| but my patience has run out.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,78046,,Consent provided,Web,2025-06-19,Closed with explanation,Yes,N/A,14184259 | 1 | 0.0% | you are legally required to verify every single reported item with original |
| but my patience has run out.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,78640,,Consent provided,Web,2025-05-28,Closed with explanation,Yes,N/A,13755183 | 1 | 0.0% | you are legally required to verify every single reported item with original |
| but my patience has run out.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,78640,,Consent provided,Web,2025-08-07,Closed with explanation,Yes,N/A,15148526 | 1 | 0.0% | you are legally required to verify every single reported item with original |
| but my patience has run out.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,WA,98371,,Consent provided,Web,2025-07-23,Closed with explanation,Yes,N/A,14821637 | 1 | 0.0% | you are legally required to verify every single reported item with original |
| but my patience on accounts that are XXXX plus days past due is very limited ... ... ... ... ... ... ... ... ... you have a choice to make | 1 | 0.0% | and you failed to do so or even call ... ... ... ... ... ... .... your account will be past due over XXXX on the XXXX ... ... ... ... ... ... ... ... ... ... .... if you fail to pay ... ... ... PLEASE BE ADVISED IF THIS HAPPENS |
| but my payments are still not being recognized correctly. HMF hasnt suggested theres any problem with receipt of my payment | 1 | 0.0% | each month |
| but my payments are still not being recognized correctly. XXXX hasnt suggested theres any problem with receipt of my payment | 1 | 0.0% | each month |
| but my private loans are still active. These private loans with over XXXX % interest ballooned up to {$97000.00} at their peak. Originally the principal was {$30000.00}. Once I started paying on them in XXXX | 1 | 0.0% | just making ends meet |
| but my question is why would they pay transactions that leaves my account {$1000.00} in the negative. As I previously stated | 1 | 0.0% | my Social Security check was deposited in the amount of {$1100.00} |
| but my records only indicate one other transaction with the XXXX account in question. | 1 | 0.0% | I again contacted Charles Schwab Bank |
| but my request was denied. XXXX advised that I could call back | 1 | 0.0% | I received a late payment notice via email. I contacted customer service by phone and was told to disregard the email |
| but my score did not go up. XXXX clearly states in a letter on XXXX XXXX | 1 | 0.0% | XXXX when in fact this account was already showing on my credit report prior to this action on an XXXX XXXX |
| but my telephone company informed me that even if I used the collect call number | 1 | 0.0% | I spent over 13 hours trying to work on BOA without any positive results. See the attached telephone report ( Exhibit # 001 ) as it includes all the phone calls that I could find. Unfortunately |
| but my trading privileges were restricted. | 1 | 0.0% | Robinhood requested additional documentation for verification. I promptly uploaded everything they asked for |
| but my wife handles all of our financial payments. She had asked me for the login for the mortgage account about a month ago because she didn't previously have it. When she logged on | 1 | 0.0% | which is what we have always used to wire funds for payment |
| but my XXXX was present and sufficient for approval. | 1 | 0.0% | birth certificate |
| but my XXXX XXXX debit card was declined. When I called XXXX XXXX | 1 | 0.0% | this month was especially difficult because of unforeseen medical bills. Since I had not paid Champion this month |
| but my XXXX XXXX report only shows XXXX XXXX under my names used in the past and I am very concerned that since the reports provide different information | 1 | 0.0% | I legally changed my name because the credit reporting agencies continued to link my accounts with those of my mother 's and sisters but now it seems they are mixing up my names. I was born |
| but NationStar repetitively refused to provide me with that piece of evidence as well as the document for the loan modification on XX/XX/XXXX as well as phone calls recordings which would show the XX/XX/XXXX phone call of my tenant calling NationStar and removing bank account information from my loan after I had wrote a letter to NationStar revoking access to my tenant and changed online access. | 1 | 0.0% | but NationStar rather not provide me with any further proof of fraud activities. On XX/XX/XXXX |
| but Nationstar skipped that step and never even gave me that option even though it is required by Nevada law.,,NATIONSTAR MORTGAGE LLC,NV,89014,,Consent provided,Web,2017-03-18,Closed with explanation,Yes,No,2392174 | 1 | 0.0% | this loan has been held by I believe XXXX different mortgage companies. After spending so much time I was FINALLY offered a modification by Nationstar about 6 months ago. However |
| but Nationstar went ahead with the foreclosure sale despite being informed that it had violated the RESPA regulations.,,NATIONSTAR MORTGAGE LLC,MA,018XX,Older American,Consent provided,Web,2015-10-27,Closed with explanation,Yes,No,1627158 | 1 | 0.0% | Nationstar gave notice of foreclosure and then the XXXX contacted an attorney who sent Nationstar a Notice of Error in XX/XX/XXXX. Only then did Nationstar send the complainant a Loss Mitigation application. He timely submitted the application. Nationstar |
| but navy federal never sent any results from the investigation that was completed to myself or to the CFPB. navy federal said they conducted an investigation | 1 | 0.0% | term consumer reporting agency means any person which |
| but navy federal themselves do not have any contact or responsibility for the 3rd party hired by the forwarding company. I | 1 | 0.0% | and they had no access to the vehicle until I dropped off the keys on the same morning the invoice was created. I schedule an appointment to pick up my vehicle for Friday |
