Total complaints
1
Filed since Hard
2026 data Public-data reference. official source
as I never submitted any application for a Captial One product in XX/XX/XXXX or prior
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows as I never submitted any application for a Captial One product in XX/XX/XXXX or prior's complaint history from CFPB public records. 1 consumers have filed complaints since Hard. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Hard
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
as I never submitted any application for a Captial One product in XX/XX/XXXX or prior complaint mix by product
- XXXX Institution 1 100.0% – 0% relief
How as I never submitted any application for a Captial One product in XX/XX/XXXX or prior's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX Institution Information : CAPITAL ONE XXXXXXXX XXXX XXXX XXXXXXXX | 1 |
Top States
| State | Complaints |
|---|---|
| and that I was living abroad at the time of the application and contacting Capital One. As I understood this would be removed by Captial One across all 3 Credit Bureau. This inquiry is still showing as a HARD INQUIRY on my report.,,CAPITAL ONE FINANCIAL CORPORATION,AL,351XX,,Consent provided,Web,2023-07-03,Closed with non-monetary relief,Yes,N/A,7196067 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the representative I spoke with identified that an application had been submitted using my SS # | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About as I never submitted any application for a Captial One product in XX/XX/XXXX or prior
as I never submitted any application for a Captial One product in XX/XX/XXXX or prior has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Hard, and the most recent logged activity is Hard Inqui, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, as I never submitted any application for a Captial One product in XX/XX/XXXX or prior reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX Institution Information : CAPITAL ONE XXXXXXXX XXXX XXXX XXXXXXXX", and the single most common underlying issue is "the representative I spoke with identified that an application had been submitted using my SS #".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as I never submitted any application for a Captial One product in XX/XX/XXXX or prior: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does as I never submitted any application for a Captial One product in XX/XX/XXXX or prior have?
as I never submitted any application for a Captial One product in XX/XX/XXXX or prior has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does as I never submitted any application for a Captial One product in XX/XX/XXXX or prior respond to complaints on time?
as I never submitted any application for a Captial One product in XX/XX/XXXX or prior has a 0% timely response rate to CFPB complaints.
What is the most common complaint about as I never submitted any application for a Captial One product in XX/XX/XXXX or prior?
The most common issue reported against as I never submitted any application for a Captial One product in XX/XX/XXXX or prior is "the representative I spoke with identified that an application had been submitted using my SS #" in the "XXXX Institution Information : CAPITAL ONE XXXXXXXX XXXX XXXX XXXXXXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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