| but also by the refunded amount. I paid before the refund because the XXXX representative told me that it would help the situation to go ahead and pay as quickly as possible since the refund would take a few days to show up on their end. | 3 | 0.0% | I managed to trace it back to XXXX Bank and my old business credit card. I called XXXX immediately to find out what happened and submit a payment. After discovering what the charge was for |
| but also charged interest from the heloc | 1 | 0.0% | in lieu of their error |
| but also charging customers processing fees for paying their monthly payments if they make them online OR on the phone is not only a malicious grift in nature | 1 | 0.0% | regardless if they carry a balance or not. I've had problems with Comenity previously |
| but also companys responsibility to its customers. And since all other major credit card companies employ this practice | 1 | 0.0% | including myself |
| but also constitutes a deliberate misrepresentation of the legal status of the debt to damage my creditworthiness. | 1 | 0.0% | balance still reporting {$460.00} Opened XX/XX/year> Reported as charged off |
| but also creates long-term financial and emotional harm to affected individuals like myself.,,EQUIFAX | 1 | 0.0% | directly violating 15 U.S.C. 1681i ( a ) ( 1 ) ( A ) |
| but also deeply affecting me emotionally. I had diligently saved up this money with the intention of paying off my bills | 1 | 0.0% | each representative I spoke with informed me that the only payment they could locate on my account was the last payment I made on XX/XX/2024 |
| but also demonstrate Experians complete disregard for its duties under 1681i ( a ) to reinvestigate and correct disputed information within the statutory 30-day window. Experian has failed to conduct any real investigation into my previous disputes and continues to reinsert and republish these false items in violation of 1681i ( a ) ( 5 ). | 1 | 0.0% | including but not limited to : Unauthorized Names ( not legally nor lawfully associated with me ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Any variation other than XXXXXXXX XXXX XXXXXXXX Fraudulent Addresses ( with no lawful nexus to my person ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| but also differentiates from instructive | 1 | 0.0% | this action did not arise under '' California 's workers ' compensation laws. Because XXXX XXXX actions toward XXXX XXXX resulted in the actual loss of a contract interest |
| but also ended up having my passport taken away illegally. I was speechless. | 1 | 0.0% | which would ostensibly cost me far more than the XXXX bahts demanded by the pharmacy store owner. I also knew from my readings that the police are very corrupt there. So |
| but also everything that i stated prior We are now XX/XX/2022 and there has been no change to the situation and i have run out of funds. The deposits that Chime is flagging as suspicous were stimulus payments for my rent from a nonprofit ( XXXX XXXX XXXXXXXX ). The amount in the bank account in question is somewhere around {$2000.00}.,,Chime Financial Inc,HI,96819,,Consent provided,Web,2022-08-19,Closed with explanation,Yes,N/A,5897995 | 1 | 0.0% | Im upset. I explained the situation to XXXX and applogized ahead of time if it seemed that i was angry with him further explaing that i was meerly upset at the situation and the way it was being handled. He stated that there was nothing else he would be able to do. I asked if he could transfer me to someone that could or to a supervisor. He then transfered me over to XXXX whomi assume was a supervisor. I explained to XXXX the situation and that i was now seeking legal consul and that i was now going to seek restitution for time loss because at this point I had spent several hours on the phone trying to resolve this |
| but also expressed concern that it was a fake order. I asked if I needed to do anything else. They advised me that they cancelled the order and nothing else needed to be done. I was at work at the time | 1 | 0.0% | XX/XX/XXXX I received an order confirmation from XXXX for a large order of large quantities of random items. I knew that I had not ordered these items and had received scam emails from XXXX before |
| but also for a recent monthly statement from my local bank. I was surprised | 1 | 0.0% | however |
| but also for my credit card and overdraft protection service. Instead of being transparent ( as ordered by the OCC ) | 1 | 0.0% | in XXXX thru XXXX |
| but also for other people going forward.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MN,55082,Servicemember,Consent provided,Web,2024-06-17,Closed with explanation,Yes,N/A,9277606 | 1 | 0.0% | I notified them and everywhere else of her death on XX/XX/XXXX in efforts to prevent further misuse of her information. Experian did nothing to her membership-no refund offered and keeps trying to charge cards that I appropriately closed upon death. except send me a case # and fax # to send death certificate to. I got the certificates finally and faxed them last Monday |
| but also for resort fees that were not included on the check-up receipt.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | I realized that Bank of America charged me {$150.00} for the hotel resort fee ( {$52.00} for 3 days ) |
