| as I remember the amount to be lower. Because of these errors in reporting | 1 | 0.0% | Statement of Dispute : I am writing this letter to your agency as a result of deceptive evidence of my credit activity presented in my report. Your agency is supposed to verify all the data reported in order to assure the highest level of accuracy. I |
| as I requested that no longer would I have escrow pay my insurance. I repaid the XXXX refund of XXXX to my escrow account on XX/XX/XXXX. I repaid the XXXX refund of XXXX to escrow on XX/XX/XXXX. I repeatedly asked for an escrow analysis beginning on XX/XX/XXXX when they raised my escrow payment. They said it would take 30 days. They had all the money returned on XX/XX/XXXX. Tomorrow is XX/XX/XXXX. That is 30 days and I still don't have a new escrow analysis. My payment should be less not more. I have enough in escrow account | 1 | 0.0% | my agent sent the XXXX insurance binder with XXXX balance due to NewRez. NewRez failed to read the binder that there was XXXX balance due. They paid XXXX XXXX |
| as I reserve full legal rights to pursue maximum relief under all applicable statutes.,,EQUIFAX | 1 | 0.0% | I will not hesitate to initiate both civil and criminal actions where applicable |
| as I reserve full legal rights to pursue maximum relief under all applicable statutes.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NV,XXXXX,,Consent provided,Web,2025-06-18,Closed with explanation,Yes,N/A,14151423 | 1 | 0.0% | I will not hesitate to initiate both civil and criminal actions where applicable |
| as I reserve full legal rights to pursue maximum relief under all applicable statutes.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I will not hesitate to initiate both civil and criminal actions where applicable |
| as I resubmitted clear copies on XX/XX/XXXX | 1 | 0.0% | misreported as delinquent ( last payment XX/XX/XXXX ) |
| as I sent the wire to my account at another bank.,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,VA,23462,,Consent provided,Web,2024-04-19,Closed with explanation,Yes,N/A,8809932 | 1 | 0.0% | asked them yo credit the funds back into my account |
| as I seriously doubt we are the only customers you have treated in such an egregious manner. | 1 | 0.0% | if you do not within 10 days of the date of this letter ( i ) notify the credit agencies of your mistake and remove your negative report |
| as I should have received the miles in XX/XX/XXXX at which point I would have closed the account.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | however |
| as I should not be responsible for goods not received. Each agent promised the dispute would get escalated to a higher tier | 1 | 0.0% | XXXX days after the original charge ). I later found out |
| as I sought avenues to fight this debt collection. | 1 | 0.0% | I immediately called Ford Credit |
| as I stated earlier | 1 | 0.0% | I contacted Skopos again to try to resolve this matter |
| as I stated earlier in this complaint | 1 | 0.0% | ever After speaking to my lawyer |
| as I stated many times in my previous calls to Affirm | 1 | 0.0% | XXXX |
| as I stated previously and to Ms. XXXX | 1 | 0.0% | all of this was explained to him and he stated that someone would be in contact once someone was assigned to handle the inquiry. On XX/XX/XXXX I received a call from XXXX XXXX |
| as I still did not receive adequate assistance or resolution. | 1 | 0.0% | on XX/XX/XXXX |
| as I STRONGLY suspect | 1 | 0.0% | at this point. And in CFPB case # XXXX |
| as I suspect | 1 | 0.0% | however |
| as I suspect based on my past interactions with several employees of XXXX | 1 | 0.0% | I would like to formally dispute the debt in question and request verification of the debt as outlined under the Fair Debt Collection Practices Act ( FDCPA ). XXXX |
| as I suspect given what I've learned | 1 | 0.0% | but I determined that this is not the problem by confirming with the agent what the rate for the date of settlement was ; the agent suggested that I was confused because there is a transaction fee of 1 %. this was also not the problem because the 1 % fee is a separate line item on the bill. finally the agent suggested that I was not taking into account a possible value added tax. This was also not an explanation because I have a copy of the exact amount in XX/XX/XXXXcurrency that the merchant charged the credit card. If there was any taxes |
| as I thought PayPal would back me up on this.,,Paypal Holdings | 1 | 0.0% | nearly a month after the dispute was initially resolved |
| as I thought that was all the information needed.,,Chime Financial Inc,CA,95825,,Consent provided,Web,2025-02-04,Closed with explanation,Yes,N/A,11925665 | 1 | 0.0% | I received the following information : Chime employee XXXX XXXX ( Follow-up for the investigation on the phone calls ) Reference number : XXXX ( Request directly to the resolution team to post a temporary refund ) After this |
| as I told them several times that there were no discrepancies with the handful of transactions on my account. I also told them that I specifically opened the account so I could get access to and distribute the CD funds earlier than waiting for a check in the mail | 1 | 0.0% | I transferred the funds from the CD to the SAV account ( {$50000.00} ). The following three days ( XX/XX/XXXX |
| as I tried everything | 1 | 0.0% | on XXXX/XXXX/XXXX |
| as I type | 1 | 0.0% | the first I opened just stated that I was past due on my payments |
| as I understand | 1 | 0.0% | therefore immediately nullifying your allegation of debt belonging to me |
| as I understand it | 1 | 0.0% | the company that called me today was insistent that this debt had dropped off the bankruptcy |
