| as I have been repeatedly forced to dispute and defend against information that does not belong to me. This conduct undermines consumer trust in the accuracy and reliability of the credit reporting system. | 2 | 0.0% | including credit denials |
| as I have called them twice today and was sent to a voicemail box.,,T.S. Holdings,TX,751XX,,Consent provided,Web,2025-06-12,Closed with explanation,Yes,N/A,14038399 | 1 | 0.0% | and the company representative has told me as such. I contacted XXXX again on XX/XX/year> |
| as I have come to understand through the affidavit of XXXX XXXX. | 1 | 0.0% | but Capital One failed to provide proof of consideration or transparency regarding the origin of these credits. Moreover |
| as I have current total of XXXX months of eligible employment as a public high school teacher. However | 1 | 0.0% | as of XX/XX/2025 I currently have XXXX confirmed completed months for my XXXX program. But I now have XXXX months that have an ineligible status because of Forbearance due to the XXXX program ( my employment certification are all approved ). I did my first XXXX application to change from the XXXX to XXXX back on XXXX |
| as I have diligently monitored my credit reports in the past. | 1 | 0.0% | XXXX Equifax : XXXX Opened : XXXX XXXX |
| as I have done in the past | 1 | 0.0% | a manager then forwarded me to the credit management department where I spoke with XXXX. XXXX said that the decrease could have been from many factors |
| as I have done in the past. Therefore | 3 | 0.0% | Opened on XX/XX/XXXX |
| as I have done so many times in the 1+ year I have had my TD bank account. | 1 | 0.0% | but there were long lines exceeding an hour long. The lines were outside on the street |
| as I have exactly followed the prompts provided to me at the time of upload.,,SOFI TECHNOLOGIES | 1 | 0.0% | the online uploading prompts when actively capturing data for mobile check deposits DOES NOT tell you to write an additional endorsement. If it had been mentioned during the uploading process |
| as I have faced sleepless nights | 1 | 0.0% | allow me to share a personal story of how this situation has affected my life. These inaccuracies and unauthorized inquiries have caused me immense distress |
| as I have had XXXX waivers on file | 1 | 0.0% | XXXX |
| as I have never made any late payments on these accounts. The reporting of late payments is damaging my credit reputation and is a clear violation of the Fair Credit Reporting Act | 1 | 0.0% | I also found two accounts from XXXX XXXX XXXX being reported inaccurately. The first account |
| as I have never received it. Obviously | 2 | 0.0% | and are being deceptive in their activities and should be held accountable for their actions. How is it that I have qualified for 4 other modifications on my properties yet Shellpoint |
| as I have never received this card. | 1 | 0.0% | under Claim ID XXXX. Bank of America confirmed my dispute via email. However |
| as I have never used XXXX XXXX to send money and had only received a single deposit from a friend in the past. The XXXX XXXX card existed only within my digital wallet | 1 | 0.0% | I logged into my Wells Fargo account and observed several pending XXXX XXXX transactions in the following amounts : {$2000.00} |
| as I have no knowledge of it. Please send me a copy of a signed contract and proof that Fresno Credit Bureau was assigned this debt and has a legal right to collect on it. My email address is XXXXXXXXXXXX. | 1 | 0.0% | CA |
| as I have NOT refused payment '' of their demands as they're inaccurately alleged and depicted within line 2 of their filed Bill Of Particulars which shall also be included here. | 1 | 0.0% | let us call an apple '' an apple ''. The said plaintiff '' here is no longer XXXX XXXX XXXX ( USA ) and Peroutka |
| as I have not lived in the State of XXXX since XX/XX/XXXX. My home residence is in XXXX | 1 | 0.0% | I informed CashNetUSA that I moved to XXXX and no longer lived in XXXX after paying off my original line of credit with them on or about XX/XX/XXXX. Moreover |
| as I have not yet been served. | 1 | 0.0% | but they moved the goalposts repeatedly and prevented me from making a payment when I had the ability to do so |
| as I have not yet done so. I also have not yet sent these documents to the bank | 1 | 0.0% | XXXX of the hotel receipts has my old address in XXXX XXXX |
| as I have now made XXXX aware that it was reporting inaccurate information. Thus | 2 | 0.0% | I called XXXX and asked if they reported this to the credit bureaus? If so |
| as I have personally experienced. | 1 | 0.0% | the misleading statements and disrespectful treatment during the hearing made me feel exactly that bullied and powerless. I worry that many other consumers in Oklahoma ( and even in other states ) are being steamrolled by XXXX in similar ways : getting hit with default judgments without proper process |
