| causing considerable psychological stress.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I took steps to protect my credit files and identity to prevent more damages. I have communicated with furnishers via certified mail on several occasions. Despite this |
| causing consumer harm. | 1 | 0.0% | who have apparently been trained to state that enhanced security measures are the reason why the card declined. In the incident above at XXXX XXXX |
| causing credit denials and higher interest rates.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | why the score dropped and why it is lower than the other reporting agencies. A large number of consumers on social media and consumer sites are complaining of Transunion Score being significantly lower than the other bureaus |
| causing damage to my credit profile and reputation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | requesting documentation and proof that this account is mine. In every case |
| causing damages to the house from the water. She guaranteed it was a complete application and being processed | 1 | 0.0% | no reason given. She confirmed SP received ALL 71 pages of my application packet |
| causing delays | 1 | 0.0% | including XXXX XXXX |
| causing demonstrable harm to my creditworthiness. | 2 | 0.0% | 15 U.S.C. 16811681x * * |
| causing denial of credit applications and increased interest rates. | 1 | 0.0% | opened on XX/XX/XXXX |
| causing denial of credit opportunities and emotional distress. I request a reinvestigation and deletion if this account can not be properly substantiated. | 2 | 0.0% | which is incorrect and misleading. Under FCRA Section 607 ( b ) and Section 623 ( a ) ( 3 ) |
| causing denials for housing | 2 | 0.0% | enforce compliance with FCRA Section 611 |
| causing difficulties in obtaining credit.,,EQUIFAX | 1 | 0.0% | XXXX - Account Number:XXXX - Date Reported : XX/XX/year> Under the Fair Credit Reporting Act ( FCRA ) |
| causing direct harm to my credit reputation and resulting in credit denials. Furthermore | 2 | 0.0% | as a furnisher of information to consumer reporting agencies |
| causing direct harm to my financial rights and privacy. | 3 | 0.0% | including but not limited to the FCRA |
| causing direct harm. | 1 | 0.0% | a clear violation of the FCRA |
| causing disastrous hardships to me | 2 | 0.0% | & said the law allows them to collect money for XXXX by garnishing Social Security payments. He then tried to get me to consolidate these XXXX XXXX loans with other education-indebtedness on the XXXX system. The latter includes loans from other lenders that I could not identify. I noted that the subject loan |
| causing embarrassment and fines. Schwab refused to wire funds ( even if I paid for same ) to a new bank so I can open XXXX and solve these payments. Schwab sent it by snail mail | 1 | 0.0% | Schwab on line bank failed to document about {$16000.00} of payments. After innumerable calls |
| causing emotional stress and financial loss. | 1 | 0.0% | the following accounts are being reported inaccurately and unfairly : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$400.00} Issue : Reported as a charge-off but the debt is unverifiable. There has been no proof of original signed contract |
| causing even more clear damages and violations. | 1 | 0.0% | you have directly violated XXXX XXXX XXXX XXXX |
| causing extensive damage and the buyer backed out. | 1 | 0.0% | I was repeatedly handed off to new Account Managers that were handling my mortgage process. Every time I had called them and left voicemails |
| causing financial and personal damages. | 1 | 0.0% | BofA issued a temporary credit of {$3500.00} while investigating. However |
| causing financial and reputational harm to both business and personal. | 1 | 0.0% | XXXX XXXX |
| causing financial chaos to us. | 1 | 0.0% | we still kept getting calls and asking us to pay our mortgage. I had to call and and clear that out again and the check was placed in escrow. 3 ) Then |
| causing financial hardship and obstacles in obtaining credit. These lawsuits highlight systemic issues where automated processes and lack of human oversight have led to wrongful credit damage | 3 | 0.0% | XXXX |
| causing financial hardship once again! l was unable to pay my bills for 2 months. This week I reached out requesting XXXX - XXXX reimbursement | 1 | 0.0% | as a courtesy reach out to me to make a arrangements for reimbursement of garnished funds. The garnishment has not stopped and I had to reach out them XXXX |
| causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient | 1 | 0.0% | ongoing |
| causing financial harm. | 1 | 0.0% | reported with a different balance but the same furnisher. Duplicate reporting is damaging |