| as I understood it | 1 | 0.0% | I decided NOT to participate in a forbearance program on my student loans which would have saved me a {$350.00} payment during the month of XXXX. I figured that the savings from the mortgage program as I understood it based on my conversations with Dovenmuehle 's customer service representatives would provide sufficient relief that enrollment in the program on my student loan would be unnecessary and it would be better for me financially to continue paying my student loan payments as scheduled to avoid the additional interest that would accrue and capitalize on that loan if I enrolled in the forbearance program with my student loan provider. I WAS able to confirm with my student loan provider the key questions as listed above that Dovenmuehle could not answer |
| as I understood they were required to provide it after 10 days while they continue their investigation. I was told that they would not provide a provisional credit | 1 | 0.0% | and was told that I should receive a provisional credit while they continue their investigation. However |
| as I urgently need another vehicle due to my XXXX. | 1 | 0.0% | I did not contact my bank immediately |
| as I used the PSLF tool on studentaid.gov in XXXX prior to submitting my application | 1 | 0.0% | I called Mohela and spoke to XXXX |
| as i used to. | 1 | 0.0% | I've had experienced an upnormal chest pain and vomiting |
| as I usually visit the bank in person for significant transfers. | 1 | 0.0% | XX/XX/XXXX |
| as I very likely would have not purchased such a {$45.00} membership without AMEX inducing me on the promise of a {$25.00} credit and I followed the offer terms exactly. | 1 | 0.0% | based on the terms of the purchase |
| as I was | 1 | 0.0% | I think the CFPB and the public should know about what this company is doing. I am fortunate enough that I could have continued making payments on my mortgage to avoid longer term interest accruing but was asking for help because |
| as I was a part of their PLSF program. I always made payments on time and have never missed a payment. I was with XXXX XXXX and XXXX previously. This harms the entirety of the student loan payment system | 1 | 0.0% | as they did not honor my payoff letter amount from XX/XX/XXXX |
| as I was being pushed into a corner with no other options provided. Recently I redeemed a reward for the amount of {$89.00}. I was under the impression I could and would get cash for it to feed my family. Instead it went to my balance and they were not able to help with that. | 1 | 0.0% | I made a payment under the agreed-upon payment plan |
| as I was called away by the human need to eat more than one meal in a day. At several points on their website | 1 | 0.0% | I was routed through a series of automated |
| as I was checking my account balance I noticed that there were over {$7000.00} worth of transactions debited out of my account. Frustrated and scared I rushed to my local Wells Fargo branch and sat with a banker. The banker went over with me multitudes of charges/transactions that were debited on XX/XX/2022 throughout the State of Texas ( XXXX XXXX XXXX XXXX | 1 | 0.0% | Florida and I have been baking with Wells Fargo bank for over seven years. On XX/XX/2022 |
| as I was driving | 1 | 0.0% | I was prompted in my heart from the Lord to go pray and fast for a week at the small church I was attending. I thought to myself that there was no way I could do this because I just spent my life savings to mail out all those letters and I needed to help my secretary take all the calls coming in to enroll the customers in our service. There was no way she could handle all the calls and I could end up losing my life savings. I had my wife and XXXX little girls living in an apartment depending on me to provide for them. How could I just take off a whole week |
| as I was entitled to it | 1 | 0.0% | there are two refunds for {$110.00} which I have received. This is an error as I was only supposed to be refunded the {$110.00} a singular time. ) Payments deducted ( - ) : XX/XX/XXXX : {$530.00} ( $ XXXX $ XXXX {$340.00} ) ( Labeled as XXXX XXXX ''. ) XX/XX/XXXX : {$110.00} ( Labeled as BAL ADJ/AIRBNB ''. ) ( I am then not only charged {$110.00} twice instead of once in order to correct the accidental double refund |
| AS I WAS EXPPLAING MY LONG STORY | 1 | 0.0% | IF YOU HAVE IT CLOSE IT. |
| as I was highly concerned about my credit and was assured that my credit would not be negatively affected. | 3 | 0.0% | XXXX |
| as i was immediately provided a full refund directly to my payment card | 1 | 0.0% | which is the case for the situation at hand as well. The transaction was on XX/XX/2021 |
| as I was in a XXXX XXXX medical emergency. They approved and accepted this power of attorney ( see attachment 3 ). | 1 | 0.0% | upon the corporations dissolution on XX/XX/XXXX |
| as I was in the pre-foreclosure process at that time. I requested statements from Nationstar from XX/XX/XXXX through XX/XX/XXXX ( what was not available on the website ) so that I could see when the fees were accessed. I also requested to dispute the lender paid expense fees again | 1 | 0.0% | I requested a payoff quote with a date of XX/XX/XXXX payoff. At that time |
| as I was in the process of securing a mortgage to purchase a home for my family | 1 | 0.0% | including accurate reporting |
| as I was in XXXX XXXX | 1 | 0.0% | and each of its affiliate RICO Banks |
| as I was informed by letter of XX/XX/2020. To my total disbelief | 1 | 0.0% | without notification to me |
| as I was instructed on XX/XX/XXXX. I asked to speak with a Manager. The supervisor said that it's XXXX and most have gone home today. '' The supervisor put me on hold to find a manager. No manager available. The supervisor said to expect check on/around XX/XX/XXXX. | 1 | 0.0% | I spoke with a representative and was transferred to the escalation line to inquire status. The escalation representative has no status and no new notes since my XX/XX/XXXX contact and made aware no new check was created. I asked to speak with a manager |