| but also high compared to the current fair market valuation based on additional factors. | 1 | 0.0% | the process time allotted to Veterans United for response would exceed the amount of time we had to avoid additional financial injury from the builder I was astonished that we were in this situation. We immediately reached out to our loan officer to discuss the large discrepancy between the documents we received on XX/XX/XXXX and XX/XX/2022. When he responded to us his words were that he was afraid this would happen after he spoke with me in XXXX and thats why he pointed out we didnt have a rate lock. When pressed for addition comment on his statement that the next document we received would be closer to closing and contain accurate information |
| but also hold Executive Management at this company accountable for their actions. It is unacceptable to be charging not only XXXX employees for a paper statement fee without giving them the proper notice and timeframe to opt out of paper statements | 1 | 0.0% | Optum Bank/Financial is acting. I have looked on the XXXX employee message board this week ( the week of XX/XX/2022 ) and Optum Bank/Financial has committed this UDAAP not only to me |
| but also horrifying to realize that I had trusted JG Wentworth to act on my behalf when it wasn't necessary | 1 | 0.0% | all 'helpful ' and 'encouraging |
| but also hurting peoples life. Top on that | 1 | 0.0% | this is not first time such thing happening to me with Experian. In XXXX |
| but also incredibly disruptive to customers who are already trying to make things right.,,Mercedes Benz Financial Services,CA,XXXXX,,Consent provided,Web,2025-04-10,Closed with explanation,Yes,N/A,12896230 | 1 | 0.0% | I am extremely frustrated and disappointed with how this situation has been handled. I was never provided a full |
| but also keeps adding {$10000.00} to the fictitious amount they have been reporting ( over {$30000.00} ) each time I dispute their ridiculous charade! Their attempts to pressure the consumer by intimidation are beyond reason! Their lack of willingness to examine the evidence and come to the conclusions that everyone else has | 1 | 0.0% | is XXXX XXXX XXXX |
| but also lost from certified mail postage costs | 1 | 0.0% | in my credit report I found out about this debt through my FICO score going down and my contacting XXXX. Upon further investigation on my part |
| but also noted as Late 120 Days Violations : 1681e ( b ) : Duplicate tradelines | 3 | 0.0% | but still reflects Late 60 Days Violations : 1681e ( b ) : Duplicate & inaccurate payment status 1681c : Possibly outdated info ( last active XXXX ) 1681i : Failure to correct after previous dispute XXXX XXXX Listed as charge-off |
| but also paid an additional XXXX. Why was that check returned? Why didn't Shellpoint initiate ANY type of contact when that payment was made. Again | 1 | 0.0% | I was blindsided by this foreclosure attempt. I received NO notification in ANY correspondence and actually received a notice left taped to my door from Shellpoint on XX/XX/XXXX outlining ways to receive mortgage assistance. AGAIN |
| but also physically as the stress aggravated my XXXX XXXX The egregious actions and business practices of Sallie Mae have left me metaphorically and literally injured financially and physically. I wish something could be done to rectify the injustice that I've had to live with for decades.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,ECMC GROUP | 1 | 0.0% | so my only choice was rehabilitation |
| but also potentially fraudulent | 1 | 0.0% | ) I discovered that according to B of A |
| but also predatory to anyone that might be at all vulnerable!,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,WA,98108,Older American,Consent provided,Web,2016-05-19,Closed with explanation,Yes,No,1933259 | 1 | 0.0% | stating he was my new Loan Preservation Specialist. He said to keep this letter and if I have a change of circumstances |
| but also put us in legal limbo with the XXXX. An unpaid traffic citation could have resulted in additional fines / penalties if either of us had been in the state of Texas | 1 | 0.0% | I am disputing all amounts paid on the referenced account in relation to charges from the XXXX above {$15.00} |
| but also raises serious concerns about the negative repercussions for the impact of closing SIX CREDIT CARDS simultaneously on my credit profile which I have started precisely with Citibank | 1 | 0.0% | my deep concern and disappointment is regarding the recent closure of SIX of my credit card accounts with Citibank |
| but also removes any responsibility to adjust the error on the part of PayPal Credit. | 1 | 0.0% | I received a letter from PayPal Credit |
| but also return items after I notified your bank and requested to revoke authorization | 1 | 0.0% | autopay was setup but account number your bank had was incorrect and when attempting to pull the payment it was being kicked back. Now although not my fault and have correspondence from my bank backing this explanation up ... I would take the initiative to not only call your bank asap but I would make the payment via my debit card and would beg the representative to make proper notation on the account about why the payments was being kicked back. After I needed up making a changes to my banking account |
