| especially when Amex is trying to use it as justification for penalizing me {$220.00} without a clear warning that the action I was about to take would be not just illogical but self-harming? | 1 | 0.0% | they are hanging their hat on sketchy wording such as ... if you cancel or downgrade your account within 12 months after acquiring it... we may not credit statement credit to |
| ESPECIALLY when blatently asked if they use a lesser exchange rate than the national average and an employee XXXX to the customer. This is my attempt at rectifying this situation with Umpqua bank | 1 | 0.0% | bait and switch |
| especially when documented proof after proof is provided. They should not be allowed to take it upon themselves to change information without first thoroughly checking with each and every creditor to make sure such reported information is actually valid and accurate before ruining peoples lives and futures.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | wait so many days and possibly not even have it resolved |
| especially when fraud has already been documented. | 2 | 0.0% | the account is being reported with multiple inaccuracies |
| especially when I do not follow up with the payment. After all | 1 | 0.0% | you can manage your account settings. One such setting is the way you want payments allocated. I have since the beginning selected the option to allocate my payments first to the non promotional balance of my account. The option reads as follows : Any payment you make ( including the required minimum payment due and any additional amounts ) will be applied to the non-promotional balance before the deferred interest promotional balance. Please note |
| especially when I have always tried to honor my responsibilities despite my difficult circumstances. As a loan servicer XXXX should not be allowed to get away with making administrative errors that severely impact borrow rows with out any mediation | 1 | 0.0% | worrying about my credit |
| especially when I said I don't know anything about the debt. | 1 | 0.0% | address |
| especially when I've literally given them my credit history and have spent over ten hours on the phone with people who seriously do not care at all about the people to which they're responsible.,,EQUIFAX | 1 | 0.0% | because it seems obvious to me that Equifax has no interest in doing so. I've talked to about nine different '' people on the phone for them |
| especially when investor restrictions are cited. | 1 | 0.0% | I submitted a complete loan modification application and received a written denial stating that the investor |
| especially when it comes to paying bills. I also pointed out the chains of mistakes made on both companies that led to this situation. However | 1 | 0.0% | the amount I actually owed XXXX was about {$430.00}. However |
| especially when it is solely due to their negligence. | 1 | 0.0% | specifically me. Furthermore |
| especially when marketing emails referencing the account continued after closure | 1 | 0.0% | reasonable method of communication |
| especially when no meaningful explanation is given. | 1 | 0.0% | I have worked hard to repair my financial standing and rebuild my credit after facing difficulties in the past. Ive taken responsible steps to meet my obligations |
| especially when others do not face such hurdles. | 1 | 0.0% | when I applied for another Chase Ink Business card under a different business entity ( the first being a sole proprietorship and the second with a valid business EIN ). Despite having recently and physically verified my identity at a Chase branch with XXXX forms of identification for a similar application just XXXX months prior |
| especially when such terms authorize the pulling of a credit report and form the basis of an adverse action decision. | 1 | 0.0% | email |
| especially when the account is paid off Story : This account shows a {$0.00} balance but continues to reflect negative payment history Since the debt is settled | 1 | 0.0% | every consumer has the right to accurate address reporting and protection against the inclusion of obsolete or incorrect personal identifying information Story : I have never lived at this address |
| especially when the account should have been flagged for fraudulent activity and had insufficient funds to cover the withdrawal. This seems to be a blanket statement made to shield the bank from responsibility for an employee 's failure to properly verify the identity of the person conducting the in-branch transaction. | 1 | 0.0% | Wells Fargo subsequently denied my fraud claim |
| especially when the account was ultimately charged off. | 1 | 0.0% | the account listing contains conflicting data. The reported dates |
| especially when the building was fine for their other loans. I believe this was a failure on Citi 's part to ask for clarification | 1 | 0.0% | and in the budget I provided |
| especially when the consumer is trying to correct an error they did not cause. | 1 | 0.0% | they : - Interrupted me repeatedly - Spoke in rude |
| especially when the entity lacks lawful authority to enforce the alleged debt. | 1 | 0.0% | NOT UNDER FEDERAL FORECLOSURE JURISDICTION This is a private |
| especially when the good faith credit of the customer is at stake. Instead | 1 | 0.0% | together |
| especially when the patient was brought in by ambulance.,,Capio Partners | 1 | 0.0% | did not provide any written communication |