| as I have said | 1 | 0.0% | and then in XXXX I was informed that I am so advanced into XXXX XXXX that I am going to need a XXXX XXXX. My XXXX told me I would not be allowed to go back to work until I could receive the XXXX for XXXX Although I receive Social Security payments monthly |
| as I have said several times before | 1 | 0.0% | I discovered again |
| as I have served my time for past offenses. Accordingly | 3 | 0.0% | XXXX XXXX XXXX |
| as I hope you are able to imagine. It was just one hard blow to my spirit after another. There's a saying that comes to mind as I describe this series of wretched occurrences : When it rains | 1 | 0.0% | XXXX was somewhat of a blur to me. It was so full of ups and downs |
| as I just received my tax statement from the county yesterday. I was told customer service would have to do the new/corrected payoff sheet. I then got transferred back to the same customer service number that is impossible to reach a live person. | 1 | 0.0% | the payoff provided from Caliber looked incorrect. It shows we owe Caliber money in escrow |
| as I know how much the average age of credit can impact a credit score. | 1 | 0.0% | I opened my first credit card |
| as I know that there is something more than nothing that can be done. | 1 | 0.0% | and the rep is just talking in circles about how the assessment is finalized |
| as I learned over the phone from BB & T 's Identity Theft unit | 1 | 0.0% | BB & T opened a joint account ending in XXXX in my name at its XXXX XXXX XXXX XXXX XXXX XXXX |
| as I left the apartment in pristine condition | 1 | 0.0% | a landlord 's illegal entry into a tenant 's apartment can consider constructive eviction and a violation of my right to quiet enjoyment. '' Due to the fear for the safety of me and my family we moved out of the apartment on XX/XX/XXXX |
| as I lost my automotive manufacturing job due to outsourcing. Paying it back would be no problem | 1 | 0.0% | and the reason for attending. I graduated with highest honors |
| as I made the payment at approximately XXXX XXXX XXXX XXXX the day before. However | 1 | 0.0% | and I have a credit card that I enjoy using. I like the company |
| as I need the money for a house purchase in process. | 1 | 0.0% | Citi baited me to open a new account |
| as I need to current payment status to be eligible for the program. | 1 | 0.0% | after recalculating income driven repayments would increase my payments by {$25.00} |
| as I needed the insurance proceeds in order to begin repairs. | 1 | 0.0% | I was advised that all vendors |
| as I never asked for proof of debt. | 1 | 0.0% | 2017 confirmed the delivery of the Certified Letter. See Exhibit ( Three ) XXXX XXXX |
| as I never had any business with XXXX | 1 | 0.0% | XXXX reporting a {$12000.00} balance related to XXXX XXXX XXXX on my credit report. I did not authorize this account |
| as I never received a notice or explanation that I should be expecting a check in the mail with surplus money. | 1 | 0.0% | I discovered ( via MANY clarification questions on my end ) that their accounting team did not include the following year 's tax payment into my estimated mortgage amount |
| as I never signed a contract or agreement with your agency for collection of this debt. | 1 | 0.0% | AL XXXX XXXX XXXX XXXX |
| as I never submitted any application for a Captial One product in XX/XX/XXXX or prior | 1 | 0.0% | XXXX Institution Information : CAPITAL ONE XXXXXXXX XXXX XXXX XXXXXXXX |
| as I never throw mail out. Still | 1 | 0.0% | I spent maybe 60 % of my time away from home as a XXXX working all over the state |
| as I no longer have use of the card | 1 | 0.0% | I called Capital One at the number given on the letter - the woman I spoke with told me that |
| as I noted above | 2 | 0.0% | I received an alert from my credit monitoring subscription that a collection account was added to my XXXX credit report on XXXX XXXX |
| as I now face the possibility of another decade of submitting paperwork and living under the burden of a loan with skyrocketing interest. | 1 | 0.0% | who assured me in XXXX that I would qualify for loan forgiveness after 10 years of recertifying my loan by submitting my XXXX Benefit Letters. I was led to believe that |
| as I only recently learned of this through my credit report updated on XX/XX/XXXX. | 1 | 0.0% | but they never completed the promised services |
| as I personally submitted the dispute | 1 | 0.0% | I mailed a dispute to Experian to address specific inaccuracies on my credit report. To ensure it was properly received and processed |
| as I presented the credit card to initiate the transaction | 1 | 0.0% | plate |
| as I recall | 1 | 0.0% | I do most of my banking online. Unbeknownst to me |
| as I relied on the agent 's express representations | 2 | 0.0% | despite that it was never in charged off status |