| causing financial injury and damaging the consumers creditworthiness. | 1 | 0.0% | multiple reporting errors were identified |
| causing further damage to my property. | 2 | 0.0% | including my car |
| causing further damage. | 2 | 0.0% | XXXX has continued to allow inaccurate remarks |
| causing further distress. | 1 | 0.0% | I was told that a mail piece needed to be sent to me |
| causing further financial hardship. | 1 | 0.0% | and I am requesting that XXXX and TransUnion take similar actions by deleting the following accounts from their records. The documents I am providing include an XXXX letter |
| causing hardship on education plans for my son and other life needs. | 4 | 0.0% | XXXX and XXXX : Dispute Statement - The payment reporting for this account is completely inaccurate. My credit file currently reflects that I missed payments or made a payment greater than 30 days late to GM Financial for all of the following months : XX/XX/XXXX |
| causing harm and confusion. | 1 | 0.0% | XXXX |
| causing harm to my credit profile. | 1 | 0.0% | Waypoint |
| causing harm to my employment opportunities. Your failure to correct this error after my initial dispute is unacceptable. | 50 | 0.0% | Section 603 ( k ) ( 1 ) ( B ) ( ii ) |
| causing harm to my employment opportunities. Your failure to correct this error after my initial dispute is unacceptable. Furthermore | 1 | 0.0% | Section 603 ( k ) ( 1 ) ( B ) ( ii ) |
| causing harm to my reputation by [ mention specific impacts | 3 | 0.0% | the continued publication of information related to this fraudulent judgment is causing significant and demonstrable harm to my reputation |
| causing identity confusion and inaccurate credit file data. | 3 | 0.0% | nor do I have any affiliation with these addresses. Their presence constitutes a violation of the FCRA |
| causing it to be denied '' within a week or so of initially being disputed. | 1 | 0.0% | I yet again got a Customer Service agents with a limited ability to : pay attention |
| causing loud clanging noises whenever the door was closed - Overall Safety Concerns : The combination of these defects made the vehicle unsafe for transporting my children Financial Impact - The cost of necessary repairs exceeded the vehicle 's actual worth - On a fixed income | 1 | 0.0% | I was in a vulnerable financial position and needed transportation urgently. The dealer took advantage of my situation by : XXXX. Selling an overpriced vehicle : The vehicle was sold for $ [ XXXX ] |
| causing me constant discomfort. | 1 | 0.0% | I went to another dentist |
| causing me emotional distress. | 1 | 0.0% | on a span of almost one month |
| causing me fiancila and emotional distress. | 1 | 0.0% | XX/XX/XXXX |
| causing me financial and emotional harm to say the least. | 2 | 0.0% | documents |
| causing me great financial harm for the past XXXX months.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Shellpoint Partners | 1 | 0.0% | all while continuing to make my increased payments.SP has opened no less than XXXX case investigations '' and the end ensuring that the problem will be fixed. ( Ref. SP case XXXX. XXXX and XXXX ). To my knowledge |
| causing me harm | 1 | 0.0% | which was entered into around XX/XX/XXXX. This consent order can be found here : https : //files.consumerfinance.gov/f/201509_cfpb_consent-order-portfolio-recovery-associates-llc.pdf On page 16 |
| causing me immense financial XXXX and Im simply unable to catch up with these fees and am in a terrible situation now that theyve charged me a total of nearly {$1000.00} within just over two weeks in fees. I have done everything I can to try to dispute these charges knowing I was going to make a large sum deposit to cover any possible remaining transactions linked to this account | 1 | 0.0% | Ive been charged {$940.00} in overdraft fees that were not waived or refunded despite my efforts to bring the account to a positive balance. I have been trying to switch banks entirely |
| causing me ongoing financial stress and setbacks. I am concerned that these inaccuracies may further impact my ability to secure housing | 3 | 0.0% | causing difficulties in obtaining loans |
| causing me significant harm | 1 | 0.0% | incomplete |
| causing me significant harm. They are lowering my credit score | 1 | 0.0% | and continued reporting can lead to identity confusion and wrongful account association ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Law : FCRA 609 ( a ) Right to Full Disclosure ; FCRA 611 Duty to Reinvestigate Issue : Address reported is incorrect and unrelated to my personal residence history Story : I have no lease |