| but also said I could use the Ohio number XXXX that came up on my caller ID. | 1 | 0.0% | I received a letter in the mail |
| but also so that I could make the repairs on the new house without taking out any further loans. This was not easy | 1 | 0.0% | I went |
| but also that in order to do it | 1 | 0.0% | XX/XX/2024 I discovered that day that Capital One Cafes do not allow banking transactions without debit cards. Not knowing this |
| but also the original of my mothers will | 1 | 0.0% | XXXX XXXX |
| but also they let me know they were aware as they saw it for themselves | 2 | 0.0% | I called and spoke to a XXXX at QUALITY ACCEPTANCE |
| but also to build credit as I looked to purchase a home in the future. I was unaware of the situation that I was placing myself in. CAC has reported over 30 payments as late | 1 | 0.0% | while the initial balance in CACs system was recorded as {$26000.00}. For a vehicle to be financed at {$12000.00} |
| but also to ensure that they made significantly more money on my loan than they otherwise would have. I told him that at minimum I expected Regions to modify my interest rate to the current market interest rate near 2.8 % and would appreciate a greater offer of assistance as noted in my email and paid for out of federal relief funds. | 1 | 0.0% | I followed up with another email to XXXX XXXX and was advised to include XXXX to ensure more of the executive team received this correspondence ( also included in complaint ). I received a phone call from a different VP ( XXXX something or other ) to discuss my situation. I offered an opinion on what specifically will help me |
| but also to highlight that even when I followed the directions that they have provided | 2 | 0.0% | XXXX 's Privacy notice clearly states that there will be sharing of information of my transactions |
| but also to prevent other consumersespecially vulnerable clients seeking XXXX or civil-rights representationfrom being defrauded in the same way by an attorney who was not legally authorized to practice law or collect fees when these payments were taken.,,FIRST CITIZENS BANCSHARES | 1 | 0.0% | after being provided with this information and supporting documentation |
| but also to seek a deficiency judgment against her personally. Nationstar appears to have illegally padded its fees for the loan by demanding payment in the amount of {$3600.00} for Document Transfer Stamps '' ( although XXXX XXXX has owned the home since XXXX ) and {$3000.00} for attorneys fees ( although XXXX XXXX is not in foreclosure. ) In effect | 1 | 0.0% | Nationstar sent a billing statement dated XXXX XXXX |
| but also told the exception letter about his employment was accepted. We had been allowed to pay for so many things when they knew from the beginning we weren't going to get the loan based on the information I provided. | 1 | 0.0% | we received our Closing Disclosure from Citizens Bank stating our actual costs needed. We were supposed to close XX/XX/2021 |
| but also undermine the integrity of my credit profile.,,EQUIFAX | 1 | 0.0% | this incorrect status update breaches the Fair Credit Reporting Act ( FCRA ) |
| but also violating the specific contract term that I would not be penalized '' for early payments. | 1 | 0.0% | 2 to 3 times the regular monthly amount. Instead of applying the extra amount to my principal |
| but also was understanding of our frustration. He apologized for the XXXX filing and said that this would be taken care of and that he would follow up when he had final confirmation. Imagine my consternation when receiving a letter dated XX/XX/XXXX on XX/XX/XXXX rejecting our dispute defending their actions as accurate. I placed a call again on XX/XX/XXXX to the regional manager leaving him a message. He called me back later that day assuring me that he was sorry to the point he said that he was frustrated to the point he had to walk away from the phone because he could n't believe it either. I emailed him copies of the letter and he assured me that this would be fixed and he would provide us with something in writing for our records when he had it completely resolved. | 1 | 0.0% | saying it was fixed |
| but also with our XX/XX/XXXX Checking Account. We inquired several times if/when to open a new account as we still needed to XX/XX/XXXX | 1 | 0.0% | and we awaited more emails stating the same for our remaining transactions |
| but also with the Attorney General 's office and the XXXX XXXX XXXX | 1 | 0.0% | I sent a second letter as a follow-up to the first letter. The letter was received and signed for with a timestamp on XX/XX/2021. I also have the photocopied receipt showing that Wells Fargo Dealer Services has received my letter. By not replying in a timely manner to my initial letter on XX/XX/2021 |
| but also {$430.00} on XX/XX/XXXX. I cancelled any scheduled payments on XX/XX/XXXX | 1 | 0.0% | and more frustratingly - I have been twice double charged by MOHELA. My monthly amount due is around {$400.00}. Since the beginning of the pandemic in XX/XX/XXXX |
| but always clueless | 1 | 0.0% | I got a letter |