| especially when there are shady practices going on with these documents? | 1 | 0.0% | they quickly sold the note to XXXX XXXX XXXX on XXXX XXXX |
| especially when there are three co-administrators. | 1 | 0.0% | remedy |
| especially when they are handling people 's finances... NOT US Bank ... a Pathetic operation!,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,IN,XXXXX,Older American,Consent provided,Web,2024-02-17,Closed with explanation,Yes,N/A,8363593 | 1 | 0.0% | WHY can't they just ACH it back to the origin account it came from? When one uses a debit/credit card in a store |
| especially when they claim to be there to help. Also | 1 | 0.0% | and have mentioned that every time I login |
| especially when they contradict earlier rulings in my favor. | 1 | 0.0% | the representative acknowledged that my claims were legitimate and properly documented. Yet |
| especially when trying to get a familys lives back to normal after an experience such as this | 1 | 0.0% | my wife |
| especially where disputes raised substantive legal and factual issues OneMain failed to describe the actual steps taken during its investigations beyond conclusory statements Refinancing and Consumer Harm OneMain acknowledges multiple refinances within a short period but did not address whether refinancing resulted in increased principal | 1 | 0.0% | OneMain has failed to address or substantiate the following material issues : Credit Reporting After Sale OneMain confirms the loan was sold to XXXX XXXX XXXX XXXX XXXX and that the amount owed to OneMain is {$0.00} |
| especially with a customer who has been with them for 20 years?! So then | 1 | 0.0% | a manager in the same department. While she agreed with everything I said |
| especially with being a returning customer. Now they are expecting me to pay {$1700.00}.,,ACIMA CREDIT | 1 | 0.0% | I paid a total of {$2400.00} |
| especially with COVID-19 problems causing all sorts of financial difficulty | 1 | 0.0% | I've been very careful with my credit. I currently have freezes on all of my credit reporting accounts. When trying to remove a freeze from my Equifax account |
| especially with it falling around a weekend when mail services are limited. Luckily for me | 1 | 0.0% | I noticed that I never received my first mortgage statement. I knew that it would be due on XXXX |
| especially with regard to numbers they themselves are providing. However | 1 | 0.0% | Oceanside claims to have sent me a check in the amount of {$37000.00}. This is a lie. The check I received |
| especially with the account history and reputation. The client and supplier can both provide proof of this | 1 | 0.0% | PayPal seized all the funds in my account. This includes my personal savings |
| especially with the remnants of her actions lingering on my credit report | 1 | 0.0% | and I am desperate to put it behind me. I am willing to work with the company |
| especially with the vehicle 's condition and mileage at time of sale. | 1 | 0.0% | resulting in * * {$12000.00} in finance charges alone * * more than the cars value. Thats a textbook predatory loan structure designed to trap buyers in repayment cycles that outlast the vehicle itself. This contract violates the * * Truth in Lending Act * * because : - It failed to provide clear |
| especially with the way they have treated my mom 's account and now mine..Just like XXXX XXXX XXXX illegally charged my mom overdraft fees and ultimately was forced to reverse every one of them after my mom complained thru CFPB | 1 | 0.0% | I was checking my bank account and not only did PNC remove the provisional credit '' and charged me back for the original amount that was illegally allowed to be charged to my account but they also charged all of the overdraft fees back to my account.. I have advised the PNC representative that I talked to this afternoon that I will not be paying those fees ... The reason i was given for the denial in my complaint is PNC said that I did not complete the questionnaire for the charge that came through that was against the merchant. I advised them from day one that the merchant was not the issue |
| especially with this quick to judge. | 1 | 0.0% | I have XXXX. Part of that means that I have trouble reading '' people ( so to say ) ; however |
| especially with what recently has come to light. I feel duped. | 1 | 0.0% | I continue to miss payments and incur fees associated with the defaults. In addition |
| especially without consent or a written instruction or request from the consumer 's beneficiary. I reserve my rights to financial privacy as beneficiary | 3 | 0.0% | a usurpation of the beneficiarys rights |
| especially without consent or a written instruction or request from the consumer 's beneficiary. I reserve my rights to financial privacy rights as beneficiary | 7 | 0.0% | a usurpation of the beneficiarys rights |
| especially without providing any clear justification for this egregious action. | 1 | 0.0% | without any notice |
| Esq. | 1 | 0.0% | Planet Home Lending |
| essential datasuch as the trustees name | 1 | 0.0% | I contested the reporting of a XXXX XXXX bankruptcy ( XXXX XXXX. XXXX ) that Equifax lists with a filing date of XX/XX/XXXX. The information being reported is incomplete |
| Essential Lending Inc | 162 | 88.9% | Debt collection |
| Essential Retrieval Group | 24 | 8.3% | Debt collection |
| essentially | 1 | 0.0% | Ameris Bank failed to disclose essential information about the risks associated with construction loans |
| essentially ) | 1 | 0.0% | no response |
