX Phone Numbers Phone Number ( XXXX ) XXXX Employers Employer XXXX XXXX Expand All Accounts Less Info - Typically |
| etc. The requirement for the 0.5 % discount was to bring in new funds equaling 150 % of the amount to be mortgaged. This additional discount would result in an equivalent rate of 1.875 %. Chase bank at this time implied all was ok to move forward with this process and therefore I transferred the required funding over to the Chase bank system and awaited further processing. There were NO OTHER requirements or limits disclosed at this time. This Additional incentive discount is also disclosed on their web page | 1 | 0.0% | as of XX/XX/XXXX was 2.685 % APR with a buy down cost of 1.061 points for an interest rate of 2.375 %. I inquired about if any additional incentives could be attained to possibly lower the rate further and the Mortgage banker stated that Chase Bank currently offers an additional discount of up to 0.5 % off |
| etc. The servicing agent and tax agent both saw my previous requests through their internal systems | 1 | 0.0% | I called in on XX/XX/XXXX ( via their refinancing option because good luck with the other options ) and went through an hour+ and XXXX transfers. Each time |
| etc. The sudden introduction of new financial burdens and conditions | 1 | 0.0% | suggested payoffs |
| etc. The total of the three bank accounts was less than {$1500.00}. | 1 | 0.0% | when I was three month ahead of schedule |