| but need not be limited to | 1 | 0.0% | but does not own or license |
| but neither Equifax nor the reporting Furnisher ( XXXX ) has provided documentation. This raises serious concerns about Equifaxs compliance with FCRA regulations | 1 | 0.0% | due to Equifax and XXXX XXXX XXXX |
| but neither one has been done. The other reporting agencies also sent me a statement saying that they placed an extended fraud alert on my report just as Experian did but Experian did not. The other two agencies also contact each other as well so there is no excuse as to why Experian is the only one that did not get the memo! They told me the alerts were added and there was nothing more needed to be done on my part. When i saw new fraudulent activity on the Experian report by an account named ( XXXX ) I sent all the same documentation again certified to Experian and filed new disputes on the XXXX activity in XXXX on my Experian report. To this day they have not removed it. And they have still not placed an extended fraud alert nor freeze on my account. I tried to do it online as well as upload all the same documents a 3rd time but their site will not let the uploaded documents go through. You also can not get through by phone due to high call volume as you will just leave phone on speaker for the entire day only to be hung up on hours and hours later. Nor can i place a freeze it just give me an error to try back again later | 1 | 0.0% | Deputy XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX |
| but Nelnet reorganized them into 16 separate accounts | 1 | 0.0% | I contacted Nelnet and learned that they had taken over my student loans from Great Lakes. Under Great Lakes |
| but never actually do anything. | 1 | 0.0% | spoke with multiple people |
| BUT NEVER DELIVERED- of course there are other issues but ONCE AGAIN- I AM TIRED- DFS has WORN ME OUT- and I CAN NOT WRITE ABOUT THIS ANYMORE. I WOULD TO STATE- ON THE RECORD | 1 | 0.0% | I did need help- I NEEDED A BREAK |
| but never did and made their decision with no documentation. | 1 | 0.0% | our investigation led us to determine that this transaction was authorized by you or someone you authorized to use your credentials and no error occurred. As a result |
| but never did. As you will see in the attached documents | 1 | 0.0% | with the suggestion of settling the debt for {$150.00}. The problem is their bill came in 2 years ago |
| but never ever do. | 1 | 0.0% | but they repaired only 2 companies not for XXXX. I called to XXXX to dispute the claim XX/XX/XXXX |
| but never explains HOW these determinations were made | 1 | 0.0% | it is clear that TransUnion did not perform a lawful |
| but never given any indication from SLS or XXXX that those funds did not post to my account in literally dozens of correspondences between me and those entities. It wasn't until XXXX tracked these payments down themselves that they discovered that the money had been sitting in limbo '' for months. Over {$2000.00} worth of my money. | 1 | 0.0% | my bank |
| but never posted to my account | 1 | 0.0% | XX/XX/XXXX |
| but never really owning it. There is no way for me to know how many families have faced financial ruin and housing insecurity because of SPS ( acting on behalf of XXXX XXXX XXXX XXXX XXXX XXXX ) and/or other companies that engage in this practice. | 1 | 0.0% | his response was |
| but never received a reply ; In XXXX XXXX | 1 | 0.0% | I wrote to XXXX XXXX |
| but never received a reply to. | 3 | 0.0% | so please refer to complaint # XXXX filed on XX/XX/year> ( attached ). I phoned in on XX/XX/year> ( and months prior regarding separate issues |
| but never received a response. On XXXX XXXX | 1 | 0.0% | XXXX |
| but never received a response. We then hired a lawyer for consultation | 1 | 0.0% | National Credit Systems |
| but never received any respond. | 1 | 0.0% | but he never replied to my request for the return and the refund |
| but never received anything in writing or electronically to forge an agreement. THERE IS NO AGREEMENT | 1 | 0.0% | were not the terms that were quoted to me ( and verbally agreed to ) over the phone with XXXX ; o I was then advised that a Manager from XXXX would call me to discuss |
| but never received it.,,HSBC NORTH AMERICA HOLDINGS INC.,CA,92127,,Consent provided,Web,2021-11-16,Closed with explanation,Yes,N/A,4914134 | 1 | 0.0% | I did not received the check then chatted with HSBC on XX/XX/XXXX again |
| but never received my refunds. | 2 | 0.0% | item numbers |
| but never received the follow-up call as I was told I would receive during XXXXXXXX XXXX 's investigation/discovery of my account to resolve. | 1 | 0.0% | since my account was closed on XXXX XXXX XXXX |
| but never received. That was on XX/XX/2018. Thats really concerning. She violated the Federal Fair Credit Report Act | 1 | 0.0% | I received a credit monitoring alert that my credit was ran at XXXX XXXX XXXX XXXX XXXX XXXX |
| but never replaced or compensated for damages and stolen items.,Company chooses not to provide a public response,WELLS FARGO & COMPANY,WA,98133,,Consent provided,Web,2015-09-16,Closed with explanation,Yes,Yes,1567327 | 1 | 0.0% | this XXXX they locked me out and barred me from my own home when I was XXXX payments overdue. We did n't even go into foreclosure |
| but never requested my account to be closed | 1 | 0.0% | who administered XXXX benefits for XXXX on the given dates ) |
| but never the XXXX thing I actually requested : the Method of Verification for my XX/XX/XXXX disputes. | 1 | 0.0% | Equifax continued to misuse my personal information. After mailing me this misleading letter |
| but never went above the amount on the card. | 1 | 0.0% | so the CareCredit was used for work above that amount. I have a {$2000.00} credit line on the card. In opening the account |